Is Itau Unibanco Stock a Good Investment?
Itau Unibanco Investment Advice | ITUB |
- Examine Itau Unibanco's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Itau Unibanco's leadership team and their track record. Good management can help Itau Unibanco navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact Itau Unibanco's business and its evolving consumer preferences.
- Compare Itau Unibanco's performance and market position to its competitors. Analyze how Itau Unibanco is positioned in terms of product offerings, innovation, and market share.
- Check if Itau Unibanco pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Itau Unibanco's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Itau Unibanco Banco stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Itau Unibanco Banco is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Somewhat reliable | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Examine Itau Unibanco Stock
Researching Itau Unibanco's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 22.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.58. Some equities with similar Price to Book (P/B) outperform the market in the long run. Itau Unibanco Banco has Price/Earnings To Growth (PEG) ratio of 1.03. The entity last dividend was issued on the 11th of December 2024. The firm had 1213:1000 split on the 4th of October 2021.
To determine if Itau Unibanco is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Itau Unibanco's research are outlined below:
| Itau Unibanco Banco generated a negative expected return over the last 90 days | |
| Itau Unibanco Banco has high likelihood to experience some financial distress in the next 2 years | |
| Itau Unibanco Banco currently holds about 366.77 B in cash with (2.42 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 37.42, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Itau Unibanco Banco has a poor financial position based on the latest SEC disclosures | |
| On 8th of November 2024 Itau Unibanco paid $ 0.0031 per share dividend to its current shareholders | |
| Latest headline from thelincolnianonline.com: Truist Financial Reaffirms Hold Rating for Okta |
Itau Unibanco Quarterly Good Will |
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Itau Unibanco uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Itau Unibanco Banco. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Itau Unibanco's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 5th of February 2024 Upcoming Quarterly Report | View | |
| 13th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 5th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Itau Unibanco's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Itau Unibanco's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2009-05-05 | 2009-03-31 | 0.1 | 0.11 | 0.01 | 10 | ||
2003-08-13 | 2003-06-30 | 0.03 | 0.04 | 0.01 | 33 | ||
2021-02-01 | 2020-12-31 | 0.11 | 0.13 | 0.02 | 18 | ||
2019-07-29 | 2019-06-30 | 0.19 | 0.17 | -0.02 | 10 | ||
2013-10-29 | 2013-09-30 | 0.16 | 0.18 | 0.02 | 12 | ||
2007-08-07 | 2007-06-30 | 0.13 | 0.15 | 0.02 | 15 | ||
2016-08-02 | 2016-06-30 | 0.14 | 0.17 | 0.03 | 21 | ||
2014-02-04 | 2013-12-31 | 0.18 | 0.21 | 0.03 | 16 |
Know Itau Unibanco's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Itau Unibanco is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Itau Unibanco Banco backward and forwards among themselves. Itau Unibanco's institutional investor refers to the entity that pools money to purchase Itau Unibanco's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Itau Unibanco Holding Sa | 2024-09-30 | 21.6 M | T. Rowe Price Associates, Inc. | 2024-09-30 | 19.5 M | Orbis Allan Gray Ltd | 2024-09-30 | 19.2 M | Carmignac Gestion | 2024-09-30 | 16.1 M | Driehaus Capital Management Llc | 2024-09-30 | 16.1 M | Dodge & Cox | 2024-09-30 | 15.6 M | Capital Research Global Investors | 2024-09-30 | 15.3 M | Perpetual Ltd | 2024-09-30 | 13.6 M | State Street Corp | 2024-09-30 | 12.5 M | Schroder Investment Management Group | 2024-09-30 | 83.1 M | Westwood Global Investments Llc | 2024-09-30 | 59 M |
Itau Unibanco's market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 49.08 B.Market Cap |
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Itau Unibanco's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.02 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.01 | 0.02 | |
| Return On Equity | 0.17 | 0.23 |
Determining Itau Unibanco's profitability involves analyzing its financial statements and using various financial metrics to determine if Itau Unibanco is a good buy. For example, gross profit margin measures Itau Unibanco's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Itau Unibanco's profitability and make more informed investment decisions.
Please note, the presentation of Itau Unibanco's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Itau Unibanco's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Itau Unibanco's management manipulating its earnings.
Evaluate Itau Unibanco's management efficiency
Itau Unibanco Banco has return on total asset (ROA) of 0.0143 % which means that it generated a profit of $0.0143 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.201 %, meaning that it created $0.201 on every $100 dollars invested by stockholders. Itau Unibanco's management efficiency ratios could be used to measure how well Itau Unibanco manages its routine affairs as well as how well it operates its assets and liabilities. At present, Itau Unibanco's Return On Tangible Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Assets is expected to grow to 0.02, whereas Return On Capital Employed is forecasted to decline to 0.03. At present, Itau Unibanco's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 3.6 T, whereas Non Currrent Assets Other are projected to grow to (883.7 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 20.31 | 21.33 | |
| Tangible Book Value Per Share | 17.93 | 18.83 | |
| Enterprise Value Over EBITDA | 10.96 | 9.14 | |
| Price Book Value Ratio | 1.73 | 2.57 | |
| Enterprise Value Multiple | 10.96 | 9.14 | |
| Price Fair Value | 1.73 | 2.57 | |
| Enterprise Value | 551.9 B | 579.5 B |
Itau Unibanco Banco benefits from a management team that prioritizes both innovation and efficiency. We analyze these priorities to gauge the stock's future performance.
Dividend Yield 0.1159 | Forward Dividend Yield 0.1159 | Forward Dividend Rate 0.62 | Beta 0.555 |
Basic technical analysis of Itau Stock
As of the 5th of December, Itau Unibanco retains the Market Risk Adjusted Performance of (0.88), risk adjusted performance of (0.12), and Standard Deviation of 1.65. Itau Unibanco technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.Itau Unibanco's Outstanding Corporate Bonds
Itau Unibanco issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Itau Unibanco Banco uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Itau bonds can be classified according to their maturity, which is the date when Itau Unibanco Banco has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Itau Unibanco's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Itau Unibanco's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.12) | |||
| Market Risk Adjusted Performance | (0.88) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (611.69) | |||
| Standard Deviation | 1.65 | |||
| Variance | 2.73 | |||
| Information Ratio | (0.25) | |||
| Jensen Alpha | (0.32) | |||
| Total Risk Alpha | (0.59) | |||
| Treynor Ratio | (0.89) | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (2.96) | |||
| Potential Upside | 2.28 | |||
| Skewness | (0.97) | |||
| Kurtosis | 2.55 |
| Risk Adjusted Performance | (0.12) | |||
| Market Risk Adjusted Performance | (0.88) | |||
| Mean Deviation | 1.22 | |||
| Coefficient Of Variation | (611.69) | |||
| Standard Deviation | 1.65 | |||
| Variance | 2.73 | |||
| Information Ratio | (0.25) | |||
| Jensen Alpha | (0.32) | |||
| Total Risk Alpha | (0.59) | |||
| Treynor Ratio | (0.89) | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (2.96) | |||
| Potential Upside | 2.28 | |||
| Skewness | (0.97) | |||
| Kurtosis | 2.55 |
Consider Itau Unibanco's intraday indicators
Itau Unibanco intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Itau Unibanco stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 0.0165 | |||
| Daily Balance Of Power | 0.3333 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 5.4 | |||
| Day Typical Price | 5.39 | |||
| Market Facilitation Index | 0.09 | |||
| Period Momentum Indicator | 0.03 |
Itau Unibanco Corporate Filings
6K | 29th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 14th of November 2024 Other Reports | ViewVerify |
Itau Stock media impact
Far too much social signal, news, headlines, and media speculation about Itau Unibanco that are available to investors today. That information is available publicly through Itau media outlets and privately through word of mouth or via Itau internal channels. However, regardless of the origin, that massive amount of Itau data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Itau Unibanco news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Itau Unibanco relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Itau Unibanco's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Itau Unibanco alpha.
Itau Unibanco Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Itau Unibanco can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Itau Unibanco Corporate Directors
| Caio David | CFO, VP for Fin., Executive Director and Member of Disclosure and Trading Committee | Profile | |
| Fabio Barbosa | Independent Director | Profile | |
| Pedro Moraes | Independent Member of the Board of Directors | Profile | |
| Gustavo Loyola | Independent Member of the Board of Directors | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Itau Unibanco Banco. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Itau Unibanco. If investors know Itau will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Itau Unibanco listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.189 | Dividend Share 1.609 | Earnings Share 0.66 | Revenue Per Share 13.51 | Quarterly Revenue Growth (0) |
The market value of Itau Unibanco Banco is measured differently than its book value, which is the value of Itau that is recorded on the company's balance sheet. Investors also form their own opinion of Itau Unibanco's value that differs from its market value or its book value, called intrinsic value, which is Itau Unibanco's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Itau Unibanco's market value can be influenced by many factors that don't directly affect Itau Unibanco's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Itau Unibanco's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Itau Unibanco is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Itau Unibanco's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.