NBT Cash Flow Per Share vs Book Value per Share Analysis

NBTB Stock  USD 36.74  1.17  3.29%   
Trend analysis of NBT Bancorp balance sheet accounts such as Property Plant And Equipment Net of 63.5 M provides information on NBT Bancorp's total assets, liabilities, and equity, which is the actual value of NBT Bancorp to its prevalent stockholders. By breaking down trends over time using NBT Bancorp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.

About NBT Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of NBT Bancorp at a specified time, usually calculated after every quarter, six months, or one year. NBT Bancorp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of NBT Bancorp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which NBT currently owns. An asset can also be divided into two categories, current and non-current.

NBT Bancorp Balance Sheet Chart

NBT Bancorp Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how NBT Bancorp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At present, NBT Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Total Stockholder Equity is expected to grow to about 1.5 B, whereas Short and Long Term Debt Total is forecasted to decline to about 573.8 M.

Total Assets

Total assets refers to the total amount of NBT Bancorp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in NBT Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.
Most indicators from NBT Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into NBT Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.The current year's Enterprise Value Multiple is expected to grow to 516.04, whereas Selling General Administrative is forecasted to decline to about 100.3 M.
 2021 2022 2023 2024 (projected)
Interest Expense18.8M21.9M37.9M41.6M
Depreciation And Amortization2.8M2.3M22.3M23.4M

NBT Bancorp fundamental ratios Correlations

0.360.990.53-0.060.970.40.68-0.170.340.190.70.580.891.00.82-0.19-0.110.610.31-0.34-0.67-0.670.650.84-0.36
0.360.350.640.790.24-0.350.030.620.850.120.68-0.020.520.360.060.570.570.10.910.49-0.66-0.66-0.130.29-0.11
0.990.350.53-0.050.960.390.68-0.170.330.170.70.580.910.990.79-0.21-0.120.620.32-0.35-0.65-0.650.650.83-0.41
0.530.640.530.360.370.010.260.40.790.170.850.20.680.530.310.430.550.240.410.32-0.85-0.840.250.580.1
-0.060.79-0.050.36-0.12-0.850.030.590.59-0.370.210.050.19-0.06-0.140.430.620.150.750.48-0.25-0.25-0.59-0.190.06
0.970.240.960.37-0.120.380.72-0.350.140.090.550.640.780.970.88-0.39-0.290.660.22-0.52-0.53-0.530.640.81-0.37
0.4-0.350.390.01-0.850.38-0.02-0.37-0.170.680.26-0.10.150.40.27-0.17-0.46-0.15-0.36-0.31-0.19-0.190.790.55-0.19
0.680.030.680.260.030.72-0.02-0.3-0.01-0.510.110.990.630.680.86-0.5-0.020.99-0.01-0.45-0.21-0.20.190.36-0.05
-0.170.62-0.170.40.59-0.35-0.37-0.30.820.080.33-0.320.15-0.17-0.380.930.91-0.220.60.97-0.29-0.29-0.38-0.170.04
0.340.850.330.790.590.14-0.17-0.010.820.250.77-0.070.570.340.030.810.80.020.720.73-0.74-0.74-0.020.32-0.03
0.190.120.170.17-0.370.090.68-0.510.080.250.51-0.610.110.19-0.140.37-0.14-0.60.090.14-0.35-0.350.540.45-0.22
0.70.680.70.850.210.550.260.110.330.770.510.00.770.70.30.410.280.060.570.22-0.88-0.880.50.78-0.28
0.58-0.020.580.20.050.64-0.10.99-0.32-0.07-0.610.00.540.580.81-0.53-0.010.99-0.07-0.46-0.12-0.120.10.250.03
0.890.520.910.680.190.780.150.630.150.570.110.770.540.880.650.060.210.60.47-0.06-0.68-0.680.430.69-0.37
1.00.360.990.53-0.060.970.40.68-0.170.340.190.70.580.880.83-0.19-0.110.610.31-0.34-0.67-0.670.650.84-0.35
0.820.060.790.31-0.140.880.270.86-0.380.03-0.140.30.810.650.83-0.45-0.180.79-0.01-0.5-0.37-0.370.380.6-0.08
-0.190.57-0.210.430.43-0.39-0.17-0.50.930.810.370.41-0.530.06-0.19-0.450.81-0.460.480.96-0.39-0.39-0.26-0.110.14
-0.110.57-0.120.550.62-0.29-0.46-0.020.910.8-0.140.28-0.010.21-0.11-0.180.810.050.450.88-0.33-0.33-0.44-0.180.28
0.610.10.620.240.150.66-0.150.99-0.220.02-0.60.060.990.60.610.79-0.460.050.08-0.39-0.15-0.150.070.27-0.07
0.310.910.320.410.750.22-0.36-0.010.60.720.090.57-0.070.470.31-0.010.480.450.080.43-0.41-0.41-0.130.28-0.45
-0.340.49-0.350.320.48-0.52-0.31-0.450.970.730.140.22-0.46-0.06-0.34-0.50.960.88-0.390.43-0.22-0.22-0.43-0.290.2
-0.67-0.66-0.65-0.85-0.25-0.53-0.19-0.21-0.29-0.74-0.35-0.88-0.12-0.68-0.67-0.37-0.39-0.33-0.15-0.41-0.221.0-0.35-0.58-0.08
-0.67-0.66-0.65-0.84-0.25-0.53-0.19-0.2-0.29-0.74-0.35-0.88-0.12-0.68-0.67-0.37-0.39-0.33-0.15-0.41-0.221.0-0.35-0.58-0.08
0.65-0.130.650.25-0.590.640.790.19-0.38-0.020.540.50.10.430.650.38-0.26-0.440.07-0.13-0.43-0.35-0.350.81-0.36
0.840.290.830.58-0.190.810.550.36-0.170.320.450.780.250.690.840.6-0.11-0.180.270.28-0.29-0.58-0.580.81-0.44
-0.36-0.11-0.410.10.06-0.37-0.19-0.050.04-0.03-0.22-0.280.03-0.37-0.35-0.080.140.28-0.07-0.450.2-0.08-0.08-0.36-0.44
Click cells to compare fundamentals

NBT Bancorp Account Relationship Matchups

NBT Bancorp fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets9.7B10.9B12.0B11.7B13.3B14.0B
Short Long Term Debt Total820.7M406.7M311.5M788.0M665.6M573.8M
Total Stockholder Equity1.1B1.2B1.3B1.2B1.4B1.5B
Property Plant And Equipment Net75.6M74.2M72.1M69.0M107.4M63.5M
Net Debt603.8M(266.0M)(957.6M)590.6M460.4M384.4M
Retained Earnings696.2M749.1M856.2M958.4M1.0B1.1B
Cash216.8M672.7M1.3B197.4M205.2M189.4M
Non Current Assets Total2.0B2.4B2.8B2.8B13.1B13.7B
Non Currrent Assets Other(44.0M)(62.3M)(63.0M)(136.1M)415.0M394.2M
Other Assets6.5B6.5B6.2B7.2B8.3B6.6B
Cash And Short Term Investments1.2B2.0B3.0B1.7B(173.8M)(165.1M)
Common Stock Shares Outstanding44.0M44.1M44.0M43.7M44.8M34.4M
Liabilities And Stockholders Equity9.7B10.9B12.0B11.7B13.3B14.0B
Non Current Liabilities Total165.4M238.3M213.7M585.0M6.9B7.2B
Other Stockholder Equity442.7M437.6M417.1M404.7M564.3M592.5M
Total Liab8.6B9.7B10.8B10.6B11.9B12.5B
Property Plant And Equipment Gross75.6M74.2M184.4M189.8M243.5M255.7M
Total Current Assets1.2B2.0B3.0B1.7B247.9M235.5M
Other Current Liab(655.3M)(168.4M)(97.8M)(585.0M)4.6B2.7B
Total Current Liabilities655.3M168.4M97.8M585.0M5.0B5.3B
Accumulated Other Comprehensive Income(19.0M)417K(23.3M)(190.0M)(160.9M)(152.9M)
Short Term Debt655.3M168.4M97.8M585.0M393.8M324.1M
Other Current Assets218.3M674.1M1.3B230.5M247.9M235.5M
Other Liab107.9M256.9M215.7M139.1M159.9M96.3M
Accounts Payable7.6B9.1B10.2B9.5B10.9B5.9B
Long Term Debt101.2M199.2M213.7M202.9M250.7M250.6M
Short Term Investments975.3M1.3B1.7B1.5B1.4B1.1B
Treasury Stock(138.2M)(136.1M)(134.0M)(140.4M)(126.4M)(132.7M)
Intangible Assets12.0M11.7M8.9M7.3M40.4M42.5M
Property Plant Equipment75.6M74.2M72.1M69.0M79.4M78.5M
Net Tangible Assets833.6M895.3M961.0M885.0M1.0B732.6M
Retained Earnings Total Equity696.2M749.1M856.2M958.4M1.1B575.4M
Long Term Debt Total101.2M199.2M199.7M198.1M178.3M204.4M
Capital Surpluse576.7M578.1M577.0M577.9M664.5M565.2M
Long Term Investments7.7B8.0B2.5B2.5B2.4B4.2B
Non Current Liabilities Other251.2M296.0M229.7M286.7M329.7M346.2M

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When determining whether NBT Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of NBT Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Nbt Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Nbt Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NBT Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.
For information on how to trade NBT Stock refer to our How to Trade NBT Stock guide.
You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.

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When running NBT Bancorp's price analysis, check to measure NBT Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NBT Bancorp is operating at the current time. Most of NBT Bancorp's value examination focuses on studying past and present price action to predict the probability of NBT Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NBT Bancorp's price. Additionally, you may evaluate how the addition of NBT Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is NBT Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NBT Bancorp. If investors know NBT will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NBT Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.24)
Dividend Share
1.24
Earnings Share
2.65
Revenue Per Share
11.013
Quarterly Revenue Growth
0.013
The market value of NBT Bancorp is measured differently than its book value, which is the value of NBT that is recorded on the company's balance sheet. Investors also form their own opinion of NBT Bancorp's value that differs from its market value or its book value, called intrinsic value, which is NBT Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NBT Bancorp's market value can be influenced by many factors that don't directly affect NBT Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NBT Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if NBT Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NBT Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.