Waterstone Historical Income Statement

WSBF Stock  USD 11.79  0.45  3.97%   
Historical analysis of Waterstone Financial income statement accounts such as Interest Expense of 26.3 M, Total Revenue of 119.2 M, Gross Profit of 119.1 M or Other Operating Expenses of 179.4 M can show how well Waterstone Financial performed in making a profits. Evaluating Waterstone Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Waterstone Financial's future profits or losses.
 
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Financial Statement Analysis is much more than just reviewing and examining Waterstone Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Waterstone Financial is a good buy for the upcoming year.
  
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.

About Waterstone Income Statement Analysis

Waterstone Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Waterstone Financial shareholders. The income statement also shows Waterstone investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Waterstone Financial Income Statement Chart

Waterstone Financial Income Statement is one of the three primary financial statements used for reporting Waterstone's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Waterstone Financial revenue and expense. Waterstone Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Waterstone Financial's Operating Income is most likely to increase significantly in the upcoming years. The Waterstone Financial's current Total Operating Expenses is estimated to increase to about 30.3 M, while Gross Profit is projected to decrease to roughly 119.1 M.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Waterstone Financial minus its cost of goods sold. It is profit before Waterstone Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Cost Of Revenue

Cost of Revenue is found on Waterstone Financial income statement and represents the costs associated with goods and services Waterstone Financial provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.
Most accounts from Waterstone Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Waterstone Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.At this time, Waterstone Financial's Operating Income is most likely to increase significantly in the upcoming years. The Waterstone Financial's current Total Operating Expenses is estimated to increase to about 30.3 M, while Gross Profit is projected to decrease to roughly 119.1 M.
 2021 2022 2023 2024 (projected)
Total Revenue254.1M157.8M181.9M119.2M
Interest Expense14.4M13.3M23.3M26.3M

Waterstone Financial income statement Correlations

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-0.691.00.440.50.840.85-0.070.860.680.840.740.97-0.660.720.750.890.630.610.460.690.03
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0.150.440.430.690.360.360.390.430.560.520.20.31-0.370.20.210.480.240.410.640.490.4
-0.240.50.50.690.20.190.260.30.510.370.230.42-0.740.020.450.34-0.030.690.840.620.77
-0.430.840.840.360.21.00.00.990.750.950.820.85-0.480.840.50.960.890.40.110.65-0.39
-0.440.850.850.360.191.0-0.010.990.750.950.820.86-0.480.850.510.960.880.40.110.65-0.39
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-0.410.860.860.430.30.990.990.040.790.960.820.85-0.540.810.520.960.860.460.20.7-0.29
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-0.370.840.840.520.370.950.95-0.030.960.810.660.82-0.550.770.510.990.770.480.240.75-0.23
-0.50.740.750.20.230.820.820.220.820.580.660.78-0.50.680.470.680.790.410.150.5-0.26
-0.780.970.970.310.420.850.86-0.180.850.650.820.78-0.710.780.810.870.60.650.390.66-0.07
0.53-0.66-0.66-0.37-0.74-0.48-0.480.07-0.54-0.69-0.55-0.5-0.71-0.43-0.8-0.54-0.13-0.86-0.74-0.68-0.38
-0.50.720.730.20.020.840.85-0.220.810.620.770.680.78-0.430.610.80.60.340.050.55-0.45
-0.760.750.750.210.450.50.51-0.450.520.420.510.470.81-0.80.610.570.120.740.60.430.18
-0.460.890.90.480.340.960.96-0.080.960.770.990.680.87-0.540.80.570.770.480.240.72-0.23
-0.20.630.630.24-0.030.890.880.230.860.550.770.790.6-0.130.60.120.770.09-0.160.41-0.52
-0.510.610.610.410.690.40.4-0.220.460.630.480.410.65-0.860.340.740.480.090.770.70.37
-0.180.460.460.640.840.110.110.090.20.490.240.150.39-0.740.050.60.24-0.160.770.470.77
-0.340.690.690.490.620.650.650.090.70.90.750.50.66-0.680.550.430.720.410.70.470.15
0.00.030.030.40.77-0.39-0.390.23-0.290.03-0.23-0.26-0.07-0.38-0.450.18-0.23-0.520.370.770.15
Click cells to compare fundamentals

Waterstone Financial Account Relationship Matchups

Waterstone Financial income statement Accounts

201920202021202220232024 (projected)
Interest Expense27.5M25.0M14.4M13.3M23.3M26.3M
Total Revenue179.7M292.9M254.1M157.8M181.9M119.2M
Gross Profit179.7M292.9M254.1M157.8M180.4M119.1M
Other Operating Expenses162.9M214.4M177.5M(133.3M)170.9M179.4M
Operating Income47.6M108.1M92.1M24.5M153.1M160.8M
Ebit40.3M47.6M108.1M92.1M24.5M0.0
Ebitda52.3M113.7M98.2M28.5M1.7M1.6M
Total Operating Expenses23.9M33.8M25.9M(133.3M)28.8M30.3M
Income Before Tax47.6M108.1M92.1M24.5M11.0M10.5M
Total Other Income Expense Net47.6M108.1M92.1M24.5M11.0M11.6M
Net Income35.9M81.1M70.8M19.5M9.4M18.6M
Income Tax Expense11.7M27.0M21.3M5.0M1.7M1.6M
Selling General Administrative103.1M139.0M135.1M99.6M84.1M70.3M
Net Income Applicable To Common Shares35.9M81.1M70.8M19.5M22.4M26.0M
Depreciation And Amortization4.7M5.6M6.0M4.0M1.7M1.6M
Selling And Marketing Expenses3.9M3.7M3.5M4.0M3.8M2.9M
Net Income From Continuing Ops35.9M81.1M70.8M19.5M10.4M9.8M
Tax Provision11.7M27.0M21.3M5.0M1.9M1.8M
Net Interest Income52.2M53.5M55.5M57.0M54.1M56.2M
Interest Income79.7M78.5M69.9M70.2M93.2M80.4M
Reconciled Depreciation2.7M5.6M6.0M4.0M3.2M4.1M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Waterstone Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Waterstone Financial's short interest history, or implied volatility extrapolated from Waterstone Financial options trading.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Waterstone Financial is a strong investment it is important to analyze Waterstone Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Waterstone Financial's future performance. For an informed investment choice regarding Waterstone Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Waterstone Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
For more detail on how to invest in Waterstone Stock please use our How to Invest in Waterstone Financial guide.
Note that the Waterstone Financial information on this page should be used as a complementary analysis to other Waterstone Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.

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Is Waterstone Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Waterstone Financial. If investors know Waterstone will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Waterstone Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.35)
Dividend Share
0.7
Earnings Share
0.46
Revenue Per Share
6.486
Quarterly Revenue Growth
(0.09)
The market value of Waterstone Financial is measured differently than its book value, which is the value of Waterstone that is recorded on the company's balance sheet. Investors also form their own opinion of Waterstone Financial's value that differs from its market value or its book value, called intrinsic value, which is Waterstone Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Waterstone Financial's market value can be influenced by many factors that don't directly affect Waterstone Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Waterstone Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Waterstone Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Waterstone Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.