LendingClub Price to Earnings Ratio vs Asset Turnover Analysis

LC Stock  USD 8.68  0.25  2.97%   
Trend analysis of LendingClub Corp balance sheet accounts such as Total Stockholder Equity of 1.1 B, Property Plant And Equipment Net of 108.8 M or Current Deferred Revenue of 4.2 M provides information on LendingClub Corp's total assets, liabilities, and equity, which is the actual value of LendingClub Corp to its prevalent stockholders. By breaking down trends over time using LendingClub Corp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

About LendingClub Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of LendingClub Corp at a specified time, usually calculated after every quarter, six months, or one year. LendingClub Corp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of LendingClub Corp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which LendingClub currently owns. An asset can also be divided into two categories, current and non-current.

LendingClub Corp Balance Sheet Chart

LendingClub Corp Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how LendingClub Corp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At present, LendingClub Corp's Accounts Payable is projected to decrease significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 375.3 M, whereas Short and Long Term Debt Total is forecasted to decline to about 54.4 M.

Total Assets

Total assets refers to the total amount of LendingClub Corp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in LendingClub Corp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Current Liabilities

Total Current Liabilities is an item on LendingClub Corp balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of LendingClub Corp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.
Most indicators from LendingClub Corp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting.
 2021 2022 2023 2024 (projected)
Interest Income292.8M557.3M832.6M874.3M
Net Interest Income212.8M474.8M561.8M589.9M

LendingClub Corp fundamental ratios Correlations

-0.330.020.560.960.30.8-0.87-0.930.960.96-0.16-0.070.980.970.44-0.160.930.88-0.050.850.990.00.990.94-0.15
-0.33-0.12-0.15-0.28-0.39-0.040.670.31-0.34-0.330.030.25-0.24-0.320.350.77-0.30.030.68-0.29-0.35-0.38-0.39-0.240.23
0.02-0.12-0.340.04-0.160.05-0.12-0.060.050.06-0.070.05-0.010.06-0.14-0.460.070.040.03-0.150.01-0.090.070.07-0.26
0.56-0.15-0.340.650.480.63-0.52-0.650.60.61-0.050.110.560.620.23-0.10.630.59-0.10.640.480.00.570.62-0.07
0.96-0.280.040.650.220.91-0.88-0.990.991.0-0.220.130.961.00.4-0.210.990.94-0.010.790.91-0.190.980.99-0.29
0.3-0.39-0.160.480.22-0.11-0.27-0.170.240.190.39-0.470.30.220.17-0.10.140.02-0.410.680.340.730.260.120.59
0.8-0.040.050.630.91-0.11-0.72-0.930.880.9-0.340.420.820.90.37-0.150.940.950.170.510.7-0.520.820.94-0.52
-0.870.67-0.12-0.52-0.88-0.27-0.720.9-0.9-0.910.14-0.05-0.82-0.9-0.090.56-0.9-0.70.31-0.68-0.830.03-0.92-0.870.41
-0.930.31-0.06-0.65-0.99-0.17-0.930.9-0.99-0.990.24-0.2-0.92-0.99-0.340.29-1.0-0.940.03-0.73-0.860.26-0.96-1.00.4
0.96-0.340.050.60.990.240.88-0.9-0.990.99-0.160.150.950.990.37-0.270.980.92-0.040.780.91-0.190.970.98-0.32
0.96-0.330.060.611.00.190.9-0.91-0.990.99-0.230.130.951.00.35-0.260.990.93-0.030.760.91-0.20.980.99-0.33
-0.160.03-0.07-0.05-0.220.39-0.340.140.24-0.16-0.230.09-0.17-0.21-0.16-0.02-0.25-0.31-0.010.04-0.120.34-0.23-0.260.32
-0.070.250.050.110.13-0.470.42-0.05-0.20.150.130.09-0.010.13-0.11-0.160.220.250.25-0.33-0.19-0.75-0.050.22-0.62
0.98-0.24-0.010.560.960.30.82-0.82-0.920.950.95-0.17-0.010.960.5-0.090.920.90.010.830.96-0.060.950.93-0.1
0.97-0.320.060.621.00.220.9-0.9-0.990.991.0-0.210.130.960.36-0.240.990.93-0.020.780.91-0.190.980.99-0.31
0.440.35-0.140.230.40.170.37-0.09-0.340.370.35-0.16-0.110.50.360.510.340.510.120.470.45-0.010.360.380.23
-0.160.77-0.46-0.1-0.21-0.1-0.150.560.29-0.27-0.26-0.02-0.16-0.09-0.240.51-0.28-0.010.390.06-0.120.0-0.25-0.230.59
0.93-0.30.070.630.990.140.94-0.9-1.00.980.99-0.250.220.920.990.34-0.280.94-0.010.710.86-0.280.961.0-0.42
0.880.030.040.590.940.020.95-0.7-0.940.920.93-0.310.250.90.930.51-0.010.940.230.660.8-0.40.880.96-0.32
-0.050.680.03-0.1-0.01-0.410.170.310.03-0.04-0.03-0.010.250.01-0.020.120.39-0.010.23-0.16-0.08-0.45-0.090.03-0.02
0.85-0.29-0.150.640.790.680.51-0.68-0.730.780.760.04-0.330.830.780.470.060.710.66-0.160.850.330.810.710.29
0.99-0.350.010.480.910.340.7-0.83-0.860.910.91-0.12-0.190.960.910.45-0.120.860.8-0.080.850.120.960.87-0.05
0.0-0.38-0.090.0-0.190.73-0.520.030.26-0.19-0.20.34-0.75-0.06-0.19-0.010.0-0.28-0.4-0.450.330.12-0.05-0.30.69
0.99-0.390.070.570.980.260.82-0.92-0.960.970.98-0.23-0.050.950.980.36-0.250.960.88-0.090.810.96-0.050.95-0.25
0.94-0.240.070.620.990.120.94-0.87-1.00.980.99-0.260.220.930.990.38-0.231.00.960.030.710.87-0.30.95-0.39
-0.150.23-0.26-0.07-0.290.59-0.520.410.4-0.32-0.330.32-0.62-0.1-0.310.230.59-0.42-0.32-0.020.29-0.050.69-0.25-0.39
Click cells to compare fundamentals

LendingClub Corp Account Relationship Matchups

LendingClub Corp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets3.0B1.9B4.9B8.0B8.8B9.3B
Short Long Term Debt Total1.8B989.1M430.0M143.4M57.2M54.4M
Other Current Liab(13.7M)(4.9M)(128.8M)(100.8M)(58.5M)(61.5M)
Total Current Liabilities607.6M151.9M128.8M100.8M58.5M55.6M
Total Stockholder Equity900.2M724.2M850.2M1.2B1.3B1.1B
Property Plant And Equipment Net207.9M170.7M175.3M200.3M188.1M108.8M
Net Debt1.6B464.1M(257.1M)(913.6M)(1.2B)(1.2B)
Retained Earnings(548.5M)(786.2M)(717.4M)(427.7M)(388.8M)(408.2M)
Accounts Payable20.1M46.9M101.0M98.2M54.6M59.5M
Cash243.8M525.0M687.1M1.1B1.3B937.0M
Non Current Assets Total501.6M389.0M637.8M762.1M237.2M375.3M
Non Currrent Assets Other(501.6M)(389.0M)(637.8M)(173.7M)(1.9B)(1.8B)
Other Assets1.9B791.7M3.3B5.8B5.7B3.2B
Cash And Short Term Investments514.7M667.2M950.7M1.4B1.3B1.0B
Net Receivables41.6M31.9M15.4M30.9M35.8M37.6M
Common Stock Total Equity892K881K1.0M1.1M1.2M1.8M
Common Stock Shares Outstanding87.3M77.9M102.1M104.0M108.5M103.0M
Liabilities And Stockholders Equity3.0B1.9B4.9B8.0B8.8B9.3B
Non Current Liabilities Total1.2B889.0M402.2M140.8M204.3M194.1M
Other Current Assets(565.5M)(628.5M)(763.6M)(1.1B)(1.3B)(1.3B)
Other Stockholder Equity1.4B1.5B1.6B1.6B1.7B1.8B
Total Liab2.1B1.1B4.1B6.8B7.6B8.0B
Property Plant And Equipment Gross207.9M170.7M98.0M302.9M294.1M308.8M
Total Current Assets546.6M682.6M950.7M1.4B2.9B3.0B
Accumulated Other Comprehensive Income(565K)1.5M7.0M(37.6M)(30.3M)(31.8M)
Common Stock892K881K1.0M1.1M1.1M1.0M
Net Tangible Assets885.6M712.7M774.5M1.1B1.3B711.3M
Long Term Debt1.1B636.8M610.3M130.3M19.4M18.4M
Retained Earnings Total Equity(548.5M)(786.2M)(767.6M)(427.7M)(385.0M)(404.2M)
Long Term Debt Total1.1B636.8M15.5M130.3M117.3M111.4M
Non Current Liabilities Other740.4M352.3M871.1M420.3M483.3M519.2M
Short Term Debt587.5M105.0M27.8M2.6M3.9M3.7M
Property Plant Equipment114.4M96.6M98.0M136.5M156.9M164.8M
Short Term Investments270.9M142.2M263.5M345.7M1.6B1.7B
Capital Surpluse1.5B1.5B1.6B1.6B1.9B1.2B
Inventory20.0M565.5M628.5M1.1B1.3B1.3B

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When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.

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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.60)
Earnings Share
0.36
Revenue Per Share
10.468
Quarterly Revenue Growth
(0.13)
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.