Universal Insurance Holdings Stock Performance
| UVE Stock | USD 18.78 0.40 2.09% |
On a scale of 0 to 100, Universal Insurance holds a performance score of 6. The entity has a beta of 1.22, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Universal Insurance will likely underperform. Please check Universal Insurance's semi variance, and the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether Universal Insurance's existing price patterns will revert.
Risk-Adjusted Performance
6 of 100
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Modest
Compared to the overall equity markets, risk-adjusted returns on investments in Universal Insurance Holdings are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. In spite of rather inconsistent basic indicators, Universal Insurance exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return (2.09) | Five Day Return (1.83) | Year To Date Return 15.71 | Ten Year Return 38.8 | All Time Return (1.16) |
Forward Dividend Yield 0.0334 | Payout Ratio 0.3309 | Last Split Factor 1:4 | Forward Dividend Rate 0.64 | Dividend Date 2024-05-17 |
1 | Donald Smith Co Expands Investment Portfolio with Universal Insurance Holdings - Clayton County Register | 02/05/2024 |
2 | Why Universal Insurance Holdings Stock Soared by 22 percent on Friday | 02/23/2024 |
3 | Universal Insurance Holdings Full Year 2023 Earnings Beats Expectations | 03/04/2024 |
4 | Disposition of 20000 shares by Sean Downes of Universal Insurance at 19.5308 subject to Rule 16b-3 | 03/07/2024 |
5 | Contrasting Universal Insurance and The Seibels Bruce Group | 03/11/2024 |
6 | Universal Announces New 20 Million Share Repurchase Authorization | 03/12/2024 |
| Universal Insurance dividend paid on 15th of March 2024 | 03/15/2024 |
8 | Acquisition by Joel Wilentz of 5337 shares of Universal Insurance subject to Rule 16b-3 | 03/26/2024 |
9 | Acquisition by Sean Downes of 25025 shares of Universal Insurance subject to Rule 16b-3 | 03/27/2024 |
10 | Acquisition by Ozzie Schindler of 4005 shares of Universal Insurance subject to Rule 16b-3 | 03/28/2024 |
11 | Acquisition by Frank Wilcox of 10000 shares of Universal Insurance subject to Rule 16b-3 | 04/04/2024 |
12 | Universal Declares Regular Cash Dividend Announces Earnings Dates | 04/10/2024 |
13 | Insider Trading | 04/12/2024 |
| Begin Period Cash Flow | 391.3 M | |
| Free Cash Flow | 67 M |
Universal |
Universal Insurance Relative Risk vs. Return Landscape
If you would invest 1,637 in Universal Insurance Holdings on January 19, 2024 and sell it today you would earn a total of 241.00 from holding Universal Insurance Holdings or generate 14.72% return on investment over 90 days. Universal Insurance Holdings is generating 0.268% of daily returns assuming volatility of 3.34% on return distribution over 90 days investment horizon. In other words, 29% of stocks are less volatile than Universal, and above 95% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Universal Insurance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Universal Insurance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Universal Insurance Holdings, and traders can use it to determine the average amount a Universal Insurance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0802
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 3.34 actual daily | 29 71% of assets are more volatile |
Expected Return
| 0.27 actual daily | 5 95% of assets have higher returns |
Risk-Adjusted Return
| 0.08 actual daily | 6 94% of assets perform better |
Based on monthly moving average Universal Insurance is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Universal Insurance by adding it to a well-diversified portfolio.
Universal Insurance Fundamentals Growth
Universal Stock prices reflect investors' perceptions of the future prospects and financial health of Universal Insurance, and Universal Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Universal Stock performance.
| Return On Equity | 0.21 | |||
| Return On Asset | 0.0228 | |||
| Profit Margin | 0.05 % | |||
| Operating Margin | 0.07 % | |||
| Current Valuation | 272.83 M | |||
| Shares Outstanding | 28.97 M | |||
| Price To Earning | 13.42 X | |||
| Price To Book | 1.60 X | |||
| Price To Sales | 0.39 X | |||
| Revenue | 1.39 B | |||
| Gross Profit | 284.26 M | |||
| EBITDA | 7.31 M | |||
| Net Income | 66.82 M | |||
| Cash And Equivalents | 388.71 M | |||
| Cash Per Share | 10.08 X | |||
| Total Debt | 116.6 M | |||
| Debt To Equity | 0.40 % | |||
| Current Ratio | 0.66 X | |||
| Book Value Per Share | 11.78 X | |||
| Cash Flow From Operations | 70.97 M | |||
| Earnings Per Share | 2.22 X | |||
| Market Capitalization | 555.56 M | |||
| Total Asset | 1.89 B | |||
| Retained Earnings | 560.69 M | |||
About Universal Insurance Performance
To evaluate Universal Insurance Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Universal Insurance generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Universal Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Universal Insurance market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Universal's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | -1.8 K | -1.9 K | |
| Return On Tangible Assets | 0.08 | 0.08 | |
| Return On Capital Employed | (0) | 0.00 | |
| Return On Assets | 0.04 | 0.04 | |
| Return On Equity | 0.20 | 0.21 |
Things to note about Universal Insurance performance evaluation
Checking the ongoing alerts about Universal Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Universal Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Universal Insurance had very high historical volatility over the last 90 days | |
| The company has 116.6 M in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Universal Insurance has a current ratio of 0.65, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Debt can assist Universal Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Universal Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Universal Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Universal to invest in growth at high rates of return. When we think about Universal Insurance's use of debt, we should always consider it together with cash and equity. | |
| About 67.0% of Universal Insurance outstanding shares are owned by institutional investors | |
| On 15th of March 2024 Universal Insurance paid $ 0.16 per share dividend to its current shareholders | |
| Latest headline from businesswire.com: Universal Declares Regular Cash Dividend Announces Earnings Dates |
- Analyzing Universal Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Universal Insurance's stock is overvalued or undervalued compared to its peers.
- Examining Universal Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Universal Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Universal Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Universal Insurance's stock. These opinions can provide insight into Universal Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Complementary Tools for Universal Stock analysis
When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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Is Universal Insurance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Universal Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 0.64 | Earnings Share 2.22 | Revenue Per Share 46.652 | Quarterly Revenue Growth 0.137 |
The market value of Universal Insurance is measured differently than its book value, which is the value of Universal that is recorded on the company's balance sheet. Investors also form their own opinion of Universal Insurance's value that differs from its market value or its book value, called intrinsic value, which is Universal Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Universal Insurance's market value can be influenced by many factors that don't directly affect Universal Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Universal Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.