Preferred Net Income vs Free Cash Flow per Share Analysis

PFBC Stock  USD 74.84  0.54  0.73%   
Preferred Bank financial indicator trend analysis is much more than just breaking down Preferred Bank prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Preferred Bank is a good investment. Please check the relationship between Preferred Bank Net Income and its Free Cash Flow Per Share accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.

Net Income vs Free Cash Flow Per Share

Net Income vs Free Cash Flow per Share Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Preferred Bank Net Income account and Free Cash Flow per Share. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Preferred Bank's Net Income and Free Cash Flow per Share is 0.9. Overlapping area represents the amount of variation of Net Income that can explain the historical movement of Free Cash Flow per Share in the same time period over historical financial statements of Preferred Bank, assuming nothing else is changed. The correlation between historical values of Preferred Bank's Net Income and Free Cash Flow per Share is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Income of Preferred Bank are associated (or correlated) with its Free Cash Flow per Share. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Free Cash Flow per Share has no effect on the direction of Net Income i.e., Preferred Bank's Net Income and Free Cash Flow per Share go up and down completely randomly.

Correlation Coefficient

0.9
Relationship DirectionPositive 
Relationship StrengthVery Strong

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Preferred Bank financial statement analysis. It represents the amount of money remaining after all of Preferred Bank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Free Cash Flow Per Share

The amount of cash a company generates after accounting for capital expenditures, divided by the number of outstanding shares. It represents the cash available for dividends, share buybacks, or debt repayment per share.
Most indicators from Preferred Bank's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Preferred Bank current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.As of April 23, 2024, Selling General Administrative is expected to decline to about 6.5 M. In addition to that, Tax Provision is expected to decline to about 39 M
 2021 2022 2023 2024 (projected)
Interest Expense25.2M47.0M9.1M8.7M
Depreciation And Amortization1.9M1.9M1.7M1.7M

Preferred Bank fundamental ratios Correlations

0.99-0.940.970.990.80.4-0.721.00.810.810.96-0.40.940.89-0.890.670.920.860.580.910.63-0.190.920.690.61
0.99-0.940.970.990.770.41-0.730.990.780.790.97-0.430.920.9-0.890.680.940.820.630.920.67-0.130.930.70.65
-0.94-0.94-0.99-0.91-0.85-0.40.66-0.94-0.86-0.85-0.90.39-0.85-0.870.93-0.66-0.9-0.8-0.53-0.9-0.580.23-0.83-0.67-0.56
0.970.97-0.990.940.830.38-0.670.970.840.840.92-0.390.90.89-0.920.650.920.820.560.910.61-0.210.860.670.59
0.990.99-0.910.940.720.35-0.740.990.730.770.97-0.360.950.87-0.850.630.910.830.660.890.7-0.070.950.660.68
0.80.77-0.850.830.720.58-0.50.81.00.90.65-0.430.710.66-0.860.730.730.880.070.760.13-0.650.60.730.1
0.40.41-0.40.380.350.58-0.210.40.580.450.19-0.930.320.29-0.310.920.270.47-0.10.29-0.08-0.340.190.91-0.08
-0.72-0.730.66-0.67-0.74-0.5-0.21-0.72-0.51-0.5-0.750.25-0.67-0.620.54-0.42-0.63-0.51-0.61-0.6-0.63-0.11-0.72-0.44-0.62
1.00.99-0.940.970.990.80.4-0.720.810.820.95-0.40.950.88-0.890.670.920.870.570.910.62-0.190.920.690.6
0.810.78-0.860.840.731.00.58-0.510.810.910.66-0.430.720.67-0.860.740.740.880.090.770.14-0.630.610.740.12
0.810.79-0.850.840.770.90.45-0.50.820.910.69-0.290.740.59-0.880.670.770.870.190.790.23-0.460.720.680.22
0.960.97-0.90.920.970.650.19-0.750.950.660.69-0.240.90.92-0.850.50.930.750.750.910.790.00.950.520.76
-0.4-0.430.39-0.39-0.36-0.43-0.930.25-0.4-0.43-0.29-0.24-0.32-0.390.23-0.84-0.29-0.33-0.1-0.29-0.120.12-0.21-0.84-0.12
0.940.92-0.850.90.950.710.32-0.670.950.720.740.9-0.320.84-0.790.590.820.90.590.810.63-0.130.860.610.62
0.890.9-0.870.890.870.660.29-0.620.880.670.590.92-0.390.84-0.780.540.890.70.710.870.75-0.060.790.560.72
-0.89-0.890.93-0.92-0.85-0.86-0.310.54-0.89-0.86-0.88-0.850.23-0.79-0.78-0.56-0.91-0.81-0.37-0.92-0.420.4-0.81-0.57-0.4
0.670.68-0.660.650.630.730.92-0.420.670.740.670.5-0.840.590.54-0.560.540.70.180.550.21-0.260.511.00.2
0.920.94-0.90.920.910.730.27-0.630.920.740.770.93-0.290.820.89-0.910.540.760.591.00.64-0.180.90.560.61
0.860.82-0.80.820.830.880.47-0.510.870.880.870.75-0.330.90.7-0.810.70.760.270.770.32-0.440.730.70.3
0.580.63-0.530.560.660.07-0.1-0.610.570.090.190.75-0.10.590.71-0.370.180.590.270.531.00.640.680.211.0
0.910.92-0.90.910.890.760.29-0.60.910.770.790.91-0.290.810.87-0.920.551.00.770.530.57-0.250.880.570.55
0.630.67-0.580.610.70.13-0.08-0.630.620.140.230.79-0.120.630.75-0.420.210.640.321.00.570.590.710.241.0
-0.19-0.130.23-0.21-0.07-0.65-0.34-0.11-0.19-0.63-0.460.00.12-0.13-0.060.4-0.26-0.18-0.440.64-0.250.590.01-0.250.62
0.920.93-0.830.860.950.60.19-0.720.920.610.720.95-0.210.860.79-0.810.510.90.730.680.880.710.010.530.69
0.690.7-0.670.670.660.730.91-0.440.690.740.680.52-0.840.610.56-0.571.00.560.70.210.570.24-0.250.530.23
0.610.65-0.560.590.680.1-0.08-0.620.60.120.220.76-0.120.620.72-0.40.20.610.31.00.551.00.620.690.23
Click cells to compare fundamentals

Preferred Bank Account Relationship Matchups

Preferred Bank fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets4.6B5.1B6.0B6.4B6.7B7.0B
Total Stockholder Equity470.0M525.4M586.7M630.4M695.1M729.9M
Net Debt(378.9M)(621.4M)(860.0M)(578.6M)(742.9M)(705.7M)
Cash498.6M739.5M1.0B747.5M910.9M956.4M
Other Assets3.5B3.8B4.0B4.7B5.4B5.7B
Cash And Short Term Investments739.3M979.1M1.5B1.2B910.9M477.7M
Common Stock Shares Outstanding15.1M14.9M14.9M14.8M14.3M10.4M
Liabilities And Stockholders Equity4.6B5.1B6.0B6.4B6.7B7.0B
Other Stockholder Equity116K6.6M(2.0M)(26.9M)(76.3M)(72.5M)
Total Liab4.2B4.6B5.5B5.8B6.0B6.3B
Total Current Assets757.6M1.0B1.5B1.2B964.2M491.3M
Other Liab36.8M53.3M54.2M38.6M44.4M25.1M
Retained Earnings255.1M301.0M373.0M475.1M592.3M621.9M
Accounts Payable3.3M1.2M715K2.6M2.3M2.2M
Long Term Debt99.2M99.3M147.8M148.0M170.2M178.7M
Short Term Investments240.6M239.7M451.9M428.3M492.5M517.2M
Property Plant Equipment29.3M27.9M32.5M30.7M35.3M37.1M
Short Long Term Debt Total119.7M118.0M170.6M168.9M168.0M85.0M
Total Current Liabilities3.3M1.2M715K2.6M2.9B3.0B
Property Plant And Equipment Net29.3M27.9M32.5M30.7M31.7M33.3M
Non Current Assets Total330.4M336.7M557.4M542.6M5.7B6.0B
Non Currrent Assets Other(330.4M)(336.7M)(557.4M)(542.6M)21.6M22.7M
Net Receivables18.3M23.7M14.6M23.6M27.1M28.5M
Non Current Liabilities Total119.7M118.0M170.6M2.6M3.1B3.2B
Property Plant And Equipment Gross29.3M27.9M47.9M47.9M55.1M57.9M
Accumulated Other Comprehensive Income4.0M7.0M4.9M(28.6M)(31.8M)(30.2M)
Short Term Debt2.9M3.8M4.0M4.4M4.9M4.7M
Other Current Liab(3.3M)(1.2M)(715K)(2.6M)2.9B3.0B
Net Tangible Assets470.0M522.8M583.7M630.4M725.0M461.5M
Other Current Assets561.4M786.8M1.1B814.8M964.2M1.0B
Long Term Investments301.1M308.8M524.9M511.9M588.7M333.4M
Net Invested Capital569.2M624.8M734.5M778.4M895.2M675.5M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Preferred Bank in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Preferred Bank's short interest history, or implied volatility extrapolated from Preferred Bank options trading.

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When determining whether Preferred Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Preferred Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Preferred Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Preferred Bank Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Preferred Bank. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For information on how to trade Preferred Stock refer to our How to Trade Preferred Stock guide.
Note that the Preferred Bank information on this page should be used as a complementary analysis to other Preferred Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.

Complementary Tools for Preferred Stock analysis

When running Preferred Bank's price analysis, check to measure Preferred Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Preferred Bank is operating at the current time. Most of Preferred Bank's value examination focuses on studying past and present price action to predict the probability of Preferred Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Preferred Bank's price. Additionally, you may evaluate how the addition of Preferred Bank to your portfolios can decrease your overall portfolio volatility.
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Is Preferred Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Preferred Bank. If investors know Preferred will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Preferred Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
2.35
Earnings Share
10.62
Revenue Per Share
20.324
Quarterly Revenue Growth
0.014
The market value of Preferred Bank is measured differently than its book value, which is the value of Preferred that is recorded on the company's balance sheet. Investors also form their own opinion of Preferred Bank's value that differs from its market value or its book value, called intrinsic value, which is Preferred Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Preferred Bank's market value can be influenced by many factors that don't directly affect Preferred Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Preferred Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Preferred Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Preferred Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.