United Fire Group Stock Performance
| UFCS Stock | USD 22.03 0.42 1.94% |
The entity has a beta of 1.18, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, United Fire will likely underperform. United Fire Group has an expected return of -0.0023%. Please make sure to validate United Fire semi variance, and the relationship between the treynor ratio and daily balance of power , to decide if United Fire Group performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days United Fire Group has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of comparatively stable fundamental indicators, United Fire is not utilizing all of its potentials. The current stock price uproar, may contribute to short-horizon losses for the private investors. ...more
Actual Historical Performance (%)
One Day Return 1.94 | Five Day Return 2.09 | Year To Date Return 7.88 | Ten Year Return (23.24) | All Time Return 1 K |
Forward Dividend Yield 0.0296 | Last Split Factor 2:1 | Forward Dividend Rate 0.64 | Dividend Date 2024-03-22 | Ex Dividend Date 2024-03-07 |
1 | United Fire Groups Q4 Earnings A Tale of Ratios, Market Trust, and Future Expectations - BNN Breaking | 02/12/2024 |
2 | Disposition of 226 shares by Jeremy Bahl of United Fire at 24.32 subject to Rule 16b-3 | 02/16/2024 |
3 | Payment of 526 shares by Micah Woolstenhulme of United Fire subject to Rule 16b-3 | 02/20/2024 |
4 | Acquisition by Micah Woolstenhulme of 1070 shares of United Fire subject to Rule 16b-3 | 02/26/2024 |
5 | United Fire Group, Inc. To Go Ex-Dividend on March 7th | 03/05/2024 |
6 | United Fire Group VP chief risk officer buys 32.6k in company stock - Investing.com Canada | 03/14/2024 |
7 | United Fire Group director sells over 110k in company stock | 03/19/2024 |
8 | Acquisition by Walsh Kelly A of 4433 shares of United Fire at 21.99 subject to Rule 16b-3 | 03/20/2024 |
| United Fire dividend paid on 22nd of March 2024 | 03/22/2024 |
9 | Are Investors Undervaluing United Fire Group Right Now | 03/26/2024 |
10 | Disposition of 2249 shares by Julie Stephenson of United Fire at 21.77 subject to Rule 16b-3 | 03/28/2024 |
11 | United Fire Group Receives Underweight Rating from Piper Sandler - Defense World | 04/02/2024 |
12 | United Fire Group, Inc. Shares Sold by Vanguard Group Inc. - Defense World | 04/09/2024 |
13 | Short Interest in United Fire Group, Inc. Declines By 27.6 percent - MarketBeat | 04/12/2024 |
| Begin Period Cash Flow | 96.7 M |
United |
United Fire Relative Risk vs. Return Landscape
If you would invest 2,248 in United Fire Group on January 20, 2024 and sell it today you would lose (45.00) from holding United Fire Group or give up 2.0% of portfolio value over 90 days. United Fire Group is currently does not generate positive expected returns and assumes 2.5438% risk (volatility on return distribution) over the 90 days horizon. In different words, 22% of stocks are less volatile than United, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
United Fire Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for United Fire's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as United Fire Group, and traders can use it to determine the average amount a United Fire's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -9.0E-4
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | UFCS |
Estimated Market Risk
| 2.54 actual daily | 22 78% of assets are more volatile |
Expected Return
| 0.0 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.0 actual daily | 0 Most of other assets perform better |
Based on monthly moving average United Fire is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of United Fire by adding United Fire to a well-diversified portfolio.
United Fire Fundamentals Growth
United Stock prices reflect investors' perceptions of the future prospects and financial health of United Fire, and United Fire fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on United Stock performance.
| Return On Equity | -0.0403 | ||||
| Return On Asset | -0.0076 | ||||
| Profit Margin | (0.03) % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 534.38 M | ||||
| Shares Outstanding | 25.29 M | ||||
| Price To Earning | 11.71 X | ||||
| Price To Book | 0.75 X | ||||
| Price To Sales | 0.50 X | ||||
| Revenue | 1.1 B | ||||
| Gross Profit | 15.27 M | ||||
| EBITDA | 10.51 M | ||||
| Net Income | (29.7 M) | ||||
| Cash And Equivalents | 92.21 M | ||||
| Cash Per Share | 3.66 X | ||||
| Total Debt | 50 M | ||||
| Debt To Equity | 0.06 % | ||||
| Current Ratio | 0.32 X | ||||
| Book Value Per Share | 29.04 X | ||||
| Cash Flow From Operations | 171.74 M | ||||
| Earnings Per Share | (1.18) X | ||||
| Market Capitalization | 557.05 M | ||||
| Total Asset | 3.14 B | ||||
| Retained Earnings | 574.69 M | ||||
About United Fire Performance
To evaluate United Fire Group Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when United Fire generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare United Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand United Fire Group market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents United's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 0.00 | 0.00 | |
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | 0.49 | 0.51 | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.04) | (0.04) |
Things to note about United Fire Group performance evaluation
Checking the ongoing alerts about United Fire for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for United Fire Group help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| United Fire Group generated a negative expected return over the last 90 days | |
| The company currently holds 50 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. United Fire Group has a current ratio of 0.31, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist United Fire until it has trouble settling it off, either with new capital or with free cash flow. So, United Fire's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Fire Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Fire's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the previous year's revenue of 1.1 B. Net Loss for the year was (29.7 M) with profit before overhead, payroll, taxes, and interest of 15.27 M. | |
| United Fire Group has a frail financial position based on the latest SEC disclosures | |
| About 64.0% of United Fire outstanding shares are owned by institutional investors | |
| On 22nd of March 2024 United Fire paid $ 0.16 per share dividend to its current shareholders | |
| Latest headline from news.google.com: Short Interest in United Fire Group, Inc. Declines By 27.6 percent - MarketBeat |
- Analyzing United Fire's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether United Fire's stock is overvalued or undervalued compared to its peers.
- Examining United Fire's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating United Fire's management team can have a significant impact on its success or failure. Reviewing the track record and experience of United Fire's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of United Fire's stock. These opinions can provide insight into United Fire's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Fire Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the United Fire Group information on this page should be used as a complementary analysis to other United Fire's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
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When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.
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Is United Fire's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Fire. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Fire listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.01) | Dividend Share 0.64 | Earnings Share (1.18) | Revenue Per Share 43.386 | Quarterly Revenue Growth 0.026 |
The market value of United Fire Group is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Fire's value that differs from its market value or its book value, called intrinsic value, which is United Fire's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Fire's market value can be influenced by many factors that don't directly affect United Fire's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Fire's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Fire is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Fire's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.