Heritage Historical Financial Ratios
| HTBK Stock | USD 8.14 0.02 0.25% |
Heritage Commerce is recently reporting on over 106 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as PTB Ratio of 1.66 or Days Sales Outstanding of 184 will help investors to properly organize and evaluate Heritage Commerce Corp financial condition quickly.
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About Heritage Financial Ratios Analysis
Heritage Commerce CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Heritage Commerce investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Heritage financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Heritage Commerce history.
Heritage Commerce Financial Ratios Chart
Heritage Commerce Corp financial ratios usually calculated using numerical values taken directly from Heritage Commerce financial statements such as income statements or balance sheets. They help investors to obtain meaningful information about Heritage Commerce. Most financial ratios help to conduct quantitative analysis to assess vital information about the company's valuation as well as profitability and liquidity indicators such as leverage, growth, profit margins, and different types of rates of return.
At this time, Heritage Commerce's Net Income Per Share is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.41 this year, although the value of Free Cash Flow Yield will most likely fall to 0.06. Add Fundamental
Price To Sales Ratio
Price to Sales Ratio is figured by comparing Heritage Commerce Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Heritage Commerce sales, a figure that is much harder to manipulate than other Heritage Commerce Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company’s stock price to its revenues, calculated by dividing the company’s market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Heritage Commerce Corp dividend as a percentage of Heritage Commerce stock price. Heritage Commerce Corp dividend yield is a measure of Heritage Commerce stock productivity, which can be interpreted as interest rate earned on an Heritage Commerce investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Most ratios from Heritage Commerce's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Heritage Commerce Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. At this time, Heritage Commerce's Net Income Per Share is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.41 this year, although the value of Free Cash Flow Yield will most likely fall to 0.06.
| 2021 | 2022 | 2023 | 2024 (projected) | Dividend Yield | 0.0436 | 0.04 | 0.0524 | 0.055 | Price To Sales Ratio | 4.61 | 4.15 | 2.49 | 4.94 |
Heritage Commerce fundamentals Correlations
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Heritage Commerce Account Relationship Matchups
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Heritage Commerce fundamentals Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Price To Sales Ratio | 4.22 | 3.48 | 4.61 | 4.15 | 2.49 | 4.94 | |
| Dividend Yield | 0.0379 | 0.0589 | 0.0436 | 0.04 | 0.0524 | 0.055 | |
| Ptb Ratio | 1.04 | 0.91 | 1.2 | 1.25 | 0.9 | 1.66 | |
| Days Sales Outstanding | 249.19 | 291.02 | 275.52 | 235.59 | 212.03 | 184.24 | |
| Book Value Per Share | 12.35 | 9.72 | 9.94 | 10.44 | 11.02 | 6.88 | |
| Invested Capital | 0.0692 | 0.069 | 0.0668 | 0.0623 | 0.0686 | 0.0652 | |
| Operating Cash Flow Per Share | 1.08 | 0.98 | 0.95 | 1.15 | 1.18 | 0.84 | |
| Stock Based Compensation To Revenue | 0.0135 | 0.0148 | 0.0162 | 0.0167 | 0.009848 | 0.008 | |
| Capex To Depreciation | (0.0694) | (0.0566) | (0.67) | (0.0619) | (0.47) | (0.5) | |
| Pb Ratio | 1.04 | 0.91 | 1.2 | 1.25 | 0.9 | 1.66 | |
| Ev To Sales | 1.28 | (3.71) | (3.52) | 2.74 | 1.1 | 2.11 | |
| Roic | 0.1 | 0.0656 | 0.0571 | 0.0748 | 9.0E-5 | 8.5E-5 | |
| Net Income Per Share | 0.87 | 0.59 | 0.79 | 1.1 | 1.06 | 1.11 | |
| Capex To Revenue | (0.001429) | (0.0208) | (0.001617) | (0.004121) | (0.006868) | (0.007212) | |
| Cash Per Share | 18.47 | 22.98 | 23.42 | 13.14 | 13.94 | 10.02 | |
| Pocfratio | 11.9 | 9.08 | 12.63 | 11.28 | 8.38 | 14.65 | |
| Interest Coverage | 5.19 | 5.72 | 9.24 | 11.55 | 0.0257 | 0.0244 | |
| Payout Ratio | 0.56 | 0.88 | 0.66 | 0.47 | 0.49 | 0.39 | |
| Capex To Operating Cash Flow | (0.004032) | (0.0544) | (0.004433) | (0.0112) | (0.0231) | (0.0243) | |
| Pfcf Ratio | 11.95 | 9.61 | 12.69 | 11.41 | 8.58 | 8.15 | |
| Income Quality | 1.37 | 1.24 | 1.65 | 1.19 | 1.05 | 1.12 | |
| Roe | 0.0961 | 0.0702 | 0.0611 | 0.0798 | 0.0958 | 0.0492 | |
| Ev To Operating Cash Flow | 3.6 | (9.71) | (9.64) | 7.45 | 3.72 | 3.53 | |
| Pe Ratio | 14.8 | 14.95 | 15.05 | 11.84 | 9.4 | 8.93 | |
| Return On Tangible Assets | 0.0103 | 0.007933 | 0.008969 | 0.0134 | 0.0128 | 0.0135 | |
| Ev To Free Cash Flow | 3.62 | (10.26) | (9.69) | 7.54 | 3.8 | 3.61 | |
| Earnings Yield | 0.0751 | 0.0676 | 0.0669 | 0.0664 | 0.0845 | 0.11 | |
| Intangibles To Total Assets | 0.0457 | 0.0398 | 0.033 | 0.0347 | 0.0339 | 0.0187 | |
| Net Debt To E B I T D A | (6.97) | (20.3) | (18.11) | (2.5) | (3.7K) | (3.5K) | |
| Current Ratio | 12.23 | 14.59 | 14.96 | 9.25 | 0.19 | 0.18 | |
| Tangible Book Value Per Share | 8.33 | 6.62 | 6.93 | 7.49 | 8.14 | 5.19 | |
| Graham Number | 15.52 | 11.39 | 13.32 | 16.06 | 16.18 | 9.31 |
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Try AI Portfolio ArchitectCheck out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the Heritage Commerce Corp information on this page should be used as a complementary analysis to other Heritage Commerce's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
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When running Heritage Commerce's price analysis, check to measure Heritage Commerce's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heritage Commerce is operating at the current time. Most of Heritage Commerce's value examination focuses on studying past and present price action to predict the probability of Heritage Commerce's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heritage Commerce's price. Additionally, you may evaluate how the addition of Heritage Commerce to your portfolios can decrease your overall portfolio volatility.
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Is Heritage Commerce's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.36) | Dividend Share 0.52 | Earnings Share 1.05 | Revenue Per Share 3.137 | Quarterly Revenue Growth (0.19) |
The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.