LendingClub Price to Sales Ratio vs Long Term Debt Analysis

LC Stock  USD 8.79  0.11  1.27%   
LendingClub Corp financial indicator trend analysis is infinitely more than just investigating LendingClub Corp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether LendingClub Corp is a good investment. Please check the relationship between LendingClub Corp Price To Sales Ratio and its Long Term Debt accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.

Price To Sales Ratio vs Long Term Debt

Price to Sales Ratio vs Long Term Debt Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of LendingClub Corp Price to Sales Ratio account and Long Term Debt. At this time, the significance of the direction appears to have significant contrarian relationship.
The correlation between LendingClub Corp's Price to Sales Ratio and Long Term Debt is -0.37. Overlapping area represents the amount of variation of Price to Sales Ratio that can explain the historical movement of Long Term Debt in the same time period over historical financial statements of LendingClub Corp, assuming nothing else is changed. The correlation between historical values of LendingClub Corp's Price to Sales Ratio and Long Term Debt is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Price to Sales Ratio of LendingClub Corp are associated (or correlated) with its Long Term Debt. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Long Term Debt has no effect on the direction of Price to Sales Ratio i.e., LendingClub Corp's Price to Sales Ratio and Long Term Debt go up and down completely randomly.

Correlation Coefficient

-0.37
Relationship DirectionNegative 
Relationship StrengthInsignificant

Price To Sales Ratio

Price to Sales Ratio is figured by comparing LendingClub Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on LendingClub Corp sales, a figure that is much harder to manipulate than other LendingClub Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.

Long Term Debt

Long-term debt is a debt that LendingClub Corp has held for over one year. Long-term debt appears on LendingClub Corp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on LendingClub Corp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.
Most indicators from LendingClub Corp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Issuance Of Capital Stock is projected to decrease significantly based on the last few years of reporting.
 2021 2022 2023 2024 (projected)
Interest Income292.8M557.3M832.6M874.3M
Net Interest Income212.8M474.8M561.8M589.9M

LendingClub Corp fundamental ratios Correlations

-0.330.020.560.960.30.8-0.87-0.930.960.96-0.16-0.070.980.970.44-0.160.930.88-0.050.850.990.00.990.94-0.15
-0.33-0.12-0.15-0.28-0.39-0.040.670.31-0.34-0.330.030.25-0.24-0.320.350.77-0.30.030.68-0.29-0.35-0.38-0.39-0.240.23
0.02-0.12-0.340.04-0.160.05-0.12-0.060.050.06-0.070.05-0.010.06-0.14-0.460.070.040.03-0.150.01-0.090.070.07-0.26
0.56-0.15-0.340.650.480.63-0.52-0.650.60.61-0.050.110.560.620.23-0.10.630.59-0.10.640.480.00.570.62-0.07
0.96-0.280.040.650.220.91-0.88-0.990.991.0-0.220.130.961.00.4-0.210.990.94-0.010.790.91-0.190.980.99-0.29
0.3-0.39-0.160.480.22-0.11-0.27-0.170.240.190.39-0.470.30.220.17-0.10.140.02-0.410.680.340.730.260.120.59
0.8-0.040.050.630.91-0.11-0.72-0.930.880.9-0.340.420.820.90.37-0.150.940.950.170.510.7-0.520.820.94-0.52
-0.870.67-0.12-0.52-0.88-0.27-0.720.9-0.9-0.910.14-0.05-0.82-0.9-0.090.56-0.9-0.70.31-0.68-0.830.03-0.92-0.870.41
-0.930.31-0.06-0.65-0.99-0.17-0.930.9-0.99-0.990.24-0.2-0.92-0.99-0.340.29-1.0-0.940.03-0.73-0.860.26-0.96-1.00.4
0.96-0.340.050.60.990.240.88-0.9-0.990.99-0.160.150.950.990.37-0.270.980.92-0.040.780.91-0.190.970.98-0.32
0.96-0.330.060.611.00.190.9-0.91-0.990.99-0.230.130.951.00.35-0.260.990.93-0.030.760.91-0.20.980.99-0.33
-0.160.03-0.07-0.05-0.220.39-0.340.140.24-0.16-0.230.09-0.17-0.21-0.16-0.02-0.25-0.31-0.010.04-0.120.34-0.23-0.260.32
-0.070.250.050.110.13-0.470.42-0.05-0.20.150.130.09-0.010.13-0.11-0.160.220.250.25-0.33-0.19-0.75-0.050.22-0.62
0.98-0.24-0.010.560.960.30.82-0.82-0.920.950.95-0.17-0.010.960.5-0.090.920.90.010.830.96-0.060.950.93-0.1
0.97-0.320.060.621.00.220.9-0.9-0.990.991.0-0.210.130.960.36-0.240.990.93-0.020.780.91-0.190.980.99-0.31
0.440.35-0.140.230.40.170.37-0.09-0.340.370.35-0.16-0.110.50.360.510.340.510.120.470.45-0.010.360.380.23
-0.160.77-0.46-0.1-0.21-0.1-0.150.560.29-0.27-0.26-0.02-0.16-0.09-0.240.51-0.28-0.010.390.06-0.120.0-0.25-0.230.59
0.93-0.30.070.630.990.140.94-0.9-1.00.980.99-0.250.220.920.990.34-0.280.94-0.010.710.86-0.280.961.0-0.42
0.880.030.040.590.940.020.95-0.7-0.940.920.93-0.310.250.90.930.51-0.010.940.230.660.8-0.40.880.96-0.32
-0.050.680.03-0.1-0.01-0.410.170.310.03-0.04-0.03-0.010.250.01-0.020.120.39-0.010.23-0.16-0.08-0.45-0.090.03-0.02
0.85-0.29-0.150.640.790.680.51-0.68-0.730.780.760.04-0.330.830.780.470.060.710.66-0.160.850.330.810.710.29
0.99-0.350.010.480.910.340.7-0.83-0.860.910.91-0.12-0.190.960.910.45-0.120.860.8-0.080.850.120.960.87-0.05
0.0-0.38-0.090.0-0.190.73-0.520.030.26-0.19-0.20.34-0.75-0.06-0.19-0.010.0-0.28-0.4-0.450.330.12-0.05-0.30.69
0.99-0.390.070.570.980.260.82-0.92-0.960.970.98-0.23-0.050.950.980.36-0.250.960.88-0.090.810.96-0.050.95-0.25
0.94-0.240.070.620.990.120.94-0.87-1.00.980.99-0.260.220.930.990.38-0.231.00.960.030.710.87-0.30.95-0.39
-0.150.23-0.26-0.07-0.290.59-0.520.410.4-0.32-0.330.32-0.62-0.1-0.310.230.59-0.42-0.32-0.020.29-0.050.69-0.25-0.39
Click cells to compare fundamentals

LendingClub Corp Account Relationship Matchups

LendingClub Corp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets3.0B1.9B4.9B8.0B8.8B9.3B
Short Long Term Debt Total1.8B989.1M430.0M143.4M57.2M54.4M
Other Current Liab(13.7M)(4.9M)(128.8M)(100.8M)(58.5M)(61.5M)
Total Current Liabilities607.6M151.9M128.8M100.8M58.5M55.6M
Total Stockholder Equity900.2M724.2M850.2M1.2B1.3B1.1B
Property Plant And Equipment Net207.9M170.7M175.3M200.3M188.1M108.8M
Net Debt1.6B464.1M(257.1M)(913.6M)(1.2B)(1.2B)
Retained Earnings(548.5M)(786.2M)(717.4M)(427.7M)(388.8M)(408.2M)
Accounts Payable20.1M46.9M101.0M98.2M54.6M59.5M
Cash243.8M525.0M687.1M1.1B1.3B937.0M
Non Current Assets Total501.6M389.0M637.8M762.1M237.2M375.3M
Non Currrent Assets Other(501.6M)(389.0M)(637.8M)(173.7M)(1.9B)(1.8B)
Other Assets1.9B791.7M3.3B5.8B5.7B3.2B
Cash And Short Term Investments514.7M667.2M950.7M1.4B1.3B1.0B
Net Receivables41.6M31.9M15.4M30.9M35.8M37.6M
Common Stock Total Equity892K881K1.0M1.1M1.2M1.8M
Common Stock Shares Outstanding87.3M77.9M102.1M104.0M108.5M103.0M
Liabilities And Stockholders Equity3.0B1.9B4.9B8.0B8.8B9.3B
Non Current Liabilities Total1.2B889.0M402.2M140.8M204.3M194.1M
Other Current Assets(565.5M)(628.5M)(763.6M)(1.1B)(1.3B)(1.3B)
Other Stockholder Equity1.4B1.5B1.6B1.6B1.7B1.8B
Total Liab2.1B1.1B4.1B6.8B7.6B8.0B
Property Plant And Equipment Gross207.9M170.7M98.0M302.9M294.1M308.8M
Total Current Assets546.6M682.6M950.7M1.4B2.9B3.0B
Accumulated Other Comprehensive Income(565K)1.5M7.0M(37.6M)(30.3M)(31.8M)
Common Stock892K881K1.0M1.1M1.1M1.0M
Net Tangible Assets885.6M712.7M774.5M1.1B1.3B711.3M
Long Term Debt1.1B636.8M610.3M130.3M19.4M18.4M
Retained Earnings Total Equity(548.5M)(786.2M)(767.6M)(427.7M)(385.0M)(404.2M)
Long Term Debt Total1.1B636.8M15.5M130.3M117.3M111.4M
Non Current Liabilities Other740.4M352.3M871.1M420.3M483.3M519.2M
Short Term Debt587.5M105.0M27.8M2.6M3.9M3.7M
Property Plant Equipment114.4M96.6M98.0M136.5M156.9M164.8M
Short Term Investments270.9M142.2M263.5M345.7M1.6B1.7B
Capital Surpluse1.5B1.5B1.6B1.6B1.9B1.2B
Inventory20.0M565.5M628.5M1.1B1.3B1.3B

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When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.60)
Earnings Share
0.36
Revenue Per Share
10.468
Quarterly Revenue Growth
(0.13)
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.