First Commonwealth Financial Stock Performance
| FCF Stock | USD 13.29 0.09 0.68% |
The firm shows a Beta (market volatility) of 1.5, which means a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, First Commonwealth will likely underperform. First Commonwealth has an expected return of -0.14%. Please make sure to confirm First Commonwealth accumulation distribution, and the relationship between the potential upside and day median price , to decide if First Commonwealth performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Very Weak
Over the last 90 days First Commonwealth Financial has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest fragile performance, the Stock's fundamental indicators remain stable and the current disturbance on Wall Street may also be a sign of long-run gains for the company stockholders. ...more
Actual Historical Performance (%)
One Day Return 1.4 | Five Day Return 5.48 | Year To Date Return (13.98) | Ten Year Return 53.15 | All Time Return 119.79 |
Forward Dividend Yield 0.0379 | Payout Ratio 0.3247 | Last Split Factor 2:1 | Forward Dividend Rate 0.5 | Dividend Date 2024-02-23 |
1 | First Commonwealth exotic insider transaction detected | 01/29/2024 |
2 | First Commonwealth Financial earnings beat by 0.05, revenue fell short of estimates | 01/30/2024 |
| First Commonwealth dividend paid on 23rd of February 2024 | 02/23/2024 |
3 | Disposition of 6300 shares by Brian Karrip of First Commonwealth subject to Rule 16b-3 | 02/27/2024 |
4 | First Commonwealth gifts a branch building to Indiana County | 03/01/2024 |
5 | SmartFinancial versus First Commonwealth Financial Head-To-Head Contrast - Defense World | 03/13/2024 |
6 | Acquisition by Jane Grebenc of 17328 shares of First Commonwealth subject to Rule 16b-3 | 03/15/2024 |
7 | Outlook on 5 Regional Banks Lowered by SP on CRE Exposure | 03/27/2024 |
8 | First Commonwealth Financial Shares Pass Above Two Hundred Day Moving Average of 13.50 - Defense World | 04/01/2024 |
9 | First Commonwealth builds out corporate team in Pittsburgh | 04/10/2024 |
10 | Disposition of 7563 shares by Carrie Riggle of First Commonwealth at 13.21 subject to Rule 16b-3 | 04/19/2024 |
| Begin Period Cash Flow | 154.2 M |
First |
First Commonwealth Relative Risk vs. Return Landscape
If you would invest 1,462 in First Commonwealth Financial on January 24, 2024 and sell it today you would lose (133.00) from holding First Commonwealth Financial or give up 9.1% of portfolio value over 90 days. First Commonwealth Financial is generating negative expected returns assuming volatility of 1.8174% on return distribution over 90 days investment horizon. In other words, 16% of stocks are less volatile than First, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
First Commonwealth Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for First Commonwealth's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as First Commonwealth Financial, and traders can use it to determine the average amount a First Commonwealth's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0756
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | FCF |
Estimated Market Risk
| 1.82 actual daily | 16 84% of assets are more volatile |
Expected Return
| -0.14 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.08 actual daily | 0 Most of other assets perform better |
Based on monthly moving average First Commonwealth is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of First Commonwealth by adding First Commonwealth to a well-diversified portfolio.
First Commonwealth Fundamentals Growth
First Stock prices reflect investors' perceptions of the future prospects and financial health of First Commonwealth, and First Commonwealth fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on First Stock performance.
| Return On Equity | 0.13 | ||||
| Return On Asset | 0.0148 | ||||
| Profit Margin | 0.34 % | ||||
| Operating Margin | 0.50 % | ||||
| Current Valuation | 2.06 B | ||||
| Shares Outstanding | 102.2 M | ||||
| Price To Earning | 13.26 X | ||||
| Price To Book | 0.99 X | ||||
| Price To Sales | 2.79 X | ||||
| Revenue | 626.09 M | ||||
| Gross Profit | 389.48 M | ||||
| EBITDA | 4.98 M | ||||
| Net Income | 157.06 M | ||||
| Cash And Equivalents | 180.77 M | ||||
| Cash Per Share | 1.94 X | ||||
| Total Debt | 833.92 M | ||||
| Debt To Equity | 8.13 % | ||||
| Book Value Per Share | 12.91 X | ||||
| Cash Flow From Operations | 162.76 M | ||||
| Earnings Per Share | 1.54 X | ||||
| Market Capitalization | 1.35 B | ||||
| Total Asset | 11.48 B | ||||
| Retained Earnings | 881.11 M | ||||
About First Commonwealth Performance
To evaluate First Commonwealth Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when First Commonwealth generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare First Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand First Commonwealth market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents First's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00 | 0.00 | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0) | (0) | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.10 |
Things to note about First Commonwealth performance evaluation
Checking the ongoing alerts about First Commonwealth for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for First Commonwealth help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| First Commonwealth generated a negative expected return over the last 90 days | |
| First Commonwealth has a frail financial position based on the latest SEC disclosures | |
| About 74.0% of the company shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Disposition of 7563 shares by Carrie Riggle of First Commonwealth at 13.21 subject to Rule 16b-3 |
- Analyzing First Commonwealth's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether First Commonwealth's stock is overvalued or undervalued compared to its peers.
- Examining First Commonwealth's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating First Commonwealth's management team can have a significant impact on its success or failure. Reviewing the track record and experience of First Commonwealth's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of First Commonwealth's stock. These opinions can provide insight into First Commonwealth's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.147 | Dividend Share 0.5 | Earnings Share 1.54 | Revenue Per Share 4.601 | Quarterly Revenue Growth 0.181 |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.