Principal Balance Sheet Analysis

PFG Stock

USD 81.51 0.16 0.20%

Most accounts from Principal Financial's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Principal Financial current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Principal Financial Valuation and Principal Financial Correlation analysis.

At this time, Principal Financial's Retained Earnings are most likely to increase significantly in the upcoming years. The Principal Financial's current Cash And Short Term Investments is estimated to increase to about 34.5 B, while Short and Long Term Debt Total is projected to decrease to roughly 2.9 B.

Net Receivables Accounts Payable

	2021	2022	2023	2024 (projected)
Short and Long Term Debt Total	4.4B	4.1B	4.0B	2.9B
Total Assets	321.2B	303.0B	305B	207.9B

Short Long Term Debt Total Total Assets

Principal Financial balance sheet Correlations

	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Debt	Retained Earnings	Cash	Other Assets	Long Term Debt	Cash And Short Term Investments	Good Will	Common Stock Shares Outstanding	Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Intangible Assets	Property Plant Equipment	Property Plant And Equipment Net	Non Current Assets Total	Non Currrent Assets Other	Net Receivables	Common Stock Total Equity
Total Assets		0.96	-0.61	-0.47	0.79	0.78	0.42	0.66	0.44	0.46	0.42	0.75	0.69	-0.76	0.74	-0.11	-0.17	1.0	0.59	0.0	0.9	0.91	0.59	0.27	0.32	0.78
Short Long Term Debt Total	0.96		-0.57	-0.44	0.76	0.81	0.42	0.65	0.48	0.4	0.42	0.8	0.67	-0.75	0.79	-0.13	-0.16	0.96	0.6	0.02	0.88	0.89	0.59	0.29	0.3	0.74
Other Current Liab	-0.61	-0.57		0.91	-0.5	-0.37	0.04	-0.23	-0.52	-0.46	-0.16	-0.56	0.13	0.67	-0.53	-0.28	0.01	-0.61	-0.18	0.75	-0.29	-0.29	-0.18	0.1	-0.16	-0.69
Total Current Liabilities	-0.47	-0.44	0.91		-0.54	-0.17	-0.17	0.12	-0.26	-0.22	0.08	-0.6	0.22	0.36	-0.59	-0.31	-0.33	-0.47	-0.28	0.71	-0.11	-0.14	-0.28	-0.12	0.26	-0.44
Total Stockholder Equity	0.79	0.76	-0.5	-0.54		0.61	0.61	0.37	0.08	-0.05	0.0	0.74	0.52	-0.47	0.74	-0.34	0.07	0.78	0.83	0.01	0.69	0.75	0.84	0.61	-0.11	0.43
Other Liab	0.78	0.81	-0.37	-0.17	0.61		0.31	0.83	0.32	0.3	0.31	0.5	0.59	-0.77	0.49	-0.32	-0.47	0.78	0.48	0.09	0.83	0.85	0.48	0.17	0.49	0.67
Net Debt	0.42	0.42	0.04	-0.17	0.61	0.31		-0.03	-0.56	-0.21	-0.21	0.56	0.56	0.09	0.59	-0.2	0.34	0.41	0.63	0.51	0.36	0.46	0.66	0.66	-0.48	-0.07
Retained Earnings	0.66	0.65	-0.23	0.12	0.37	0.83	-0.03		0.47	0.37	0.54	0.24	0.6	-0.84	0.22	-0.37	-0.72	0.67	0.27	0.13	0.78	0.77	0.27	-0.05	0.84	0.66
Cash	0.44	0.48	-0.52	-0.26	0.08	0.32	-0.56	0.47		0.59	0.58	0.2	0.07	-0.61	0.15	0.16	-0.31	0.45	-0.06	-0.44	0.43	0.34	-0.1	-0.32	0.6	0.69
Other Assets	0.46	0.4	-0.46	-0.22	-0.05	0.3	-0.21	0.37	0.59		0.5	0.16	0.13	-0.53	0.13	0.59	-0.29	0.48	-0.43	-0.28	0.35	0.26	-0.44	-0.68	0.54	0.64
Long Term Debt	0.42	0.42	-0.16	0.08	0.0	0.31	-0.21	0.54	0.58	0.5		0.3	0.37	-0.42	0.28	0.34	-0.03	0.43	0.0	0.06	0.42	0.46	-0.06	-0.22	0.59	0.26
Cash And Short Term Investments	0.75	0.8	-0.56	-0.6	0.74	0.5	0.56	0.24	0.2	0.16	0.3		0.43	-0.44	1.0	0.1	0.32	0.75	0.63	-0.04	0.52	0.63	0.62	0.43	-0.13	0.34
Good Will	0.69	0.67	0.13	0.22	0.52	0.59	0.56	0.6	0.07	0.13	0.37	0.43		-0.35	0.43	-0.41	-0.21	0.69	0.59	0.72	0.84	0.85	0.58	0.45	0.26	0.35
Common Stock Shares Outstanding	-0.76	-0.75	0.67	0.36	-0.47	-0.77	0.09	-0.84	-0.61	-0.53	-0.42	-0.44	-0.35		-0.41	0.13	0.62	-0.76	-0.22	0.3	-0.68	-0.65	-0.22	0.16	-0.74	-0.86
Short Term Investments	0.74	0.79	-0.53	-0.59	0.74	0.49	0.59	0.22	0.15	0.13	0.28	1.0	0.43	-0.41		0.09	0.34	0.73	0.64	-0.02	0.51	0.62	0.63	0.45	-0.16	0.3
Non Current Liabilities Total	-0.11	-0.13	-0.28	-0.31	-0.34	-0.32	-0.2	-0.37	0.16	0.59	0.34	0.1	-0.41	0.13	0.09		0.45	-0.1	-0.59	-0.41	-0.36	-0.34	-0.62	-0.61	-0.09	-0.1
Other Stockholder Equity	-0.17	-0.16	0.01	-0.33	0.07	-0.47	0.34	-0.72	-0.31	-0.29	-0.03	0.32	-0.21	0.62	0.34	0.45		-0.18	0.18	-0.03	-0.36	-0.24	0.15	0.37	-0.81	-0.54
Total Liab	1.0	0.96	-0.61	-0.47	0.78	0.78	0.41	0.67	0.45	0.48	0.43	0.75	0.69	-0.76	0.73	-0.1	-0.18		0.58	0.0	0.91	0.91	0.57	0.25	0.33	0.79
Total Current Assets	0.59	0.6	-0.18	-0.28	0.83	0.48	0.63	0.27	-0.06	-0.43	0.0	0.63	0.59	-0.22	0.64	-0.59	0.18	0.58		0.27	0.59	0.69	1.0	0.91	-0.23	0.18
Intangible Assets	0.0	0.02	0.75	0.71	0.01	0.09	0.51	0.13	-0.44	-0.28	0.06	-0.04	0.72	0.3	-0.02	-0.41	-0.03	0.0	0.27		0.28	0.31	0.28	0.41	-0.06	-0.32
Property Plant Equipment	0.9	0.88	-0.29	-0.11	0.69	0.83	0.36	0.78	0.43	0.35	0.42	0.52	0.84	-0.68	0.51	-0.36	-0.36	0.91	0.59	0.28		0.97	0.59	0.31	0.44	0.73
Property Plant And Equipment Net	0.91	0.89	-0.29	-0.14	0.75	0.85	0.46	0.77	0.34	0.26	0.46	0.63	0.85	-0.65	0.62	-0.34	-0.24	0.91	0.69	0.31	0.97		0.68	0.4	0.36	0.62
Non Current Assets Total	0.59	0.59	-0.18	-0.28	0.84	0.48	0.66	0.27	-0.1	-0.44	-0.06	0.62	0.58	-0.22	0.63	-0.62	0.15	0.57	1.0	0.28	0.59	0.68		0.92	-0.24	0.19
Non Currrent Assets Other	0.27	0.29	0.1	-0.12	0.61	0.17	0.66	-0.05	-0.32	-0.68	-0.22	0.43	0.45	0.16	0.45	-0.61	0.37	0.25	0.91	0.41	0.31	0.4	0.92		-0.51	-0.13
Net Receivables	0.32	0.3	-0.16	0.26	-0.11	0.49	-0.48	0.84	0.6	0.54	0.59	-0.13	0.26	-0.74	-0.16	-0.09	-0.81	0.33	-0.23	-0.06	0.44	0.36	-0.24	-0.51		0.57
Common Stock Total Equity	0.78	0.74	-0.69	-0.44	0.43	0.67	-0.07	0.66	0.69	0.64	0.26	0.34	0.35	-0.86	0.3	-0.1	-0.54	0.79	0.18	-0.32	0.73	0.62	0.19	-0.13	0.57

Click cells to compare fundamentals

Principal Financial Account Relationship Matchups

Principal Financial balance sheet Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	291.1B	313.5B	321.2B	303.0B	305B	207.9B
Other Current Liab	(93.4M)	(84.7M)	(79.8M)	19.2M	11.9M	11.3M
Other Liab	254.2B	272.2B	283.8B	253.7B	291.7B	306.3B
Net Debt	1.3B	1.5B	2.0B	(770.3M)	(715.7M)	(679.9M)
Retained Earnings	11.1B	11.8B	12.9B	17.0B	16.7B	17.5B
Cash	2.5B	2.8B	2.3B	4.8B	4.7B	2.5B
Other Assets	139.6B	144.5B	153.7B	288.0B	292.3B	167.1B
Long Term Debt	3.7B	4.3B	4.3B	24.4B	3.9B	3.5B
Good Will	1.7B	1.7B	1.6B	1.6B	1.6B	954.5M
Total Liab	276.1B	296.6B	304.7B	292.7B	293.8B	197.2B
Total Current Assets	74.4B	83.3B	82.3B	10.9B	4.7B	4.5B
Intangible Assets	1.8B	1.7B	1.6B	1.5B	1.5B	1.2B
Net Receivables	1.7B	1.7B	1.8B	26.3B	24.6B	25.8B
Other Current Assets	7.3B	7.7B	6.5B	11.5B	10.6B	10.1B
Treasury Stock	(7.4B)	(7.7B)	(8.0B)	(8.9B)	(8.0B)	(7.6B)
Short Term Debt	93.4M	84.7M	79.8M	80.7M	61.1M	58.0M
Accounts Payable	16.2M	22.3M	15.5M	20.4B	19.6B	20.6B
Net Tangible Assets	11.4B	13.4B	13.2B	7.1B	8.2B	10.4B

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When determining whether Principal Financial is a strong investment it is important to analyze Principal Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Principal Financial's future performance. For an informed investment choice regarding Principal Stock, refer to the following important reports:

How To Invest In Principal

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Is Principal Stock a good investment?

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What is Principal Financial's Net Worth?

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Check out Principal Financial Valuation and Principal Financial Correlation analysis.

Note that the Principal Financial information on this page should be used as a complementary analysis to other Principal Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Complementary Tools for Principal Stock analysis

When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.

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	Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine

Is Principal Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Principal Financial. If investors know Principal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Principal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.02)

Dividend Share

2.6

Earnings Share

2.55

Revenue Per Share

56.634

Quarterly Revenue Growth

(0.15)

The market value of Principal Financial is measured differently than its book value, which is the value of Principal that is recorded on the company's balance sheet. Investors also form their own opinion of Principal Financial's value that differs from its market value or its book value, called intrinsic value, which is Principal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Principal Financial's market value can be influenced by many factors that don't directly affect Principal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Principal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Principal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Principal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Principal Balance Sheet Analysis

Principal Financial balance sheet Correlations

Principal Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Principal Financial balance sheet Accounts

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Total Liab	+ 1.0	Total Assets
Short Term Investments	+ 1.0	Cash And Short Term Investments
Non Current Assets Total	+ 1.0	Total Current Assets
Property Plant And Equipment Net	+ 0.97	Property Plant Equipment
Short Long Term Debt Total	+ 0.96	Total Assets
Total Liab	+ 0.96	Short Long Term Debt Total

Common Stock Total Equity	- 0.86	Common Stock Shares Outstanding
Common Stock Shares Outstanding	- 0.84	Retained Earnings
Net Receivables	- 0.81	Other Stockholder Equity
Common Stock Shares Outstanding	- 0.77	Other Liab
Total Liab	- 0.76	Common Stock Shares Outstanding
Common Stock Shares Outstanding	- 0.76	Total Assets