Synchrony Historical Income Statement

SYF Stock  USD 41.57  0.77  1.89%   
Historical analysis of Synchrony Financial income statement accounts such as Total Revenue of 12.7 B, Gross Profit of 11.9 B, Operating Income of 4.8 B or Ebit of 4.8 B can show how well Synchrony Financial performed in making a profits. Evaluating Synchrony Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Synchrony Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Synchrony Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Synchrony Financial is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

About Synchrony Income Statement Analysis

Synchrony Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Synchrony Financial shareholders. The income statement also shows Synchrony investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Synchrony Financial Income Statement Chart

Synchrony Financial Income Statement is one of the three primary financial statements used for reporting Synchrony's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Synchrony Financial revenue and expense. Synchrony Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Synchrony Financial's Operating Income is most likely to increase significantly in the upcoming years. The Synchrony Financial's current EBIT is estimated to increase to about 4.8 B, while Selling General Administrative is projected to decrease to roughly 1.3 B.

Total Revenue

Total revenue comprises all receipts Synchrony Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Synchrony Financial minus its cost of goods sold. It is profit before Synchrony Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from Synchrony Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Synchrony Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.At this time, Synchrony Financial's Operating Income is most likely to increase significantly in the upcoming years. The Synchrony Financial's current EBIT is estimated to increase to about 4.8 B, while Selling General Administrative is projected to decrease to roughly 1.3 B.
 2021 2022 2023 2024 (projected)
Interest Expense1.0B1.5B3.7B3.9B
Depreciation And Amortization390M419M458M286M

Synchrony Financial income statement Correlations

0.620.970.810.750.46-0.50.020.020.15-0.420.27-0.650.5-0.56-0.33-0.73-0.690.860.840.90.43
0.620.660.560.580.32-0.78-0.11-0.11-0.03-0.840.04-0.880.19-0.57-0.05-0.63-0.660.820.870.740.85
0.970.660.890.80.55-0.460.130.130.25-0.440.28-0.60.48-0.46-0.47-0.63-0.620.880.870.830.48
0.810.560.890.660.51-0.210.270.270.37-0.330.36-0.50.49-0.25-0.73-0.41-0.450.790.750.590.29
0.750.580.80.660.89-0.260.240.240.34-0.20.2-0.460.36-0.41-0.23-0.51-0.530.840.810.670.35
0.460.320.550.510.890.040.480.480.530.080.21-0.120.28-0.15-0.31-0.17-0.270.630.550.320.04
-0.5-0.78-0.46-0.21-0.260.040.260.260.190.91-0.040.73-0.20.59-0.310.640.6-0.53-0.59-0.76-0.84
0.02-0.110.130.270.240.480.261.00.990.20.810.450.690.58-0.370.550.470.160.04-0.1-0.3
0.02-0.110.130.270.240.480.261.00.990.20.810.450.690.58-0.370.550.470.160.04-0.1-0.3
0.15-0.030.250.370.340.530.190.990.990.140.830.360.750.5-0.410.450.380.270.150.02-0.24
-0.42-0.84-0.44-0.33-0.20.080.910.20.20.14-0.080.73-0.170.38-0.110.470.45-0.52-0.59-0.61-0.9
0.270.040.280.360.20.21-0.040.810.810.83-0.080.150.950.47-0.190.290.350.280.20.22-0.12
-0.65-0.88-0.6-0.5-0.46-0.120.730.450.450.360.730.15-0.050.75-0.030.840.81-0.73-0.78-0.76-0.71
0.50.190.480.490.360.28-0.20.690.690.75-0.170.95-0.050.19-0.170.030.070.470.390.46-0.02
-0.56-0.57-0.46-0.25-0.41-0.150.590.580.580.50.380.470.750.19-0.150.890.97-0.5-0.55-0.67-0.47
-0.33-0.05-0.47-0.73-0.23-0.31-0.31-0.37-0.37-0.41-0.11-0.19-0.03-0.17-0.15-0.080.04-0.27-0.210.020.14
-0.73-0.63-0.63-0.41-0.51-0.170.640.550.550.450.470.290.840.030.89-0.080.92-0.59-0.63-0.84-0.53
-0.69-0.66-0.62-0.45-0.53-0.270.60.470.470.380.450.350.810.070.970.040.92-0.63-0.67-0.75-0.51
0.860.820.880.790.840.63-0.530.160.160.27-0.520.28-0.730.47-0.5-0.27-0.59-0.630.980.790.54
0.840.870.870.750.810.55-0.590.040.040.15-0.590.2-0.780.39-0.55-0.21-0.63-0.670.980.80.65
0.90.740.830.590.670.32-0.76-0.1-0.10.02-0.610.22-0.760.46-0.670.02-0.84-0.750.790.80.62
0.430.850.480.290.350.04-0.84-0.3-0.3-0.24-0.9-0.12-0.71-0.02-0.470.14-0.53-0.510.540.650.62
Click cells to compare fundamentals

Synchrony Financial Account Relationship Matchups

Synchrony Financial income statement Accounts

201920202021202220232024 (projected)
Depreciation And Amortization367M383M390M419M458M286M
Interest Expense2.3B1.7B1.0B1.5B3.7B3.9B
Selling General Administrative1.5B1.4B1.5B1.7B1.9B1.3B
Selling And Marketing Expenses549M448M486M487M527M468.5M
Total Revenue13.3B11.2B10.2B16.0B13.6B12.7B
Gross Profit11.4B9.7B9.3B14.6B10.4B11.9B
Other Operating Expenses1.9B(1.8B)(4.7B)1.3B(10.7B)(10.2B)
Operating Income4.9B1.8B5.5B5.4B2.9B4.8B
Ebit4.9B1.8B5.5B5.4B2.9B4.8B
Ebitda5.3B2.2B5.9B5.9B3.4B5.1B
Total Operating Expenses(1.9B)(1.8B)(4.7B)1.3B(10.7B)(10.2B)
Income Before Tax4.9B1.8B5.5B4.0B2.9B3.9B
Total Other Income Expense Net(4.9B)(6.0B)(1.2B)(1.5B)(6.7B)(6.4B)
Net Income3.7B1.4B4.2B3.0B2.2B2.7B
Income Tax Expense1.1B412M1.3B946M666M870.3M
Cost Of Revenue1.9B1.4B905M1.4B3.2B3.4B
Net Income Applicable To Common Shares3.7B1.3B4.2B3.0B3.4B2.8B
Net Income From Continuing Ops3.7B1.4B4.2B3.0B2.2B3.1B
Tax Provision1.1B412M1.3B946M666M828.9M
Net Interest Income16.8B14.4B14.2B15.6B17.0B16.5B
Interest Income19.1B16.1B15.3B17.1B20.7B18.4B
Reconciled Depreciation367M383M390M419M458M404.3M

Synchrony Financial Investors Sentiment

The influence of Synchrony Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Synchrony. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Synchrony Financial's public news can be used to forecast risks associated with an investment in Synchrony. The trend in average sentiment can be used to explain how an investor holding Synchrony can time the market purely based on public headlines and social activities around Synchrony Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Synchrony Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Synchrony Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Synchrony Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Synchrony Financial.

Synchrony Financial Implied Volatility

    
  35.9  
Synchrony Financial's implied volatility exposes the market's sentiment of Synchrony Financial stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Synchrony Financial's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Synchrony Financial stock will not fluctuate a lot when Synchrony Financial's options are near their expiration.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Synchrony Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Synchrony Financial's short interest history, or implied volatility extrapolated from Synchrony Financial options trading.

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When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Complementary Tools for Synchrony Stock analysis

When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.96
Earnings Share
5.19
Revenue Per Share
18.191
Quarterly Revenue Growth
(0.02)
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.