SLM Historical Income Statement

SLM Stock  USD 20.78  0.20  0.97%   
Historical analysis of SLM Corp income statement accounts such as EBITDA of 2.1 B, Total Operating Expenses of 588.2 M, Net Income of 585 M or Income Tax Expense of 273.6 M can show how well SLM Corp performed in making a profits. Evaluating SLM Corp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of SLM Corp's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining SLM Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether SLM Corp is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.

About SLM Income Statement Analysis

SLM Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to SLM Corp shareholders. The income statement also shows SLM investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

SLM Corp Income Statement Chart

SLM Corp Income Statement is one of the three primary financial statements used for reporting SLM's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of SLM Corp revenue and expense. SLM Corp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, SLM Corp's Net Income From Continuing Ops is very stable compared to the past year. As of the 18th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 663.1 M, while Other Operating Expenses is likely to drop about 1.1 B.

Operating Income

Operating Income is the amount of profit realized from SLM Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of SLM Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in SLM Corp financial statement analysis. It represents the amount of money remaining after all of SLM Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on SLM Corp income statement and is an important metric when analyzing SLM Corp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.

Net Income Applicable To Common Shares

The net income that remains after preferred dividends have been deducted, available to common shareholders.
Most accounts from SLM Corp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into SLM Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.At this time, SLM Corp's Net Income From Continuing Ops is very stable compared to the past year. As of the 18th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 663.1 M, while Other Operating Expenses is likely to drop about 1.1 B.
 2021 2022 2023 2024 (projected)
EBIT1.5B637.6M1.4B1.3B
Operating Income1.5B637.6M1.4B1.3B

SLM Corp income statement Correlations

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0.70.070.710.720.590.210.460.690.660.610.270.240.24-0.240.18-0.460.46-0.62-0.36-0.31-0.04-0.3
0.170.070.430.47-0.180.750.550.60.590.70.70.310.41-0.410.520.22-0.330.350.560.580.570.63
0.920.710.430.990.360.770.870.890.940.890.820.530.28-0.280.75-0.530.54-0.01-0.38-0.3-0.03-0.25
0.880.720.470.990.350.760.870.90.940.910.820.510.29-0.290.74-0.510.50.01-0.35-0.25-0.01-0.19
0.440.59-0.180.360.35-0.140.050.390.30.2-0.110.130.11-0.110.02-0.450.34-0.35-0.36-0.38-0.16-0.35
0.610.210.750.770.76-0.140.880.730.810.820.980.580.35-0.350.9-0.110.140.430.050.150.140.21
0.720.460.550.870.870.050.880.790.860.840.910.740.5-0.50.73-0.140.280.25-0.21-0.16-0.02-0.12
0.820.690.60.890.90.390.730.790.960.950.730.550.52-0.510.63-0.310.21-0.030.020.090.140.11
0.830.660.590.940.940.30.810.860.960.970.830.520.38-0.370.73-0.40.350.02-0.11-0.020.160.02
0.730.610.70.890.910.20.820.840.950.970.850.440.36-0.360.71-0.320.250.060.020.120.250.16
0.650.270.70.820.82-0.110.980.910.730.830.850.540.28-0.270.9-0.20.240.41-0.070.030.10.1
0.480.240.310.530.510.130.580.740.550.520.440.540.84-0.830.360.23-0.010.29-0.11-0.11-0.14-0.08
0.220.240.410.280.290.110.350.50.520.380.360.280.84-1.00.010.52-0.380.070.310.270.120.25
-0.21-0.24-0.41-0.28-0.29-0.11-0.35-0.5-0.51-0.37-0.36-0.27-0.83-1.0-0.01-0.520.38-0.07-0.31-0.27-0.13-0.25
0.70.180.520.750.740.020.90.730.630.730.710.90.360.01-0.01-0.430.380.45-0.18-0.06-0.070.02
-0.64-0.460.22-0.53-0.51-0.45-0.11-0.14-0.31-0.4-0.32-0.20.230.52-0.52-0.43-0.790.150.640.550.240.51
0.610.46-0.330.540.50.340.140.280.210.350.250.24-0.01-0.380.380.38-0.79-0.18-0.82-0.71-0.34-0.66
-0.1-0.620.35-0.010.01-0.350.430.25-0.030.020.060.410.290.07-0.070.450.15-0.180.140.170.030.19
-0.45-0.360.56-0.38-0.35-0.360.05-0.210.02-0.110.02-0.07-0.110.31-0.31-0.180.64-0.820.140.950.530.89
-0.37-0.310.58-0.3-0.25-0.380.15-0.160.09-0.020.120.03-0.110.27-0.27-0.060.55-0.710.170.950.520.97
-0.29-0.040.57-0.03-0.01-0.160.14-0.020.140.160.250.1-0.140.12-0.13-0.070.24-0.340.030.530.520.54
-0.36-0.30.63-0.25-0.19-0.350.21-0.120.110.020.160.1-0.080.25-0.250.020.51-0.660.190.890.970.54
Click cells to compare fundamentals

SLM Corp Account Relationship Matchups

SLM Corp income statement Accounts

201920202021202220232024 (projected)
Interest Expense707.7M541.7M382.1M542.8M13.5M12.8M
Other Operating Expenses928.5M(657.4M)(487.0M)551.5M1.2B1.1B
Operating Income743.7M1.2B1.5B637.6M1.4B1.3B
Ebit743.7M1.2B1.5B637.6M1.4B1.3B
Ebitda758.4M1.2B1.6B645.3M1.4B2.1B
Total Operating Expenses(928.5M)(657.4M)(487.0M)551.5M619.2M588.2M
Net Income578.3M880.7M1.2B469.0M563.7M585.0M
Income Tax Expense165.5M273.3M379.8M161.7M196.9M273.6M
Selling General Administrative311.1M304.5M281.7M291.3M359.9M351.5M
Total Revenue1.7B1.8B2.0B1.8B2.6B2.1B
Gross Profit1.4B1.6B1.5B1.3B2.0B2.1B
Income Before Tax743.7M1.2B1.5B630.7M778.3M951.9M
Total Other Income Expense Net(516.3M)(95.9M)777.4M(6.8M)(621.4M)(590.3M)
Depreciation And Amortization14.7M15.1M16.0M7.8M84.2M88.4M
Cost Of Revenue263.2M233.6M495.3M530.5M573.4M544.8M
Net Income From Continuing Ops578.3M880.7M1.2B469.0M335.9M477.8M
Net Income Applicable To Common Shares561.4M871.0M1.2B460.0M529.0M663.1M
Preferred Stock And Other Adjustments16.8M9.7M4.7M9.0M8.1M12.0M
Tax Provision165.5M273.3M379.8M161.7M120.6M208.3M
Interest Income2.3B2.0B1.8B2.0B2.5B1.8B
Net Interest Income1.6B1.5B1.4B1.5B1.6B1.5B
Reconciled Depreciation14.7M15.1M16.0M7.8M27.5M16.7M

SLM Corp Investors Sentiment

The influence of SLM Corp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in SLM. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to SLM Corp's public news can be used to forecast risks associated with an investment in SLM. The trend in average sentiment can be used to explain how an investor holding SLM can time the market purely based on public headlines and social activities around SLM Corp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
SLM Corp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for SLM Corp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average SLM Corp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on SLM Corp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards SLM Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, SLM Corp's short interest history, or implied volatility extrapolated from SLM Corp options trading.

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When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

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When running SLM Corp's price analysis, check to measure SLM Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SLM Corp is operating at the current time. Most of SLM Corp's value examination focuses on studying past and present price action to predict the probability of SLM Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SLM Corp's price. Additionally, you may evaluate how the addition of SLM Corp to your portfolios can decrease your overall portfolio volatility.
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Is SLM Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.62)
Dividend Share
0.44
Earnings Share
2.41
Revenue Per Share
6.326
Quarterly Revenue Growth
8.819
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.