UMB Share Based Compensation vs Cash End of Year Analysis

UMBF Stock  USD 80.20  0.53  0.67%   
Trend analysis of UMB Financial balance sheet accounts such as Common Stock Shares Outstanding of 51.3 M, Total Assets of 46.2 B, Short and Long Term Debt Total of 4.5 B or Total Stockholder Equity of 3.3 B provides information on UMB Financial's total assets, liabilities, and equity, which is the actual value of UMB Financial to its prevalent stockholders. By breaking down trends over time using UMB Financial balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

About UMB Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of UMB Financial at a specified time, usually calculated after every quarter, six months, or one year. UMB Financial Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of UMB Financial and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which UMB currently owns. An asset can also be divided into two categories, current and non-current.

UMB Financial Balance Sheet Chart

UMB Financial Balance Sheet is one of the main financial statements that report all assets, liabilities, and shareholders' equity for the current year. It provides a basis for different types of computing rates of return, such as return on equity (ROE) or return on asset (ROA), as well as shows how UMB Financial uses and utilizes its capital. It also shows what exactly a company owns and owes.
At this time, UMB Financial's Short and Long Term Debt Total is most likely to increase significantly in the upcoming years. The UMB Financial's current Total Stockholder Equity is estimated to increase to about 3.3 B, while Net Debt is projected to decrease to (1.4 B).

Common Stock Shares Outstanding

The total number of shares of a company's common stock that are currently owned by all its shareholders.

Total Assets

Total assets refers to the total amount of UMB Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in UMB Financial books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.
Most indicators from UMB Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into UMB Financial current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.At this time, UMB Financial's Enterprise Value Multiple is most likely to increase significantly in the upcoming years. The UMB Financial's current Enterprise Value is estimated to increase to about 2.9 B, while Discontinued Operations is forecasted to increase to (816.1 K).
 2021 2022 2023 2024 (projected)
Gross Profit1.2B221.9M2.4B2.5B
Total Revenue1.2B221.9M2.4B2.5B

UMB Financial fundamental ratios Correlations

0.680.390.780.47-0.120.710.350.410.140.340.090.360.770.240.490.340.490.690.480.580.50.260.26-0.60.1
0.680.670.950.41-0.410.980.780.69-0.250.430.080.640.560.30.870.210.310.60.770.880.40.50.51-0.010.3
0.390.670.54-0.10.120.720.540.96-0.010.62-0.451.00.070.790.46-0.2-0.040.280.990.720.130.20.210.14-0.09
0.780.950.540.62-0.410.930.690.61-0.080.360.240.510.730.230.740.390.420.630.650.810.40.60.6-0.230.24
0.470.41-0.10.62-0.240.390.140.060.210.250.48-0.110.820.00.250.590.670.460.010.170.00.840.84-0.56-0.05
-0.12-0.410.12-0.41-0.24-0.25-0.77-0.050.040.39-0.80.14-0.240.35-0.49-0.69-0.23-0.270.08-0.36-0.54-0.18-0.18-0.22-0.91
0.710.980.720.930.39-0.250.670.71-0.270.53-0.060.690.550.360.840.090.30.60.820.870.330.490.5-0.050.15
0.350.780.540.690.14-0.770.670.65-0.040.070.390.510.250.210.710.450.170.410.560.770.540.280.290.280.71
0.410.690.960.610.06-0.050.710.650.180.54-0.210.960.160.790.410.060.050.330.940.730.20.330.340.060.02
0.14-0.25-0.01-0.080.210.04-0.27-0.040.180.050.290.020.190.44-0.520.610.390.13-0.09-0.260.150.140.14-0.54-0.09
0.340.430.620.360.250.390.530.070.540.05-0.520.630.310.80.37-0.20.480.40.650.29-0.210.50.5-0.2-0.44
0.090.08-0.450.240.48-0.8-0.060.39-0.210.29-0.52-0.460.37-0.440.050.860.40.22-0.420.010.280.240.23-0.150.64
0.360.641.00.51-0.110.140.690.510.960.020.63-0.460.050.810.41-0.2-0.050.260.980.70.10.20.210.13-0.12
0.770.560.070.730.82-0.240.550.250.160.190.310.370.050.070.420.530.730.550.180.340.30.660.66-0.630.07
0.240.30.790.230.00.350.360.210.790.440.8-0.440.810.070.08-0.050.250.250.730.29-0.080.30.3-0.15-0.34
0.490.870.460.740.25-0.490.840.710.41-0.520.370.050.410.420.080.070.290.510.550.730.360.360.370.160.48
0.340.21-0.20.390.59-0.690.090.450.060.61-0.20.86-0.20.53-0.050.070.60.41-0.180.070.470.390.39-0.410.53
0.490.31-0.040.420.67-0.230.30.170.050.390.480.4-0.050.730.250.290.60.660.020.060.110.590.59-0.560.1
0.690.60.280.630.46-0.270.60.410.330.130.40.220.260.550.250.510.410.660.350.510.350.410.41-0.260.2
0.480.770.990.650.010.080.820.560.94-0.090.65-0.420.980.180.730.55-0.180.020.350.780.160.280.280.09-0.08
0.580.880.720.810.17-0.360.870.770.73-0.260.290.010.70.340.290.730.070.060.510.780.330.310.310.220.29
0.50.40.130.40.0-0.540.330.540.20.15-0.210.280.10.3-0.080.360.470.110.350.160.33-0.07-0.07-0.140.64
0.260.50.20.60.84-0.180.490.280.330.140.50.240.20.660.30.360.390.590.410.280.31-0.071.0-0.22-0.1
0.260.510.210.60.84-0.180.50.290.340.140.50.230.210.660.30.370.390.590.410.280.31-0.071.0-0.22-0.1
-0.6-0.010.14-0.23-0.56-0.22-0.050.280.06-0.54-0.2-0.150.13-0.63-0.150.16-0.41-0.56-0.260.090.22-0.14-0.22-0.220.24
0.10.3-0.090.24-0.05-0.910.150.710.02-0.09-0.440.64-0.120.07-0.340.480.530.10.2-0.080.290.64-0.1-0.10.24
Click cells to compare fundamentals

UMB Financial Account Relationship Matchups

UMB Financial fundamental ratios Accounts

201920202021202220232024 (projected)
Common Stock Shares Outstanding49.1M48.3M48.7M48.7M48.8M51.3M
Total Assets26.6B33.1B42.7B38.5B44.0B46.2B
Short Long Term Debt Total97.5M269.6M271.5M381.3M4.3B4.5B
Total Stockholder Equity2.6B3.0B3.1B2.7B3.1B3.3B
Property Plant And Equipment Net300.3M293.1M270.9M263.6M241.7M238.3M
Net Debt(1.6B)(3.3B)(9.0B)(1.3B)(1.3B)(1.4B)
Retained Earnings1.7B1.9B2.2B2.5B2.8B3.0B
Cash1.7B3.5B9.3B1.7B5.6B5.9B
Non Current Assets Total9.2B11.1B14.3B549.8M37.9B39.8B
Non Currrent Assets Other(60.5M)(96.8M)(95.1M)(13.6B)1.4B1.5B
Other Assets8.1B9.0B7.1B38.0B43.7B45.8B
Cash And Short Term Investments9.1B12.8B21.2B420K447.2M424.8M
Liabilities And Stockholders Equity26.6B33.1B42.7B38.5B44.0B46.2B
Non Current Liabilities Total97.5M269.6M271.5M381.3M24.5B25.7B
Other Stockholder Equity795.8M752.3M787.1M778.7M791.5M563.4M
Total Liab97.5M269.6M271.5M381.3M40.9B43.0B
Property Plant And Equipment Gross300.3M293.1M849.0M875.8M606.2M636.5M
Total Current Assets9.3B13.0B21.4B420K6.1B7.5B
Other Current Liab7.0B9.9B16.3B14.1B12.5B10.9B
Total Current Liabilities8.9B12.2B19.6B16.3B16.4B17.3B
Net Receivables124.5M139.9M131.1M189.2M519.7M545.6M
Short Term Debt1.9B2.3B3.2B2.2B3.9B4.1B
Accumulated Other Comprehensive Income83.2M318.3M126.3M(702.7M)(556.9M)(529.1M)
Other Current Assets3.5B5.4B10.7B2.9B6.1B3.7B
Other Liab62.1M154.5M188.7M172.9M198.8M123.9M
Accounts Payable232.2M319.7M35.6B239.6M215.7M204.9M
Long Term Debt97.5M269.6M271.5M381.3M383.2M402.4M
Short Term Investments7.4B9.3B12.0B7.0B7.1B6.1B
Inventory(3.5B)(5.4B)(10.7B)(3.1B)(966.9M)(1.0B)
Treasury Stock(278.0M)(338.1M)(323.5M)(347.3M)(312.5M)(328.2M)
Intangible Assets27.6M21.1M14.4M78.7M101.4M106.5M
Property Plant Equipment300.3M293.1M270.9M263.6M303.2M276.7M
Net Tangible Assets2.4B2.8B3.0B2.4B2.7B2.0B
Retained Earnings Total Equity1.7B1.9B2.2B2.5B2.9B1.5B
Long Term Debt Total97.5M269.6M271.5M381.3M438.5M460.4M
Capital Surpluse1.1B1.1B1.1B1.1B1.3B1.1B
Long Term Investments22.2B26.7B13.8B13.2B13.2B17.3B

UMB Financial Investors Sentiment

The influence of UMB Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in UMB. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to UMB Financial's public news can be used to forecast risks associated with an investment in UMB. The trend in average sentiment can be used to explain how an investor holding UMB can time the market purely based on public headlines and social activities around UMB Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
UMB Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for UMB Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average UMB Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on UMB Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards UMB Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, UMB Financial's short interest history, or implied volatility extrapolated from UMB Financial options trading.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UMB Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
Note that the UMB Financial information on this page should be used as a complementary analysis to other UMB Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Stocks Directory module to find actively traded stocks across global markets.

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Is UMB Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Dividend Share
1.53
Earnings Share
7.18
Revenue Per Share
29.291
Quarterly Revenue Growth
0.025
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.