Nu Holdings Net Worth

Nu Holdings Net Worth Breakdown

  NU
The net worth of Nu Holdings is the difference between its total assets and liabilities. Nu Holdings' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Nu Holdings' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Nu Holdings' net worth can be used as a measure of its financial health and stability which can help investors to decide if Nu Holdings is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Nu Holdings stock.

Nu Holdings Net Worth Analysis

Nu Holdings' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Nu Holdings' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Nu Holdings' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Nu Holdings' net worth analysis. One common approach is to calculate Nu Holdings' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Nu Holdings' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Nu Holdings' net worth. This approach calculates the present value of Nu Holdings' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Nu Holdings' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Nu Holdings' net worth. This involves comparing Nu Holdings' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Nu Holdings' net worth relative to its peers.

Enterprise Value

48.47 Billion

To determine if Nu Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Nu Holdings' net worth research are outlined below:
Nu Holdings is unlikely to experience financial distress in the next 2 years
The company reports 1.38 B of total liabilities with total debt to equity ratio (D/E) of 0.13, which may suggest the company is not taking enough advantage from financial leverage. Nu Holdings has a current ratio of 0.74, implying that it has not enough working capital to pay out debt commitments in time. Debt can assist Nu Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Nu Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Nu Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Nu Holdings to invest in growth at high rates of return. When we think about Nu Holdings' use of debt, we should always consider it together with cash and equity.
Nu Holdings has a strong financial position based on the latest SEC filings
About 72.0% of Nu Holdings shares are owned by institutional investors
Latest headline from investing.com: Cathie Woods ARK buys PayPal stock, sells Teladoc and Nu Holdings

Nu Holdings Quarterly Good Will

397.54 Million

Nu Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Nu Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Nu Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
13th of February 2024
Upcoming Quarterly Report
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20th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
13th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Nu Holdings Target Price Consensus

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Nu Holdings target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Nu Holdings' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   17  Buy
Most Nu Holdings analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Nu Holdings stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Nu Holdings, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Nu Holdings Target Price Projection

Nu Holdings' current and average target prices are 11.73 and 9.16, respectively. The current price of Nu Holdings is the price at which Nu Holdings is currently trading. On the other hand, Nu Holdings' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Nu Holdings Market Quote on 26th of May 2024

Low Price11.51Odds
High Price11.93Odds

11.73

Target Price

Analyst Consensus On Nu Holdings Target Price

Low Estimate8.34Odds
High Estimate10.17Odds

9.16

Historical Lowest Forecast  8.34 Target Price  9.16 Highest Forecast  10.17
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Nu Holdings and the information provided on this page.

Know Nu Holdings' Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Nu Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nu Holdings backward and forwards among themselves. Nu Holdings' institutional investor refers to the entity that pools money to purchase Nu Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Coatue Management Llc2023-12-31
63 M
Morgan Stanley - Brokerage Accounts2023-12-31
59.6 M
Artisan Partners Limited Partnership2023-12-31
54.1 M
Ribbit Management Company, Llc2023-12-31
43.6 M
Redpoint Management, Llc2023-12-31
42.4 M
Fidelity International Ltd2023-12-31
41.8 M
T. Rowe Price Associates, Inc.2023-12-31
41.2 M
Fmr Inc2023-12-31
36.2 M
Kontiki Capital Management (hk) Ltd.2023-12-31
35.7 M
Sc Us (ttgp), Ltd.2023-12-31
252.3 M
Capital Research Global Investors2023-12-31
175.2 M
Note, although Nu Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Nu Holdings' market capitalization trends

The company currently falls under 'Large-Cap' category with a market capitalization of 56.08 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Nu Holdings's market, we take the total number of its shares issued and multiply it by Nu Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Market Cap

49.96 Billion

Project Nu Holdings' profitablity

Nu Holdings' profitability indicators refer to fundamental financial ratios that showcase Nu Holdings' ability to generate income relative to its revenue or operating costs. If, let's say, Nu Holdings is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Nu Holdings' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Nu Holdings' profitability requires more research than a typical breakdown of Nu Holdings' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.03 
Return On Capital Employed 0.04  0.04 
Return On Assets 0.02  0.03 
Return On Equity 0.16  0.17 
The company has Net Profit Margin (PM) of 0.3 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.45 %, which signifies that for every $100 of sales, it has a net operating income of $0.45.
When accessing Nu Holdings' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Nu Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Nu Holdings' profitability and make more informed investment decisions.
The data published in Nu Holdings' official financial statements usually reflect Nu Holdings' business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Nu Holdings. For example, before you start analyzing numbers published by Nu Holdings accountants, it's critical to develop an understanding of what Nu Holdings' liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of Nu Holdings' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Nu Holdings' management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Nu Holdings' accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Nu Holdings. Please utilize our Beneish M Score to check the likelihood of Nu Holdings' management manipulating its earnings.

Evaluate Nu Holdings' management efficiency

Nu Holdings has Return on Asset (ROA) of 0.0346 % which means that for every $100 of assets, it generated a profit of $0.0346. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.2111 %, which means that it produced $0.2111 on every 100 dollars invested by current stockholders. Nu Holdings' management efficiency ratios could be used to measure how well Nu Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to gain to 0.03 in 2024. Return On Capital Employed is likely to gain to 0.04 in 2024. At this time, Nu Holdings' Liabilities And Stockholders Equity is comparatively stable compared to the past year. Non Current Liabilities Total is likely to gain to about 38.7 B in 2024, whereas Total Current Liabilities is likely to drop slightly above 107.9 M in 2024.
Last ReportedProjected for Next Year
Book Value Per Share 1.35  1.58 
Net Current Asset Value 0.00  0.00 
Tangible Asset Value 0.00  0.00 
Tangible Book Value Per Share 1.21  1.51 
Enterprise Value Over EBITDA 21.81  20.72 
Price Book Value Ratio 6.16  5.85 
Enterprise Value Multiple 21.81  20.72 
Price Fair Value 6.16  5.85 
Enterprise Value47 B48.5 B
The analysis of Nu Holdings' management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Nu Holdings' future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Nu Holdings Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Revenue
4.3 B
Quarterly Revenue Growth
0.797
Revenue Per Share
0.899
Return On Equity
0.2111
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Nu Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Nu Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Nu Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Nu Holdings Corporate Filings

6K
14th of May 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
ViewVerify
19th of April 2024
Other Reports
ViewVerify
13A
14th of February 2024
An amended filing to the original Schedule 13G
ViewVerify
Nu Holdings time-series forecasting models is one of many Nu Holdings' stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Nu Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Nu Holdings Earnings Estimation Breakdown

The calculation of Nu Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Nu Holdings is estimated to be 0.1 with the future projection ranging from a low of 0.09 to a high of 0.11. Please be aware that this consensus of annual earnings estimates for Nu Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.09
0.09
Lowest
Expected EPS
0.1
0.11
Highest

Nu Holdings Earnings Projection Consensus

Suppose the current estimates of Nu Holdings' value are higher than the current market price of the Nu Holdings stock. In this case, investors may conclude that Nu Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Nu Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 30th of June 2024Current EPS (TTM)
098.72%
0.09
0.1
0.26

Nu Holdings Earnings per Share Projection vs Actual

Actual Earning per Share of Nu Holdings refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Nu Holdings predict the company's earnings will be in the future. The higher the earnings per share of Nu Holdings, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Nu Holdings Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Nu Holdings, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Nu Holdings should always be considered in relation to other companies to make a more educated investment decision.

Nu Holdings Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Nu Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-05-14
2024-03-310.090.090.0
2024-02-22
2023-12-310.080.080.0
2023-11-14
2023-09-300.060.06240.0024
2023-08-15
2023-06-300.050.050.0
2023-05-15
2023-03-310.020.040.02100 
2023-02-14
2022-12-310.010.020.01100 
2022-11-14
2022-09-300.010.010.0
2022-08-15
2022-06-300.00050.00360.0031620 
2022-05-16
2022-03-31-0.0032-0.0097-0.0065203 
2022-02-22
2021-12-31-0.03-0.01430.015752 
2021-12-09
2021-09-300-0.01-0.01
2021-08-02
2021-06-300-0.01-0.01
2021-06-30
2021-03-310-0.0111-0.0111
2021-03-31
2020-12-310-0.0367-0.0367
2020-12-31
2020-09-300-0.0803-0.0803
2020-09-30
2020-06-300-0.0247-0.0247
2020-06-30
2020-03-3104.0E-44.0E-4
2020-03-31
2019-12-310-0.0258-0.0258

Be your own money manager

Our tools can tell you how much better you can do entering a position in Nu Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Nu Holdings Corporate Management

Elected by the shareholders, the Nu Holdings' board of directors comprises two types of representatives: Nu Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Nu Holdings. The board's role is to monitor Nu Holdings' management team and ensure that shareholders' interests are well served. Nu Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Nu Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Suzana KubricChief OfficerProfile
Guilherme LagoChief OfficerProfile
Livia ChanesChief BrazilProfile
Jorg FriedemannInvestor OfficerProfile
Guilherme VieiraMangInvestor RelationsProfile
Cristina JunqueiraCoFounder OfficerProfile

How to buy Nu Holdings Stock?

The net worth of Nu Holdings is the difference between its total assets and liabilities. Nu Holdings' net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Nu Holdings' assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Nu Holdings' net worth can be used as a measure of its financial health and stability which can help investors to decide if Nu Holdings is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Nu Holdings stock.

Already Invested in Nu Holdings?

The danger of trading Nu Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Nu Holdings is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Nu Holdings. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Nu Holdings is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Nu Holdings is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Nu Holdings Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Nu Holdings Stock. Highlighted below are key reports to facilitate an investment decision about Nu Holdings Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Nu Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in employment.
For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

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When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Nu Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nu Holdings. If investors know Nu Holdings will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nu Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.636
Earnings Share
0.26
Revenue Per Share
0.899
Quarterly Revenue Growth
0.797
Return On Assets
0.0346
The market value of Nu Holdings is measured differently than its book value, which is the value of Nu Holdings that is recorded on the company's balance sheet. Investors also form their own opinion of Nu Holdings' value that differs from its market value or its book value, called intrinsic value, which is Nu Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nu Holdings' market value can be influenced by many factors that don't directly affect Nu Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nu Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Nu Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nu Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.