Trustco Bank Corp Stock Performance
| TRST Stock | USD 27.30 0.60 2.15% |
The entity has a beta of 1.51, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, TrustCo Bank will likely underperform. TrustCo Bank Corp has an expected return of -0.11%. Please make sure to validate TrustCo Bank maximum drawdown and day median price , to decide if TrustCo Bank Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
0 of 100
Weak | Strong |
Very Weak
Over the last 90 days TrustCo Bank Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unsteady performance, the Stock's basic indicators remain stable and the newest uproar on Wall Street may also be a sign of mid-term gains for the firm private investors. ...more
Actual Historical Performance (%)
One Day Return (2.51) | Five Day Return 5.14 | Year To Date Return (12.79) | Ten Year Return (18.68) | All Time Return 1.5 K |
Forward Dividend Yield 0.0515 | Payout Ratio 0.3871 | Last Split Factor 1:5 | Forward Dividend Rate 1.44 | Dividend Date 2024-04-01 |
1 | Purchase by Eric Schreck of 1000 shares of TrustCo Bank | 02/05/2024 |
2 | TrustCo Bank Corp NY Insiders Added US950.1k Of Stock To Their Holdings | 02/06/2024 |
3 | Trustco Bank Corp NY Announces Board Member Resignation - TipRanks.com - TipRanks | 03/04/2024 |
4 | TrustCo Bank Corp NY Full Year 2023 Earnings EPS Misses Expectations | 03/13/2024 |
5 | Acquisition by Michael Hall of 463 shares of TrustCo Bank at 27.81 subject to Rule 16b-3 | 03/18/2024 |
6 | Critical Analysis TriCo Bancshares versus TrustCo Bank Corp NY - Defense World | 03/20/2024 |
7 | American Century Companies Inc. Boosts Stock Holdings in TrustCo Bank Corp NY - Defense World | 03/27/2024 |
| TrustCo Bank dividend paid on 1st of April 2024 | 04/01/2024 |
9 | TrustCo Bank Corp NY investors are sitting on a loss of 15 percent if they invested five years ago | 04/09/2024 |
10 | TrustCo to Release First Quarter2024 Results on April 22, 2024Conference Call on April 23, 2024 | 04/10/2024 |
11 | TrustCo Bank Corp NY Short Interest Update - Defense World | 04/15/2024 |
12 | TRST Stock Earnings Trustco Bank Beats EPS, Misses Revenue for Q1 2024 | 04/23/2024 |
| Begin Period Cash Flow | 650.6 M | |
| Free Cash Flow | 58.5 M |
TrustCo |
TrustCo Bank Relative Risk vs. Return Landscape
If you would invest 2,951 in TrustCo Bank Corp on January 26, 2024 and sell it today you would lose (221.00) from holding TrustCo Bank Corp or give up 7.49% of portfolio value over 90 days. TrustCo Bank Corp is currently does not generate positive expected returns and assumes 1.8296% risk (volatility on return distribution) over the 90 days horizon. In different words, 16% of stocks are less volatile than TrustCo, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
TrustCo Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for TrustCo Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as TrustCo Bank Corp, and traders can use it to determine the average amount a TrustCo Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0596
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | TRST |
Estimated Market Risk
| 1.83 actual daily | 16 84% of assets are more volatile |
Expected Return
| -0.11 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.06 actual daily | 0 Most of other assets perform better |
Based on monthly moving average TrustCo Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of TrustCo Bank by adding TrustCo Bank to a well-diversified portfolio.
TrustCo Bank Fundamentals Growth
TrustCo Stock prices reflect investors' perceptions of the future prospects and financial health of TrustCo Bank, and TrustCo Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on TrustCo Stock performance.
| Return On Equity | 0.0839 | ||||
| Return On Asset | 0.0087 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.42 % | ||||
| Current Valuation | 58.9 M | ||||
| Shares Outstanding | 19.02 M | ||||
| Price To Earning | 69.51 X | ||||
| Price To Book | 0.77 X | ||||
| Price To Sales | 2.64 X | ||||
| Revenue | 244 M | ||||
| Gross Profit | 199.74 M | ||||
| EBITDA | 84.58 M | ||||
| Net Income | 58.65 M | ||||
| Cash And Equivalents | 841.26 M | ||||
| Cash Per Share | 44.16 X | ||||
| Total Debt | 133.46 M | ||||
| Debt To Equity | 10.46 % | ||||
| Book Value Per Share | 34.12 X | ||||
| Cash Flow From Operations | 64.13 M | ||||
| Earnings Per Share | 3.08 X | ||||
| Market Capitalization | 530.78 M | ||||
| Total Asset | 6.17 B | ||||
| Retained Earnings | 425.07 M | ||||
About TrustCo Bank Performance
To evaluate TrustCo Bank Corp Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when TrustCo Bank generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare TrustCo Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand TrustCo Bank Corp market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents TrustCo's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00 | 0.00 | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.17 |
Things to note about TrustCo Bank Corp performance evaluation
Checking the ongoing alerts about TrustCo Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for TrustCo Bank Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| TrustCo Bank Corp generated a negative expected return over the last 90 days | |
| About 73.0% of the company shares are owned by institutional investors | |
| On 1st of April 2024 TrustCo Bank paid $ 0.36 per share dividend to its current shareholders | |
| Latest headline from investorplace.com: TRST Stock Earnings Trustco Bank Beats EPS, Misses Revenue for Q1 2024 |
- Analyzing TrustCo Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether TrustCo Bank's stock is overvalued or undervalued compared to its peers.
- Examining TrustCo Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating TrustCo Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of TrustCo Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of TrustCo Bank's stock. These opinions can provide insight into TrustCo Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TrustCo Bank Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Complementary Tools for TrustCo Stock analysis
When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Portfolio Suggestion Get suggestions outside of your existing asset allocation including your own model portfolios | |
| ETF Categories List of ETF categories grouped based on various criteria, such as the investment strategy or type of investments | |
| Commodity Channel Use Commodity Channel Index to analyze current equity momentum | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| Financial Widgets Easily integrated Macroaxis content with over 30 different plug-and-play financial widgets | |
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
| Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges | |
| Insider Screener Find insiders across different sectors to evaluate their impact on performance |
Is TrustCo Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TrustCo Bank. If investors know TrustCo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TrustCo Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.32) | Dividend Share 1.44 | Earnings Share 3.08 | Revenue Per Share 9.377 | Quarterly Revenue Growth (0.20) |
The market value of TrustCo Bank Corp is measured differently than its book value, which is the value of TrustCo that is recorded on the company's balance sheet. Investors also form their own opinion of TrustCo Bank's value that differs from its market value or its book value, called intrinsic value, which is TrustCo Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TrustCo Bank's market value can be influenced by many factors that don't directly affect TrustCo Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TrustCo Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if TrustCo Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TrustCo Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.