Is Woori Financial Stock a Good Investment?
Woori Financial Investment Advice | WF |
- Examine Woori Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Woori Financial's leadership team and their track record. Good management can help Woori Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Diversified Banks space and any emerging trends that could impact Woori Financial's business and its evolving consumer preferences.
- Compare Woori Financial's performance and market position to its competitors. Analyze how Woori Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Woori Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Woori Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Woori Financial Group stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Woori Financial Group is a good investment.
Sell | Buy |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Woori Financial Stock
Researching Woori Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). The company has Price to Book (P/B) ratio of 0.35. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Woori Financial Group has Price/Earnings To Growth (PEG) ratio of 2.46. The entity recorded earning per share (EPS) of 7.23. The firm last dividend was issued on the 30th of September 2024. Woori Financial had 839:1000 split on the 22nd of May 2014.
To determine if Woori Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Woori Financial's research are outlined below:
| Woori Financial generated a negative expected return over the last 90 days | |
| Woori Financial has a poor financial position based on the latest SEC disclosures | |
| Latest headline from koreatimes.co.kr: Hana Card CEO tapped to lead Hana Bank |
Woori Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Woori Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Woori Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 14th of February 2024 Upcoming Quarterly Report | View | |
| 21st of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 14th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact Woori Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Woori Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2021-02-05 | 2020-12-31 | 0.5367 | 0.6135 | 0.0768 | 14 | ||
2020-02-07 | 2019-12-31 | 0.95 | 0.7622 | -0.1878 | 19 | ||
2024-04-26 | 2024-03-31 | 2.13 | 2.3843 | 0.2543 | 11 | ||
2019-02-10 | 2018-12-31 | 0.84 | 0.4854 | -0.3546 | 42 | ||
2023-02-08 | 2022-12-31 | 1.85 | 1.46 | -0.39 | 21 | ||
2018-04-19 | 2018-03-31 | 1.89 | 2.34 | 0.45 | 23 | ||
2024-09-17 | 2024-06-30 | 2.18 | 2.64 | 0.46 | 21 | ||
2018-07-19 | 2018-06-30 | 2.27 | 2.84 | 0.57 | 25 |
Know Woori Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Woori Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Woori Financial Group backward and forwards among themselves. Woori Financial's institutional investor refers to the entity that pools money to purchase Woori Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Cwa Asset Management Group, Llc | 2024-09-30 | 85.2 K | Justinvest Llc | 2024-09-30 | 77.7 K | O'shaughnessy Asset Management Llc | 2024-09-30 | 67.8 K | Sei Investments Co | 2024-09-30 | 64.6 K | Wetherby Asset Management Inc | 2024-09-30 | 62.9 K | Millennium Management Llc | 2024-09-30 | 54.7 K | Guggenheim Capital Llc | 2024-09-30 | 52.8 K | Quadrant Capital Group Llc | 2024-09-30 | 52.2 K | Dimensional Fund Advisors, Inc. | 2024-09-30 | 48.2 K | Blackrock Inc | 2024-06-30 | 1.7 M | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 1.4 M |
Woori Financial's market capitalization trends
The company currently falls under 'Mid-Cap' category with a market capitalization of 8.15 B.Market Cap |
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Woori Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.07 |
Determining Woori Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Woori Financial is a good buy. For example, gross profit margin measures Woori Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Woori Financial's profitability and make more informed investment decisions.
Evaluate Woori Financial's management efficiency
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, Woori Financial's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The Woori Financial's current Other Current Assets is estimated to increase to about 80 T, while Other Assets are forecasted to increase to (81.9 T). Woori Financial's management efficiency ratios could be used to measure how well Woori Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 45.4 K | 28 K | |
| Tangible Book Value Per Share | 44.1 K | 26.5 K | |
| Enterprise Value Over EBITDA | 14.12 | 19.89 | |
| Price Book Value Ratio | 0.34 | 0.47 | |
| Enterprise Value Multiple | 14.12 | 19.89 | |
| Price Fair Value | 0.34 | 0.47 |
The strategic decisions made by Woori Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield 0.0764 | Forward Dividend Yield 0.0764 | Forward Dividend Rate 2.59 | Beta 0.656 |
Basic technical analysis of Woori Stock
As of the 14th of December 2024, Woori Financial maintains the Market Risk Adjusted Performance of (0.10), mean deviation of 1.28, and Standard Deviation of 1.81. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Woori Financial Group, as well as the relationship between them. Please check out Woori Financial Group risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if Woori Financial Group is priced fairly, providing market reflects its latest price of 33.0 per share. Given that Woori Financial Group has information ratio of (0.08), we strongly advise you to confirm Woori Financial Group's prevalent market performance to make sure the company can sustain itself at a future point.Woori Financial's Outstanding Corporate Bonds
Woori Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Woori Financial Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Woori bonds can be classified according to their maturity, which is the date when Woori Financial Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand Woori Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Woori Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.28 | |||
| Coefficient Of Variation | (3,952) | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.29 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 12.54 | |||
| Value At Risk | (2.67) | |||
| Potential Upside | 2.47 | |||
| Skewness | 0.0438 | |||
| Kurtosis | 3.04 |
| Risk Adjusted Performance | (0.01) | |||
| Market Risk Adjusted Performance | (0.10) | |||
| Mean Deviation | 1.28 | |||
| Coefficient Of Variation | (3,952) | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.29 | |||
| Information Ratio | (0.08) | |||
| Jensen Alpha | (0.10) | |||
| Total Risk Alpha | (0.28) | |||
| Treynor Ratio | (0.11) | |||
| Maximum Drawdown | 12.54 | |||
| Value At Risk | (2.67) | |||
| Potential Upside | 2.47 | |||
| Skewness | 0.0438 | |||
| Kurtosis | 3.04 |
Consider Woori Financial's intraday indicators
Woori Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Woori Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 537.92 | |||
| Daily Balance Of Power | 0.1579 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 32.92 | |||
| Day Typical Price | 32.95 | |||
| Price Action Indicator | 0.11 | |||
| Period Momentum Indicator | 0.06 |
Woori Financial Corporate Filings
6K | 14th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges. | ViewVerify |
| 29th of April 2024 Other Reports | ViewVerify | |
| 18th of March 2024 Other Reports | ViewVerify |
Woori Stock media impact
Far too much social signal, news, headlines, and media speculation about Woori Financial that are available to investors today. That information is available publicly through Woori media outlets and privately through word of mouth or via Woori internal channels. However, regardless of the origin, that massive amount of Woori data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Woori Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Woori Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Woori Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Woori Financial alpha.
Woori Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Woori Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Woori Financial Corporate Directors
| Won Lee | Assistant Managing Director | Profile | |
| Gyeong Park | Assistant Managing Director | Profile | |
| Hwa Park | Assistant Managing Director | Profile | |
| Myeong Shin | Assistant Managing Director | Profile |
Already Invested in Woori Financial Group?
The danger of trading Woori Financial Group is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Woori Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Woori Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Woori Financial Group is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in Woori Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Woori Financial. If investors know Woori will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Woori Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.483 | Earnings Share 7.23 | Revenue Per Share 42 K | Quarterly Revenue Growth 0.283 | Return On Assets 0.0057 |
The market value of Woori Financial Group is measured differently than its book value, which is the value of Woori that is recorded on the company's balance sheet. Investors also form their own opinion of Woori Financial's value that differs from its market value or its book value, called intrinsic value, which is Woori Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Woori Financial's market value can be influenced by many factors that don't directly affect Woori Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Woori Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Woori Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Woori Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.