First Internet Valuation

INBK Stock  USD 33.27  0.38  1.16%   
At this time, the firm appears to be fairly valued. First Internet Bancorp shows a prevailing Real Value of $32.65 per share. The current price of the firm is $33.27. Our model computes the value of First Internet Bancorp from reviewing the firm fundamentals such as Current Valuation of 592.75 M, shares outstanding of 8.66 M, and Profit Margin of 0.1 % as well as analyzing its technical indicators and probability of bankruptcy. In general, most investors advise picking up undervalued instruments and discarding overvalued instruments since, at some point, asset prices and their ongoing real values will submerge. Key fundamental drivers impacting First Internet's valuation include:
Price Book
0.7506
Enterprise Value
592.7 M
Price Sales
3.2274
Forward PE
10.582
Trailing PE
34.6211
Fairly Valued
Today
33.27
Please note that First Internet's price fluctuation is very steady at this time. Calculation of the real value of First Internet Bancorp is based on 3 months time horizon. Increasing First Internet's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for First Internet Bancorp is useful when determining the fair value of the First stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of First Internet. Since First Internet is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Internet's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  33.27 Real  32.65 Target  23.7 Hype  32.89 Naive  32.43
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Internet Bancorp Company, which is reflected in its stock price. It is based on First Internet's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of First Internet's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence First Internet's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
32.65
Real Value
35.33
Upside
Estimating the potential upside or downside of First Internet Bancorp helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Internet more accurately as focusing exclusively on First Internet's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.420.540.67
Details
Hype
Prediction
LowEstimatedHigh
30.2132.8935.57
Details
Potential
Annual Dividend
LowForecastedHigh
0.160.160.16
Details
5 Analysts
Consensus
LowTarget PriceHigh
21.5723.7026.31
Details
Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Internet's intrinsic value based on its ongoing forecasts of First Internet's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Internet's closest peers. When choosing an evaluation method for First Internet Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.

First Internet Investments

(634.14 Million)

First Valuation Trend

Knowing First Internet's actual value is paramount for traders to make sound investment determinations. First Internet's real value is not only important for the investor to make better decisions but also for a more accurate overall view of First Internet's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both First Internet's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.

First Market Cap

First Internet Bancorp is rated below average in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 4.26 Billion. First Internet holds roughly 284.87 Million in market capitalization claiming about 7% of equities under Financials industry.
Capitalization  Valuation  Workforce  Total debt  Revenue

First Internet Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining First Internet's current stock value. Our valuation model uses many indicators to compare First Internet value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Internet competition to find correlations between indicators driving First Internet's intrinsic value. More Info.
First Internet Bancorp is rated below average in price to earning category among related companies. It is rated below average in price to book category among related companies fabricating about  0.10  of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for First Internet Bancorp is roughly  10.11 . The value of Price To Book Ratio is estimated to slide to 0.58. Comparative valuation analysis is a catch-all model that can be used if you cannot value First Internet by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for First Internet's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Internet's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Internet's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Internet and how it compares across the competition.

About First Internet Valuation

The stock valuation mechanism determines the current worth of First Internet Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of First Internet Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Internet Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing First Internet's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of First Internet's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Internet. We calculate exposure to First Internet's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to First Internet's related companies.
Last ReportedProjected for Next Year
Gross Profit265.5 M278.8 M
Pretax Profit Margin 0.02  0.02 
Operating Profit Margin 0.91  0.95 
Net Profit Margin 0.03  0.03 
Gross Profit Margin 0.90  0.80 

First Internet Quarterly Retained Earnings

207.47 Million

8 Steps to conduct First Internet's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Internet's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Internet's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain First Internet's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine First Internet's revenue streams: Identify First Internet's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research First Internet's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish First Internet's growth potential: Evaluate First Internet's management, business model, and growth potential.
  • Determine First Internet's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Internet's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
First Internet's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether First Internet's value is low or high relative to the company's performance and growth projections. Determining the market value of First Internet can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of First Internet represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

First Internet Dividends Analysis For Valuation

Dividend Yield is expected to rise to 0.01 this year, although the value of Dividends Paid will most likely fall to about 1.8 M. . At this time, First Internet's Retained Earnings are quite stable compared to the past year. Retained Earnings Total Equity is expected to rise to about 248.4 M this year, although the value of Earning Assets will most likely fall to about 697.9 M.
Last ReportedProjected for Next Year
Dividends Paid2.2 M1.8 M
Dividend Yield 0.01  0.01 
Dividend Payout Ratio 0.26  0.13 
Dividend Paid And Capex Coverage Ratio 0.89  0.85 
There are various types of dividends First Internet can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Internet Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Internet by the value of the dividends paid out.

First Internet Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as First Internet does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding8.9 M
Quarterly Earnings Growth Y O Y-0.302
Forward Price Earnings10.582

First Internet Current Valuation Indicators

Valuation refers to the process of determining the present value of First Internet Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. First Internet's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final First Internet's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Internet, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Internet's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Internet's worth.
When determining whether First Internet Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if First Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about First Internet Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about First Internet Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the First Internet Bancorp information on this page should be used as a complementary analysis to other First Internet's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Funds Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running First Internet's price analysis, check to measure First Internet's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Internet is operating at the current time. Most of First Internet's value examination focuses on studying past and present price action to predict the probability of First Internet's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Internet's price. Additionally, you may evaluate how the addition of First Internet to your portfolios can decrease your overall portfolio volatility.
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Is First Internet's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Dividend Share
0.24
Earnings Share
0.95
Revenue Per Share
9.547
Quarterly Revenue Growth
(0.07)
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.