Travelers Operating Income vs Net Income Analysis

TRV Stock

USD 221.06 0.04 0.02%

Travelers Companies financial indicator trend analysis is much more than just breaking down The Travelers Companies prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether The Travelers Companies is a good investment. Please check the relationship between Travelers Companies Operating Income and its Net Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Travelers Companies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.

Operating Income vs Net Income

Operating Income vs Net Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of The Travelers Companies Operating Income account and Net Income. At this time, the significance of the direction appears to have strong relationship.

The correlation between Travelers Companies' Operating Income and Net Income is 0.74. Overlapping area represents the amount of variation of Operating Income that can explain the historical movement of Net Income in the same time period over historical financial statements of The Travelers Companies, assuming nothing else is changed. The correlation between historical values of Travelers Companies' Operating Income and Net Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Operating Income of The Travelers Companies are associated (or correlated) with its Net Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Net Income has no effect on the direction of Operating Income i.e., Travelers Companies' Operating Income and Net Income go up and down completely randomly.

Correlation Coefficient

0.74

Relationship Direction	Positive
Relationship Strength	Significant

View All Relationships

Operating Income

Operating Income is the amount of profit realized from The Travelers Companies operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of The Travelers Companies is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in The Travelers Companies financial statement analysis. It represents the amount of money remaining after all of The Travelers Companies operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.

Most indicators from Travelers Companies' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into The Travelers Companies current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Travelers Companies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.

At this time, Travelers Companies' Tax Provision is fairly stable compared to the past year. Sales General And Administrative To Revenue is likely to climb to 0.15 in 2024, whereas Selling General Administrative is likely to drop slightly above 3.7 B in 2024.

	2021	2022	2023	2024 (projected)
Total Revenue	34.8B	36.9B	41.4B	43.4B
Interest Expense	340M	351M	376M	199.1M

Total Revenue Interest Expense

Travelers Companies fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Net Debt	Retained Earnings	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Other Current Liab	Total Current Liabilities	Property Plant And Equipment Net	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Net Receivables	Total Current Assets	Short Term Debt	Intangible Assets	Accounts Payable	Cash	Cash And Short Term Investments	Good Will	Common Stock Total Equity	Short Term Investments	Other Current Assets
Total Assets		0.98	0.97	0.97	0.66	0.29	0.07	-0.56	1.0	0.13	0.19	0.88	0.35	-0.58	-0.04	0.89	0.33	0.22	-0.71	0.46	0.69	0.62	0.97	0.57	0.59	-0.19
Short Long Term Debt Total	0.98		0.92	1.0	0.65	0.26	0.14	-0.55	0.99	0.21	0.27	0.86	0.31	-0.45	0.08	0.88	0.22	0.23	-0.74	0.43	0.65	0.59	0.95	0.56	0.49	-0.22
Total Stockholder Equity	0.97	0.92		0.92	0.55	0.37	0.0	-0.47	0.94	0.16	0.22	0.86	0.4	-0.61	-0.18	0.86	0.39	0.26	-0.66	0.48	0.59	0.58	0.93	0.51	0.62	-0.16
Net Debt	0.97	1.0	0.92		0.61	0.32	0.14	-0.5	0.98	0.29	0.35	0.86	0.28	-0.42	0.13	0.87	0.16	0.28	-0.72	0.41	0.58	0.56	0.95	0.53	0.47	-0.27
Retained Earnings	0.66	0.65	0.55	0.61		-0.09	0.58	-0.92	0.68	-0.15	-0.1	0.78	0.68	-0.2	0.03	0.61	0.43	0.03	-0.35	0.38	0.77	0.84	0.75	0.84	0.28	0.2
Common Stock Shares Outstanding	0.29	0.26	0.37	0.32	-0.09		0.07	0.29	0.27	0.67	0.68	0.47	-0.06	0.02	0.4	0.13	-0.35	0.37	0.19	-0.12	-0.33	-0.04	0.27	-0.06	-0.02	-0.35
Non Current Liabilities Total	0.07	0.14	0.0	0.14	0.58	0.07		-0.43	0.09	0.14	0.13	0.4	0.69	0.6	0.39	0.01	0.04	-0.1	0.25	-0.14	0.19	0.43	0.14	0.47	-0.5	0.46
Other Stockholder Equity	-0.56	-0.55	-0.47	-0.5	-0.92	0.29	-0.43		-0.58	0.22	0.16	-0.63	-0.58	0.21	0.06	-0.69	-0.42	-0.07	0.48	-0.66	-0.75	-0.94	-0.67	-0.95	-0.48	-0.06
Total Liab	1.0	0.99	0.94	0.98	0.68	0.27	0.09	-0.58		0.13	0.19	0.88	0.32	-0.56	0.0	0.89	0.3	0.21	-0.71	0.45	0.7	0.63	0.97	0.58	0.57	-0.21
Other Current Liab	0.13	0.21	0.16	0.29	-0.15	0.67	0.14	0.22	0.13		1.0	0.28	-0.26	0.44	0.72	0.15	-0.75	0.56	-0.01	0.05	-0.52	-0.07	0.17	0.0	-0.14	-0.61
Total Current Liabilities	0.19	0.27	0.22	0.35	-0.1	0.68	0.13	0.16	0.19	1.0		0.34	-0.24	0.39	0.7	0.23	-0.71	0.59	-0.06	0.12	-0.47	0.0	0.24	0.06	-0.08	-0.63
Property Plant And Equipment Net	0.88	0.86	0.86	0.86	0.78	0.47	0.4	-0.63	0.88	0.28	0.34		0.55	-0.31	0.13	0.76	0.25	0.3	-0.41	0.39	0.54	0.73	0.92	0.7	0.4	-0.1
Non Current Assets Total	0.35	0.31	0.4	0.28	0.68	-0.06	0.69	-0.58	0.32	-0.26	-0.24	0.55		-0.01	-0.34	0.26	0.7	-0.13	-0.02	0.12	0.5	0.59	0.39	0.55	-0.03	0.7
Non Currrent Assets Other	-0.58	-0.45	-0.61	-0.42	-0.2	0.02	0.6	0.21	-0.56	0.44	0.39	-0.31	-0.01		0.63	-0.49	-0.59	-0.02	0.49	-0.35	-0.55	-0.22	-0.51	-0.11	-0.78	0.1
Other Assets	-0.04	0.08	-0.18	0.13	0.03	0.4	0.39	0.06	0.0	0.72	0.7	0.13	-0.34	0.63		-0.02	-0.86	0.23	0.14	-0.14	-0.32	-0.02	0.01	0.08	-0.38	-0.5
Net Receivables	0.89	0.88	0.86	0.87	0.61	0.13	0.01	-0.69	0.89	0.15	0.23	0.76	0.26	-0.49	-0.02		0.24	0.33	-0.8	0.8	0.62	0.78	0.9	0.75	0.76	-0.38
Total Current Assets	0.33	0.22	0.39	0.16	0.43	-0.35	0.04	-0.42	0.3	-0.75	-0.71	0.25	0.7	-0.59	-0.86	0.24		-0.28	-0.19	0.17	0.65	0.37	0.3	0.28	0.33	0.67
Short Term Debt	0.22	0.23	0.26	0.28	0.03	0.37	-0.1	-0.07	0.21	0.56	0.59	0.3	-0.13	-0.02	0.23	0.33	-0.28		-0.14	0.41	-0.31	0.13	0.31	0.19	0.25	-0.47
Intangible Assets	-0.71	-0.74	-0.66	-0.72	-0.35	0.19	0.25	0.48	-0.71	-0.01	-0.06	-0.41	-0.02	0.49	0.14	-0.8	-0.19	-0.14		-0.62	-0.58	-0.45	-0.66	-0.44	-0.67	0.37
Accounts Payable	0.46	0.43	0.48	0.41	0.38	-0.12	-0.14	-0.66	0.45	0.05	0.12	0.39	0.12	-0.35	-0.14	0.8	0.17	0.41	-0.62		0.35	0.75	0.54	0.75	0.83	-0.44
Cash	0.69	0.65	0.59	0.58	0.77	-0.33	0.19	-0.75	0.7	-0.52	-0.47	0.54	0.5	-0.55	-0.32	0.62	0.65	-0.31	-0.58	0.35		0.68	0.65	0.61	0.47	0.24
Cash And Short Term Investments	0.62	0.59	0.58	0.56	0.84	-0.04	0.43	-0.94	0.63	-0.07	0.0	0.73	0.59	-0.22	-0.02	0.78	0.37	0.13	-0.45	0.75	0.68		0.71	0.99	0.56	-0.05
Good Will	0.97	0.95	0.93	0.95	0.75	0.27	0.14	-0.67	0.97	0.17	0.24	0.92	0.39	-0.51	0.01	0.9	0.3	0.31	-0.66	0.54	0.65	0.71		0.68	0.6	-0.22
Common Stock Total Equity	0.57	0.56	0.51	0.53	0.84	-0.06	0.47	-0.95	0.58	0.0	0.06	0.7	0.55	-0.11	0.08	0.75	0.28	0.19	-0.44	0.75	0.61	0.99	0.68		0.5	-0.09
Short Term Investments	0.59	0.49	0.62	0.47	0.28	-0.02	-0.5	-0.48	0.57	-0.14	-0.08	0.4	-0.03	-0.78	-0.38	0.76	0.33	0.25	-0.67	0.83	0.47	0.56	0.6	0.5		-0.46
Other Current Assets	-0.19	-0.22	-0.16	-0.27	0.2	-0.35	0.46	-0.06	-0.21	-0.61	-0.63	-0.1	0.7	0.1	-0.5	-0.38	0.67	-0.47	0.37	-0.44	0.24	-0.05	-0.22	-0.09	-0.46

Click cells to compare fundamentals

Travelers Companies Account Relationship Matchups

Travelers Companies fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	110.1B	116.8B	120.5B	115.7B	117.6B	73.3B
Short Long Term Debt Total	6.6B	6.6B	7.3B	7.3B	8.3B	4.3B
Total Stockholder Equity	25.9B	29.2B	28.9B	21.6B	24.9B	16.0B
Net Debt	6.1B	5.8B	6.5B	6.5B	7.6B	4.0B
Retained Earnings	37.0B	38.8B	41.6B	43.5B	45.6B	47.9B
Common Stock Shares Outstanding	262.3M	254.6M	250.8M	239.7M	232.2M	354.1M
Liabilities And Stockholders Equity	110.1B	116.8B	120.5B	115.7B	117.6B	73.3B
Non Current Liabilities Total	6.1B	7.0B	7.5B	4.1B	34.9B	36.7B
Other Stockholder Equity	(35.1B)	(35.8B)	(38.0B)	(40.1B)	(41.1B)	(39.0B)
Total Liab	84.2B	87.6B	91.6B	94.2B	92.7B	55.5B
Other Current Liab	(5.6B)	(4.7B)	(4.4B)	(4.1B)	53.5B	47.7B
Total Current Liabilities	5.6B	4.7B	4.4B	4.1B	57.7B	51.1B
Non Current Assets Total	77.8B	84.3B	86.9B	6.1B	92.3B	96.9B
Non Currrent Assets Other	(77.8B)	(84.3B)	(86.9B)	(75.4B)	7.9B	8.3B
Other Assets	(62.0B)	(68.2B)	(69.2B)	95.8B	110.2B	115.7B
Net Receivables	20.8B	20.4B	20.4B	20.6B	21.7B	11.8B
Total Current Assets	94.3B	100.7B	102.8B	13.8B	25.3B	18.8B
Intangible Assets	330M	317M	306M	287M	277M	549.6M
Accounts Payable	5.0B	4.6B	4.3B	4.0B	3.8B	3.1B
Cash	494M	721M	761M	799M	650M	341.4M
Cash And Short Term Investments	73.6B	80.2B	82.4B	75.4B	83.6B	87.8B
Good Will	3.9B	4.0B	4.0B	4.0B	4.0B	3.1B
Common Stock Total Equity	23.5B	23.7B	24.2B	24.6B	28.2B	29.7B
Short Term Investments	73.1B	79.5B	81.6B	74.6B	10.1B	9.6B
Other Current Assets	22.3B	24.0B	21.8B	(82.2B)	25.3B	26.5B
Accumulated Other Comprehensive Income	640M	2.5B	1.2B	(6.4B)	(4.5B)	(4.2B)
Common Stock	23.5B	23.7B	24.2B	24.6B	24.9B	16.1B
Other Liab	8.9B	10.9B	10.5B	8.1B	9.3B	11.1B
Long Term Debt	6.6B	6.6B	7.2B	7.3B	7.9B	6.0B
Treasury Stock	(35.1B)	(35.8B)	(38.0B)	(40.1B)	(36.1B)	(34.3B)
Net Tangible Assets	21.7B	24.9B	24.6B	17.3B	15.6B	16.9B
Retained Earnings Total Equity	37.0B	38.8B	41.6B	43.5B	50.0B	32.9B
Long Term Investments	77.9B	85.0B	82.5B	81.1B	83.6B	82.9B
Non Current Liabilities Other	77.5B	80.5B	84B	86.9B	99.9B	83.1B
Property Plant Equipment	963M	1.0B	979M	952M	1.1B	602.9M

Travelers Companies Investors Sentiment

The influence of Travelers Companies' investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Travelers. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.

Investor biases related to Travelers Companies' public news can be used to forecast risks associated with an investment in Travelers. The trend in average sentiment can be used to explain how an investor holding Travelers can time the market purely based on public headlines and social activities around The Travelers Companies. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Travelers Companies' market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Travelers Companies' and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Travelers Companies' news discussions. The higher the estimated score, the more favorable is the investor's outlook on Travelers Companies.

Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Travelers Companies in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Travelers Companies' short interest history, or implied volatility extrapolated from Travelers Companies options trading.

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When determining whether The Travelers Companies is a strong investment it is important to analyze Travelers Companies' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Travelers Companies' future performance. For an informed investment choice regarding Travelers Stock, refer to the following important reports:

How To Invest In Travelers

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Is Travelers Stock a good investment?

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What is Travelers Companies' Net Worth?

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Travelers Companies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.

You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running Travelers Companies' price analysis, check to measure Travelers Companies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Travelers Companies is operating at the current time. Most of Travelers Companies' value examination focuses on studying past and present price action to predict the probability of Travelers Companies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Travelers Companies' price. Additionally, you may evaluate how the addition of Travelers Companies to your portfolios can decrease your overall portfolio volatility.

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Is Travelers Companies' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Travelers Companies. If investors know Travelers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Travelers Companies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

1.032

Dividend Share

3.93

Earnings Share

12.8

Revenue Per Share

180.078

Quarterly Revenue Growth

0.134

The market value of The Travelers Companies is measured differently than its book value, which is the value of Travelers that is recorded on the company's balance sheet. Investors also form their own opinion of Travelers Companies' value that differs from its market value or its book value, called intrinsic value, which is Travelers Companies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Travelers Companies' market value can be influenced by many factors that don't directly affect Travelers Companies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Travelers Companies' value and its price as these two are different measures arrived at by different means. Investors typically determine if Travelers Companies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Travelers Companies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Travelers Operating Income vs Net Income Analysis

Operating Income vs Net Income

Operating Income vs Net Income Correlation Analysis

Correlation Coefficient

Operating Income

Net Income

Travelers Companies fundamental ratios Correlations

Travelers Companies Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Travelers Companies fundamental ratios Accounts

Travelers Companies Investors Sentiment

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Net Debt	+ 1.0	Short Long Term Debt Total
Total Current Liabilities	+ 1.0	Other Current Liab
Total Liab	+ 0.99	Short Long Term Debt Total
Common Stock Total Equity	+ 0.99	Cash And Short Term Investments
Short Long Term Debt Total	+ 0.98	Total Assets

Common Stock Total Equity	- 0.95	Other Stockholder Equity
Cash And Short Term Investments	- 0.94	Other Stockholder Equity
Other Stockholder Equity	- 0.92	Retained Earnings
Total Current Assets	- 0.86	Other Assets
Intangible Assets	- 0.8	Net Receivables
Short Term Investments	- 0.78	Non Currrent Assets Other