Carver Bancorp Stock Performance
| CARV Stock | USD 1.56 0.03 1.89% |
The firm shows a Beta (market volatility) of -0.35, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning Carver Bancorp are expected to decrease at a much lower rate. During the bear market, Carver Bancorp is likely to outperform the market. Carver Bancorp has an expected return of -0.51%. Please make sure to confirm Carver Bancorp total risk alpha, kurtosis, as well as the relationship between the Kurtosis and price action indicator , to decide if Carver Bancorp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days Carver Bancorp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of abnormal performance in the last few months, the Stock's basic indicators remain fairly stable which may send shares a bit higher in May 2024. The latest fuss may also be a sign of long-term up-swing for the venture sophisticated investors. ...more
Last Split Factor 1:15 | Dividend Date 2010-09-10 | Ex Dividend Date 2010-08-25 | Last Split Date 2011-11-01 |
1 | Carver Bancorp Rejects Dream Chasers Offer, Cites Reputational Risks | 01/31/2024 |
2 | Carver Bancorp Rejects Dream Chasers Equity Purchase Offer - TipRanks.com - TipRanks | 02/01/2024 |
3 | Exclusive Video and documents reveal details of Muscogee County football team fights | 02/21/2024 |
4 | Acquisition by Craig MacKay of 1000 shares of Carver Bancorp at 1.67 subject to Rule 16b-3 | 02/27/2024 |
5 | Purchase by Craig MacKay of 1000 shares of Carver Bancorp | 02/28/2024 |
6 | Carver Federal Savings Bank Appoints Tony Holmes as First Vice President, Retail Banking Business Development Officer | 03/04/2024 |
7 | Carver Bancorp Now Covered by Analysts at StockNews.com - Defense World | 03/21/2024 |
8 | Acquisition by Nunn Robin L of 1000 shares of Carver Bancorp subject to Rule 16b-3 | 04/10/2024 |
9 | Acquisition by Michael Pugh of 10000 shares of Carver Bancorp subject to Rule 16b-3 | 04/22/2024 |
| Begin Period Cash Flow | 61 M |
Carver |
Carver Bancorp Relative Risk vs. Return Landscape
If you would invest 228.00 in Carver Bancorp on January 25, 2024 and sell it today you would lose (72.00) from holding Carver Bancorp or give up 31.58% of portfolio value over 90 days. Carver Bancorp is currently does not generate positive expected returns and assumes 4.195% risk (volatility on return distribution) over the 90 days horizon. In different words, 37% of stocks are less volatile than Carver, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Carver Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Carver Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Carver Bancorp, and traders can use it to determine the average amount a Carver Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1224
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | CARV |
Estimated Market Risk
| 4.2 actual daily | 37 63% of assets are more volatile |
Expected Return
| -0.51 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.12 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Carver Bancorp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Carver Bancorp by adding Carver Bancorp to a well-diversified portfolio.
Carver Bancorp Fundamentals Growth
Carver Stock prices reflect investors' perceptions of the future prospects and financial health of Carver Bancorp, and Carver Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Carver Stock performance.
| Return On Equity | -0.1 | ||||
| Return On Asset | -0.006 | ||||
| Profit Margin | (0.16) % | ||||
| Operating Margin | 0.02 % | ||||
| Current Valuation | 13.05 M | ||||
| Shares Outstanding | 4.99 M | ||||
| Price To Earning | 14.54 X | ||||
| Price To Book | 0.32 X | ||||
| Price To Sales | 0.24 X | ||||
| Revenue | 26.38 M | ||||
| Gross Profit | 27.22 M | ||||
| EBITDA | 510 K | ||||
| Net Income | (4.4 M) | ||||
| Cash And Equivalents | 43.38 M | ||||
| Cash Per Share | 10.27 X | ||||
| Total Debt | 64.26 M | ||||
| Debt To Equity | 12.68 % | ||||
| Book Value Per Share | 3.99 X | ||||
| Cash Flow From Operations | (10.51 M) | ||||
| Earnings Per Share | (0.98) X | ||||
| Market Capitalization | 7.93 M | ||||
| Total Asset | 723.22 M | ||||
| Retained Earnings | (47.9 M) | ||||
About Carver Bancorp Performance
To evaluate Carver Bancorp Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Carver Bancorp generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Carver Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Carver Bancorp market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Carver's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 11.6 K | 10.3 K | |
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | (0.0009) | (0.0008) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.09) | (0.09) |
Things to note about Carver Bancorp performance evaluation
Checking the ongoing alerts about Carver Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Carver Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Carver Bancorp generated a negative expected return over the last 90 days | |
| Carver Bancorp may become a speculative penny stock | |
| Carver Bancorp has high historical volatility and very poor performance | |
| Carver Bancorp has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 26.38 M. Net Loss for the year was (4.4 M) with profit before overhead, payroll, taxes, and interest of 27.22 M. | |
| Carver Bancorp currently holds about 43.38 M in cash with (10.51 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.27, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| Carver Bancorp has a very weak financial position based on the latest SEC disclosures | |
| Roughly 22.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Michael Pugh of 10000 shares of Carver Bancorp subject to Rule 16b-3 |
- Analyzing Carver Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Carver Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Carver Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Carver Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Carver Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Carver Bancorp's stock. These opinions can provide insight into Carver Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Carver Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area. For more information on how to buy Carver Stock please use our How to Invest in Carver Bancorp guide.You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
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When running Carver Bancorp's price analysis, check to measure Carver Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Carver Bancorp is operating at the current time. Most of Carver Bancorp's value examination focuses on studying past and present price action to predict the probability of Carver Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Carver Bancorp's price. Additionally, you may evaluate how the addition of Carver Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Carver Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Carver Bancorp. If investors know Carver will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Carver Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.98) | Revenue Per Share 5.926 | Quarterly Revenue Growth 0.262 | Return On Assets (0.01) | Return On Equity (0.10) |
The market value of Carver Bancorp is measured differently than its book value, which is the value of Carver that is recorded on the company's balance sheet. Investors also form their own opinion of Carver Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Carver Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Carver Bancorp's market value can be influenced by many factors that don't directly affect Carver Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Carver Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Carver Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Carver Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.