OFG Total Liabilities vs Average Equity Analysis
OFG Stock | USD 36.97 0.72 1.99% |
Trend analysis of OFG Bancorp balance sheet accounts such as Other Current Liab of 6.4 B provides information on OFG Bancorp's total assets, liabilities, and equity, which is the actual value of OFG Bancorp to its prevalent stockholders. By breaking down trends over time using OFG Bancorp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
OFG |
About OFG Balance Sheet Analysis
Balance Sheet is a snapshot of the financial position of OFG Bancorp at a specified time, usually calculated after every quarter, six months, or one year. OFG Bancorp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of OFG Bancorp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which OFG currently owns. An asset can also be divided into two categories, current and non-current.
OFG Bancorp Balance Sheet Chart
OFG Bancorp Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how OFG Bancorp uses and utilizes its capital. It also shows what exactly a company owns and owes.
At this time, OFG Bancorp's Other Current Liabilities is most likely to increase significantly in the upcoming years. The OFG Bancorp's current Total Current Liabilities is estimated to increase to about 6.4 B, while Net Debt is forecasted to increase to (497.2 M). Add Fundamental
Common Stock Shares Outstanding
The total number of shares of a company's common stock that are currently owned by all its shareholders.Total Assets
Total assets refers to the total amount of OFG Bancorp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in OFG Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.Total Current Liabilities
Total Current Liabilities is an item on OFG Bancorp balance sheet that include short term debt, accounts payable, accrued salaries payable, payroll taxes payable, accrued liabilities and other debts. Total Current Liabilities of OFG Bancorp are important to investors because some useful performance ratios such as Current Ratio and Quick Ratio require Total Current Liabilities to be accurate. The total amount of liabilities that a company is expected to pay within one year, including debts, accounts payable, and other short-term financial obligations.Most indicators from OFG Bancorp's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into OFG Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.At this time, OFG Bancorp's Enterprise Value Over EBITDA is most likely to increase significantly in the upcoming years. The OFG Bancorp's current Enterprise Value Multiple is estimated to increase to 48.44, while Tax Provision is projected to decrease to roughly 42 M.
2021 | 2022 | 2023 | 2024 (projected) | Other Operating Expenses | 326.0M | 230.9M | 512.4M | 538.0M | Interest Expense | 41.8M | 33.5M | 8.7M | 8.3M |
OFG Bancorp fundamental ratios Correlations
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OFG Bancorp Account Relationship Matchups
High Positive Relationship
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OFG Bancorp fundamental ratios Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Common Stock Shares Outstanding | 51.7M | 51.6M | 51.4M | 48.4M | 47.6M | 36.8M | |
Total Assets | 9.3B | 9.8B | 9.9B | 9.8B | 11.5B | 12.1B | |
Short Long Term Debt Total | 155.1M | 134.9M | 95.1M | 54.4M | 224.8M | 243.9M | |
Other Current Liab | 3.6B | 4.6B | 5.2B | 5.2B | 6.1B | 6.4B | |
Total Current Liabilities | 3.8B | 4.7B | 5.3B | 5.2B | 6.1B | 6.4B | |
Total Stockholder Equity | 1.0B | 1.1B | 1.1B | 1.0B | 1.2B | 1.3B | |
Property Plant And Equipment Net | 120.2M | 115.2M | 121.0M | 132.2M | 125.8M | 132.1M | |
Net Debt | (697.6M) | (2.0B) | (1.9B) | (496.1M) | (523.4M) | (497.2M) | |
Retained Earnings | 280.0M | 300.1M | 399.9M | 516.4M | 639.3M | 671.3M | |
Cash | 852.8M | 2.2B | 2.0B | 550.5M | 748.2M | 382.2M | |
Non Current Assets Total | 1.4B | 744.9M | 1.2B | 2.3B | 10.6B | 11.1B | |
Non Currrent Assets Other | (370.8M) | (2.6M) | (2.6M) | (238.3M) | 10.1B | 10.6B | |
Other Assets | 5.8B | 6.3B | 6.0B | 5.5B | 6.3B | 3.3B | |
Cash And Short Term Investments | 1.9B | 2.6B | 2.5B | 2.0B | (748.2M) | (710.8M) | |
Net Receivables | 138.2M | 144.4M | 181.9M | 152.7M | 119.3M | 62.6M | |
Liabilities And Stockholders Equity | 9.3B | 9.8B | 9.9B | 9.8B | 11.5B | 12.1B | |
Non Current Liabilities Total | 155.1M | 134.9M | 95.1M | 8.8B | 4.2B | 4.5B | |
Other Stockholder Equity | 519.2M | 519.7M | 486.5M | 425.7M | 410.3M | 249.5M | |
Total Liab | 155.1M | 134.9M | 95.1M | 8.8B | 10.3B | 10.8B | |
Property Plant And Equipment Gross | 120.2M | 115.2M | 121.0M | 132.2M | 201.7M | 211.8M | |
Total Current Assets | 2.1B | 2.7B | 2.7B | 2.1B | 923.0M | 1.7B | |
Short Term Debt | 182.8M | 38.8M | 37.7M | 35.9M | 8.3M | 7.9M | |
Accumulated Other Comprehensive Income | 94.8M | 114.3M | 122.8M | 40.5M | 84.0M | 88.2M | |
Other Liab | 2.7M | 728K | 798K | 867K | 780.3K | 741.3K | |
Accounts Payable | 185.7M | 154.4M | 8.6B | 125.0M | 143.7M | 136.6M | |
Long Term Debt | 913K | 38.5M | 64.6M | 27.0M | 200.8M | 190.7M | |
Short Term Investments | 1.1B | 446.4M | 510.7M | 1.4B | 2.1B | 2.2B | |
Inventory | (997.3M) | (2.3B) | (2.2B) | (741.0M) | 628.9M | 660.4M | |
Treasury Stock | (102.3M) | (102.9M) | (150.6M) | (211.1M) | (190.0M) | (180.5M) | |
Property Plant Equipment | 81.1M | 83.8M | 121.0M | 132.2M | 152.0M | 159.6M | |
Intangible Assets | 107.7M | 93.2M | 85.1M | 78.5M | 70.2M | 73.7M | |
Other Current Assets | 997.3M | 2.3B | 2.2B | 712.2M | 923.0M | 876.9M | |
Retained Earnings Total Equity | 279.6M | 300.1M | 399.9M | 516.4M | 593.8M | 623.5M | |
Net Tangible Assets | 810.4M | 862.0M | 947.0M | 930.6M | 1.1B | 877.9M | |
Long Term Debt Total | 913K | 38.5M | 36.9M | 318K | 286.2K | 271.9K | |
Capital Surpluse | 621.5M | 622.7M | 637.1M | 636.8M | 732.3M | 637.5M |
OFG Bancorp Investors Sentiment
The influence of OFG Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in OFG. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to OFG Bancorp's public news can be used to forecast risks associated with an investment in OFG. The trend in average sentiment can be used to explain how an investor holding OFG can time the market purely based on public headlines and social activities around OFG Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
OFG Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OFG Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average OFG Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on OFG Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards OFG Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, OFG Bancorp's short interest history, or implied volatility extrapolated from OFG Bancorp options trading.
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Try AI Portfolio ArchitectCheck out Your Equity Center to better understand how to build diversified portfolios, which includes a position in OFG Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.Note that the OFG Bancorp information on this page should be used as a complementary analysis to other OFG Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
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Is OFG Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.094 | Dividend Share 0.91 | Earnings Share 3.92 | Revenue Per Share 13.422 | Quarterly Revenue Growth 0.026 |
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.