Is KB Financial Stock a Good Investment?

KB Financial Investment Advice

To provide specific investment advice or recommendations on KB Financial Group stock, we recommend investors consider the following general factors when evaluating KB Financial Group. This will help you to make an informed decision on whether to include KB Financial in one of your diversified portfolios:

Examine KB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research KB Financial's leadership team and their track record. Good management can help KB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Diversified Banks space and any emerging trends that could impact KB Financial's business and its evolving consumer preferences.
Compare KB Financial's performance and market position to its competitors. Analyze how KB Financial is positioned in terms of product offerings, innovation, and market share.
Check if KB Financial pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about KB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in KB Financial Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if KB Financial Group is a good investment.

Sell

Buy

Hold

Macroaxis provides unbiased advice on KB Financial Group that should be used to complement current analysts and expert consensus on KB Financial. Our trade recommendation engine determines the company's potential to grow exclusively from the perspective of an investors' current risk tolerance and investing horizon. To make sure KB Financial Group is not overpriced, please verify all KB Financial Group fundamentals, including its current valuation, price to sales, total debt, as well as the relationship between the number of shares shorted and ebitda . Given that KB Financial Group has a number of shares shorted of 338.49 K, we recommend you to check KB Financial market performance and probability of bankruptcy to ensure the company can sustain itself this quarter and beyond given your latest risk tolerance and investing horizon.

Market Performance	Very Weak	Details
Volatility	Very steady	Details
Hype Condition	Low key	Details
Current Valuation	Overvalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Almost mirrors the market	Details
Investor Sentiment	Impartial	Details
Analyst Consensus	Strong Buy	Details
Financial Strenth (F Score)	Poor	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine KB Financial Stock

Researching KB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company has price-to-book ratio of 0.55. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. KB Financial Group has Price/Earnings To Growth (PEG) ratio of 0.71. The entity recorded earning per share (EPS) of 8.14. The firm last dividend was issued on the 27th of September 2024. KB Financial had 106:100 split on the 26th of December 2001.

To determine if KB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding KB Financial's research are outlined below:

	KB Financial Group generated a negative expected return over the last 90 days
	KB Financial Group has a poor financial position based on the latest SEC disclosures
	Latest headline from gurufocus.com: KB Financial Group Inc Shares Down 9.33 percent on Dec 5

KB Financial Quarterly Liabilities And Stockholders Equity

745.33 Trillion

KB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in KB Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to KB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	7th of March 2024 Upcoming Quarterly Report	View
	20th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	7th of March 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact KB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises KB Financial's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2024-02-07	2023-12-31	0.72	0.48	-0.24	33
2021-05-17	2021-03-31	2.58	2.88	0.3	11
2024-10-24	2024-09-30	2.64	3.02	0.38	14
2024-07-30	2024-06-30	2.78	3.21	0.43	15
2023-02-07	2022-12-31	1.52	0.78	-0.74	48

Know KB Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as KB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading KB Financial Group backward and forwards among themselves. KB Financial's institutional investor refers to the entity that pools money to purchase KB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Vanguard Group Inc	2024-09-30	409.1 K
Teachers Retirement System Of The State Of Kentucky	2024-06-30	370 K
Ariel Investments, Llc	2024-09-30	300.5 K
Royal Bank Of Canada	2024-09-30	284.1 K
Trinity Street Asset Management Llp	2024-09-30	253.7 K
Macquarie Group Ltd	2024-09-30	251.5 K
Franklin Resources Inc	2024-09-30	249.5 K
Ramirez Asset Management Inc	2024-09-30	241.7 K
Northern Trust Corp	2024-09-30	222.6 K
Dimensional Fund Advisors, Inc.	2024-09-30	2.5 M
Blackrock Inc	2024-06-30	1.6 M

Note, although KB Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

KB Financial's market capitalization trends

The company currently falls under 'Large-Cap' category with a market capitalization of 22.57 B.

Market Cap

12.81 Trillion

KB Financial's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.01	0.01
Return On Capital Employed	0.01	0.01
Return On Assets	0.01	0.01
Return On Equity	0.08	0.11

The company has Net Profit Margin (PM) of 0.32 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.59 %, which signifies that for every $100 of sales, it has a net operating income of $0.59.

Determining KB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if KB Financial is a good buy. For example, gross profit margin measures KB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of KB Financial's profitability and make more informed investment decisions.

Please note, the presentation of KB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, KB Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of KB Financial's management manipulating its earnings.

Evaluate KB Financial's management efficiency

The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.01. At present, KB Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 717.2 T, whereas Total Assets are forecasted to decline to about 361 T. KB Financial's management efficiency ratios could be used to measure how well KB Financial manages its routine affairs as well as how well it operates its assets and liabilities.

	Last Reported	Projected for Next Year
Book Value Per Share	143.8 K	133.2 K
Tangible Book Value Per Share	139 K	130.7 K
Enterprise Value Over EBITDA	-234.5 T	-246.3 T
Price Book Value Ratio	0.38	0.37
Enterprise Value Multiple	-234.5 T	-246.3 T
Price Fair Value	0.38	0.37
Enterprise Value	112.5 T	118.1 T

KB Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.

Dividend Yield

0.044

Forward Dividend Yield

0.044

Forward Dividend Rate

2.83

Beta

0.592

Basic technical analysis of KB Financial Stock

As of the 6th of December, KB Financial owns the Market Risk Adjusted Performance of (0.03), mean deviation of 1.92, and Information Ratio of (0.06). KB Financial Group technical analysis lets you operate past data patterns with an objective to determine a pattern that forecasts the direction of the entity's future prices.

KB Financial's Outstanding Corporate Bonds

KB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. KB Financial Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most KB Financial bonds can be classified according to their maturity, which is the date when KB Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

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View All KB Financial Corporate Bonds

Understand KB Financial's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing KB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	(0)
	Market Risk Adjusted Performance	(0.03)
	Mean Deviation	1.92
	Coefficient Of Variation	(8,797)
	Standard Deviation	2.72
	Variance	7.42
	Information Ratio	(0.06)
	Jensen Alpha	(0.17)
	Total Risk Alpha	(0.51)
	Treynor Ratio	(0.04)
	Maximum Drawdown	12.49
	Value At Risk	(4.29)
	Potential Upside	4.07
	Skewness	(0.29)
	Kurtosis	3.43

	Risk Adjusted Performance	(0)
	Market Risk Adjusted Performance	(0.03)
	Mean Deviation	1.92
	Coefficient Of Variation	(8,797)
	Standard Deviation	2.72
	Variance	7.42
	Information Ratio	(0.06)
	Jensen Alpha	(0.17)
	Total Risk Alpha	(0.51)
	Treynor Ratio	(0.04)
	Maximum Drawdown	12.49
	Value At Risk	(4.29)
	Potential Upside	4.07
	Skewness	(0.29)
	Kurtosis	3.43

Consider KB Financial's intraday indicators

KB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of KB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	4531.92
	Daily Balance Of Power	(0.11)
	Rate Of Daily Change	1.0
	Day Median Price	60.26
	Day Typical Price	60.24
	Price Action Indicator	(0.12)
	Period Momentum Indicator	(0.09)
	Relative Strength Index	41.85

KB Financial Corporate Filings

6K	26th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.	View Verify
	26th of April 2024 Other Reports	View Verify

KB Financial time-series forecasting models is one of many KB Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary KB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

KB Financial Stock media impact

Far too much social signal, news, headlines, and media speculation about KB Financial that are available to investors today. That information is available publicly through KB Financial media outlets and privately through word of mouth or via KB Financial internal channels. However, regardless of the origin, that massive amount of KB Financial data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of KB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of KB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to KB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive KB Financial alpha.

KB Financial Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards KB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.