Is Sierra Bancorp Stock a Good Investment?
Sierra Bancorp Investment Advice | BSRR |
- Examine Sierra Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Sierra Bancorp's leadership team and their track record. Good management can help Sierra Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Sierra Bancorp's business and its evolving consumer preferences.
- Compare Sierra Bancorp's performance and market position to its competitors. Analyze how Sierra Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Sierra Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Sierra Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Sierra Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Sierra Bancorp is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Sierra Bancorp Stock
Researching Sierra Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 57.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.78. Some equities with similar Price to Book (P/B) outperform the market in the long run. Sierra Bancorp has Price/Earnings To Growth (PEG) ratio of 2.27. The entity last dividend was issued on the 29th of April 2024. The firm had 2:1 split on the 17th of November 1997.
To determine if Sierra Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Sierra Bancorp's research are outlined below:
| Sierra Bancorp generated a negative expected return over the last 90 days | |
| About 57.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from benzinga.com: Sierra Bancorp Surpasses Q1 Earnings and Revenue Estimates |
Sierra Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Sierra Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Sierra Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of April 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 3rd of February 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Sierra Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Sierra Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-10-24 | 2011-09-30 | 0.16 | 0.18 | 0.02 | 12 | ||
2011-04-25 | 2011-03-31 | 0.13 | 0.11 | -0.02 | 15 | ||
2014-10-20 | 2014-09-30 | 0.28 | 0.25 | -0.03 | 10 | ||
2014-04-25 | 2014-03-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2018-01-22 | 2017-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2016-10-24 | 2016-09-30 | 0.32 | 0.28 | -0.04 | 12 | ||
2016-04-25 | 2016-03-31 | 0.34 | 0.3 | -0.04 | 11 | ||
2012-10-22 | 2012-09-30 | 0.16 | 0.12 | -0.04 | 25 |
Know Sierra Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Sierra Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Sierra Bancorp backward and forwards among themselves. Sierra Bancorp's institutional investor refers to the entity that pools money to purchase Sierra Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goldman Sachs Group Inc | 2023-12-31 | 169.2 K | Fmr Inc | 2023-12-31 | 158.7 K | Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 142.7 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 137.3 K | Foundry Partners, Llc | 2023-12-31 | 135.3 K | Lsv Asset Management | 2023-12-31 | 126.9 K | Bank Of New York Mellon Corp | 2023-12-31 | 121.7 K | Bridgeway Capital Management, Llc | 2023-12-31 | 114.3 K | American Century Companies Inc | 2023-12-31 | 113.5 K | Blackrock Inc | 2023-12-31 | 1.4 M | Dimensional Fund Advisors, Inc. | 2023-12-31 | 996.6 K |
Sierra Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 277.28 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Sierra Bancorp's market, we take the total number of its shares issued and multiply it by Sierra Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.Market Cap |
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Sierra Bancorp's profitablity analysis
Sierra Bancorp's profitability indicators refer to fundamental financial ratios that showcase Sierra Bancorp's ability to generate income relative to its revenue or operating costs. If, let's say, Sierra Bancorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Sierra Bancorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Sierra Bancorp's profitability requires more research than a typical breakdown of Sierra Bancorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.11 | 0.12 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.13 |
Determining Sierra Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Sierra Bancorp is a good buy. For example, gross profit margin measures Sierra Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Sierra Bancorp's profitability and make more informed investment decisions.
The data published in Sierra Bancorp's official financial statements usually reflect Sierra Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Sierra Bancorp. For example, before you start analyzing numbers published by Sierra accountants, it's critical to develop an understanding of what Sierra Bancorp's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Sierra Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Sierra Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Sierra Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Sierra Bancorp. Please utilize our Beneish M Score to check the likelihood of Sierra Bancorp's management manipulating its earnings.
Evaluate Sierra Bancorp's management efficiency
As of 04/23/2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.12. At this time, Sierra Bancorp's Asset Turnover is relatively stable compared to the past year. Sierra Bancorp's management efficiency ratios could be used to measure how well Sierra Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.99 | 24.14 | |
| Net Current Asset Value | 0.00 | 0.00 | |
| Tangible Asset Value | 0.00 | 0.00 | |
| Tangible Book Value Per Share | 21.03 | 15.28 | |
| Enterprise Value Over EBITDA | 256.05 | 268.85 | |
| Price Book Value Ratio | 0.98 | 1.77 | |
| Enterprise Value Multiple | 256.05 | 268.85 | |
| Price Fair Value | 0.98 | 1.77 | |
| Enterprise Value | 827.6 M | 868.9 M |
The analysis of Sierra Bancorp's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Sierra Bancorp's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Sierra Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield 0.0486 | Forward Dividend Yield 0.0486 | Forward Dividend Rate 0.92 | Beta 0.909 |
Basic technical analysis of Sierra Stock
As of the 23rd of April, Sierra Bancorp has the Coefficient Of Variation of (2,302), variance of 6.0, and Risk Adjusted Performance of (0.02). Sierra Bancorp technical analysis provides you with a way to harness past market data to determine a pattern that measures the direction of the company's future prices. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to interpolate data for thirteen technical drivers for Sierra Bancorp, which can be compared to its competition. Please validate Sierra Bancorp market risk adjusted performance and treynor ratio to decide if Sierra Bancorp is priced more or less accurately, providing market reflects its prevalent price of 18.93 per share. Given that Sierra Bancorp has information ratio of (0.08), we advise you to double-check Sierra Bancorp's current market performance to make sure the company can sustain itself at a future point.Sierra Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sierra Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sierra Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sierra Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hugh Boyle few days ago Disposition of 582 shares by Hugh Boyle of Sierra Bancorp at 19.13 subject to Rule 16b-3 | ||
Jennifer Johnson over a month ago Acquisition by Jennifer Johnson of 5276 shares of Sierra Bancorp subject to Rule 16b-3 | ||
Gordon Woods over three months ago Sierra Bancorp exotic insider transaction detected | ||
Gordon Woods over six months ago Purchase by Gordon Woods of tradable shares of Sierra Bancorp |
Understand Sierra Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Sierra Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.85 | |||
| Coefficient Of Variation | (2,302) | |||
| Standard Deviation | 2.45 | |||
| Variance | 6.0 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.43) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 10.52 | |||
| Value At Risk | (4.31) | |||
| Potential Upside | 3.69 | |||
| Skewness | (0.26) | |||
| Kurtosis | 0.1755 |
| Risk Adjusted Performance | (0.02) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.85 | |||
| Coefficient Of Variation | (2,302) | |||
| Standard Deviation | 2.45 | |||
| Variance | 6.0 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.27) | |||
| Total Risk Alpha | (0.43) | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 10.52 | |||
| Value At Risk | (4.31) | |||
| Potential Upside | 3.69 | |||
| Skewness | (0.26) | |||
| Kurtosis | 0.1755 |
Consider Sierra Bancorp's intraday indicators
Sierra Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sierra Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Sierra Bancorp Corporate Filings
8K | 22nd of April 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 9th of April 2024 Other Reports | ViewVerify | |
F4 | 26th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 25th of March 2024 An amendment to a previously filed Form 10-K | ViewVerify |
Sierra Stock media impact
Far too much social signal, news, headlines, and media speculation about Sierra Bancorp that are available to investors today. That information is available publicly through Sierra media outlets and privately through word of mouth or via Sierra internal channels. However, regardless of the origin, that massive amount of Sierra data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Sierra Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Sierra Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Sierra Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Sierra Bancorp alpha.
Sierra Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Sierra Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
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Sierra Bancorp Corporate Directors
Sierra Bancorp corporate directors refer to members of a Sierra Bancorp board of directors. The board of directors generally takes responsibility for the Sierra Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Sierra Bancorp's board members must vote for the resolution. The Sierra Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Lynda Scearcy | Independent Director | Profile | |
| Robert Fields | Independent Director | Profile | |
| Robb Evans | Director | Profile | |
| Albert Berra | Independent Director | Profile |
How to buy Sierra Stock?
To provide specific investment advice or recommendations on Sierra Bancorp stock, we recommend investors consider the following general factors when evaluating Sierra Bancorp. This will help you to make an informed decision on whether to include Sierra Bancorp in one of your diversified portfolios:- Examine Sierra Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Sierra Bancorp's leadership team and their track record. Good management can help Sierra Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Sierra Bancorp's business and its evolving consumer preferences.
- Compare Sierra Bancorp's performance and market position to its competitors. Analyze how Sierra Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Sierra Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Sierra Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Sierra Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Sierra Bancorp is a good investment.
Already Invested in Sierra Bancorp?
The danger of trading Sierra Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Sierra Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Sierra Bancorp. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Sierra Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Sierra Bancorp is a strong investment it is important to analyze Sierra Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Sierra Bancorp's future performance. For an informed investment choice regarding Sierra Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Sierra Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Sierra Stock, please use our How to Invest in Sierra Bancorp guide.You can also try the Stock Tickers module to use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites.
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When running Sierra Bancorp's price analysis, check to measure Sierra Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sierra Bancorp is operating at the current time. Most of Sierra Bancorp's value examination focuses on studying past and present price action to predict the probability of Sierra Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sierra Bancorp's price. Additionally, you may evaluate how the addition of Sierra Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Sierra Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sierra Bancorp. If investors know Sierra will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sierra Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.1) | Dividend Share 0.92 | Earnings Share 2.36 | Revenue Per Share 9.46 | Quarterly Revenue Growth 0.061 |
The market value of Sierra Bancorp is measured differently than its book value, which is the value of Sierra that is recorded on the company's balance sheet. Investors also form their own opinion of Sierra Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Sierra Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sierra Bancorp's market value can be influenced by many factors that don't directly affect Sierra Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Sierra Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Sierra Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sierra Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.