Synchrony Financial Stock Performance

SYF Stock  USD 43.12  0.84  1.99%   
On a scale of 0 to 100, Synchrony Financial holds a performance score of 11. The entity has a beta of 1.12, which indicates a somewhat significant risk relative to the market. Synchrony Financial returns are very sensitive to returns on the market. As the market goes up or down, Synchrony Financial is expected to follow. Please check Synchrony Financial's value at risk, as well as the relationship between the skewness and day median price , to make a quick decision on whether Synchrony Financial's existing price patterns will revert.

Risk-Adjusted Performance

11 of 100

 
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Compared to the overall equity markets, risk-adjusted returns on investments in Synchrony Financial are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. Despite nearly unfluctuating basic indicators, Synchrony Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more

Actual Historical Performance (%)

One Day Return
1.99
Five Day Return
1.13
Year To Date Return
13.59
Ten Year Return
87.48
All Time Return
87.48
Forward Dividend Yield
0.0232
Payout Ratio
0.1892
Forward Dividend Rate
0.98
Dividend Date
2024-02-15
Ex Dividend Date
2024-02-02
1
Acquisition by Ellen Zane of 1081 shares of Synchrony Financial subject to Rule 16b-3
01/03/2024
2
Synchrony Financial at Credit Suisse Financial Services Forum Transcript
01/23/2024
3
PatientNow and Synchrony Enhance Partnership to Transform Payments and Digital Account Management Solutions For The Cosmetic Industry
01/30/2024
 
Synchrony Financial dividend paid on 15th of February 2024
02/15/2024
5
Synchrony Dives for a Good Cause
02/29/2024
6
Disposition of 3142 shares by David Melito of Synchrony Financial at 40.94 subject to Rule 16b-3
03/04/2024
7
Synchrony Financial Reaches New 12-Month High at 42.02
03/05/2024
8
Synchrony Completes Pets Best Sale to IPH of Poodle
03/07/2024
9
Synchrony Financial PT Raised to 49 at JMP Securities
03/11/2024
10
Skipify and Synchrony Enter into Strategic Partnership to Simplify and Enhance Online Checkout
03/13/2024
11
Synchrony credit card delinquency, net charge-off rates worsen in February
03/15/2024
12
Why Synchrony is a Top Value Stock for the Long-Term
03/18/2024
13
Synchrony Financial Shares Sold by Raymond James Trust N.A. - Defense World
03/25/2024
14
Santander adds ex-Marcus head to lead retail banking and digital push
03/28/2024
Begin Period Cash Flow10.4 B
  

Synchrony Financial Relative Risk vs. Return Landscape

If you would invest  3,771  in Synchrony Financial on December 30, 2023 and sell it today you would earn a total of  541.00  from holding Synchrony Financial or generate 14.35% return on investment over 90 days. Synchrony Financial is generating 0.2327% of daily returns assuming volatility of 1.6079% on return distribution over 90 days investment horizon. In other words, 14% of stocks are less volatile than Synchrony, and above 96% of all equities are expected to generate higher returns over the next 90 days.
  Expected Return   
       Risk  
Considering the 90-day investment horizon Synchrony Financial is expected to generate 2.81 times more return on investment than the market. However, the company is 2.81 times more volatile than its market benchmark. It trades about 0.14 of its potential returns per unit of risk. The NYSE Composite is currently generating roughly 0.24 per unit of risk.

Synchrony Financial Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Synchrony Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Synchrony Financial, and traders can use it to determine the average amount a Synchrony Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = 0.1447

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Estimated Market Risk

 1.61
  actual daily
14
86% of assets are more volatile

Expected Return

 0.23
  actual daily
4
96% of assets have higher returns

Risk-Adjusted Return

 0.14
  actual daily
11
89% of assets perform better
Based on monthly moving average Synchrony Financial is performing at about 11% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Synchrony Financial by adding it to a well-diversified portfolio.

Synchrony Financial Fundamentals Growth

Synchrony Stock prices reflect investors' perceptions of the future prospects and financial health of Synchrony Financial, and Synchrony Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Synchrony Stock performance.

About Synchrony Financial Performance

To evaluate Synchrony Financial Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Synchrony Financial generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Synchrony Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Synchrony Financial market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Synchrony's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2024
Return On Capital Employed 0.03  0.02 
Return On Assets 0.02  0.03 
Return On Equity 0.16  0.25 

Things to note about Synchrony Financial performance evaluation

Checking the ongoing alerts about Synchrony Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Synchrony Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Synchrony Financial is unlikely to experience financial distress in the next 2 years
Over 99.0% of the company shares are owned by institutional investors
On 15th of February 2024 Synchrony Financial paid $ 0.25 per share dividend to its current shareholders
Latest headline from americanbanker.com: Santander adds ex-Marcus head to lead retail banking and digital push
Evaluating Synchrony Financial's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Synchrony Financial's stock performance include:
  • Analyzing Synchrony Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Synchrony Financial's stock is overvalued or undervalued compared to its peers.
  • Examining Synchrony Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Synchrony Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Synchrony Financial's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Synchrony Financial's stock. These opinions can provide insight into Synchrony Financial's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Synchrony Financial's stock performance is not an exact science, and many factors can impact Synchrony Financial's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.

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When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.96
Earnings Share
5.19
Revenue Per Share
18.191
Quarterly Revenue Growth
(0.02)
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.