Credicorp Stock Analysis

BAP -  USA Stock  

USD 136.63  4.12  2.93%

The modest gains experienced by current holders of Credicorp could raise concerns from insiders as the firm it trading at a share price of 136.63 on 283,851 in volume. The company executives have been quite successful in maneuvering the stock at opportune times to take advantage of all market conditions in December. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.97. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
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Credicorp Stock Analysis 

 
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The Credicorp stock analysis report makes it easy to digest most publicly released information about Credicorp and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Credicorp Stock analysis module also helps to analyze the Credicorp price relationship with some important fundamental indicators such as market cap and management efficiency.

Credicorp Stock Analysis Notes

About 30.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.45. Some equities with similar Price to Book (P/B) outperform the market in the long run. Credicorp has Price/Earnings To Growth (PEG) ratio of 0.92. The entity recorded earning per share (EPS) of 9.8. The firm next dividend is scheduled to be issued on the 14th of September 2021. Credicorp had 1039:1000 split on the 16th of April 2014. Credicorp Ltd., a financial services holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company was founded in 1889 and is headquartered in Lima, Peru. Credicorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 35733 people. For more info on Credicorp please contact Marcelo Trigo at 51 1 313 2000 or go to https://www.grupocredicorp.com.

Credicorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Credicorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Credicorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Credicorp has a strong financial position based on the latest SEC filings
About 64.0% of the company shares are held by institutions such as insurance companies

Credicorp Upcoming and Recent Events

Earnings reports are used by Credicorp to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Credicorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report14th of February 2022
Next Earnings Report9th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End14th of February 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

Credicorp Largest EPS Surprises

Earnings surprises can significantly impact Credicorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-07-31
2002-06-300.160.14-0.0212 
2003-02-11
2002-12-310.140.170.0321 
2002-05-07
2002-03-310.160.190.0318 
View All Earnings Estimates

Credicorp SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Credicorp prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Credicorp investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Credicorp specific information freely available to individual and institutional investors to make a timely investment decision.

Credicorp Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Credicorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Credicorp backward and forwards among themselves. Credicorp's institutional investor refers to the entity that pools money to purchase Credicorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Scout Investments IncCommon Shares110.3 K13.5 M
Crossmark Global Holdings IncCommon Shares4.9 K593 K
Exchange Traded Concepts LlcCommon Shares72.0K
Spire Wealth ManagementCommon Shares23.0K
Patriot Financial Group Insurance Agency LlcCommon Shares4.00.0
Dodge CoxCommon Shares5.4 M598.1 M
Blackrock IncCommon Shares5.3 M591.5 M
Note, although Credicorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Credicorp Market Capitalization

The company currently falls under 'Large-Cap' category with total capitalization of 11.32 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Credicorp's market, we take the total number of its shares issued and multiply it by Credicorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Credicorp Profitablity

Credicorp's profitability indicators refer to fundamental financial ratios that showcase Credicorp's ability to generate income relative to its revenue or operating costs. If, let's say, Credicorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Credicorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Credicorp's profitability requires more research than a typical breakdown of Credicorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 26.4 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 39.33 %, which entails that for every 100 dollars of revenue, it generated 0.39 of operating income.
Last ReportedProjected for 2022
Return on Average Assets 0.0018  0.001847 
Return on Average Equity 0.0126  0.0129 
Return on Invested Capital 0.0009  0.000924 
Return on Sales 0.0306  0.0314 

Management Efficiency

The entity has Return on Asset of 1.35 % which means that on every $100 spent on asset, it made $1.35 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 13.06 %, implying that it generated $13.06 on every 100 dollars invested. Credicorp management efficiency ratios could be used to measure how well credicorp manages its routine affairs as well as how well it operates its assets and liabilities. As of 21st of January 2022, Return on Average Assets is likely to grow to 0.001847. Also, Return on Average Equity is likely to grow to 0.0129. As of 21st of January 2022, Tax Liabilities is likely to grow to about 98.9 M, while Deposit Liabilities is likely to drop about 137.6 B.
Last ReportedProjected for 2022
Book Value per Share 303.95  268.56 
Enterprise Value over EBIT 308.20  332.53 
Enterprise Value over EBITDA 79.88  86.18 
Price to Book Value 2.01  2.21 
Tangible Assets Book Value per Share2.9 K2.4 K
Enterprise Value20.3 B20.4 B
Tangible Asset Value270 B229 B

Technical Drivers

As of the 21st of January, Credicorp shows the risk adjusted performance of 0.0522, and Mean Deviation of 1.52. Credicorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to analyze nineteen technical drivers for Credicorp, which can be compared to its rivals. Please confirm Credicorp jensen alpha, and the relationship between the coefficient of variation and potential upside to decide if Credicorp is priced correctly, providing market reflects its regular price of 136.63 per share. Given that Credicorp has jensen alpha of 0.1278, we suggest you to validate Credicorp's prevailing market performance to make sure the company can sustain itself at a future point.

Credicorp Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Triple Exponential Moving Average (T3) indicator is developed by Tim Tillson as Credicorp price series composite of a single exponential moving average, a double exponential moving average and a triple exponential moving average. View also all equity analysis or get more info about triple exponential moving average t3 overlap studies indicator.

Credicorp Predictive Daily Indicators

Credicorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Credicorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Credicorp Forecast Models

Credicorp time-series forecasting models is one of many Credicorp's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Credicorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Credicorp Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Credicorp stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Credicorp shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Credicorp. By using and applying Credicorp Stock analysis, traders can create a robust methodology for identifying Credicorp entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin 0.12  0.12 
Gross Margin 0.90  0.89 
Profit Margin 0.0441  0.0453 
Credicorp Ltd., a financial services holding company, provides various financial, insurance, and health services and products primarily in Peru and internationally. The company was founded in 1889 and is headquartered in Lima, Peru. Credicorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 35733 people.

Current Credicorp Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Credicorp analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Credicorp analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
138.43Hold7Odds
Credicorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Credicorp analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Credicorp stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Credicorp, talking to its executives and customers, or listening to Credicorp conference calls.
Credicorp Analyst Advice Details

Credicorp Stock Analysis Indicators

Credicorp stock analysis indicators help investors evaluate how Credicorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Credicorp shares will generate the highest return on investment. By understating and applying Credicorp stock analysis, traders can identify Credicorp position entry and exit signals to maximize returns.
Trailing Annual Dividend Rate5.00
Fifty Two Week Low88.67
Revenue Growth84.00%
Payout Ratio12.70%
Shares Short Prior Month1.01M
Average Daily Volume Last 10 Day349.27k
Average Daily Volume In Three Month389.79k
Earnings Growth1,009.10%
Shares Percent Shares Out1.19%
Earnings Quarterly Growth1,012.50%
Short Percent Of Float1.88%
Forward Price Earnings2.69
Float Shares67.16M
Fifty Two Week High169.50
Fifty Day Average122.90
Two Hundred Day Average121.37
Enterprise Value To Revenue2.47
Trailing Annual Dividend Yield3.51%
Continue to Trending Equities. Note that the Credicorp information on this page should be used as a complementary analysis to other Credicorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

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When running Credicorp price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.
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Is Credicorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credicorp. If investors know Credicorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credicorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Credicorp is measured differently than its book value, which is the value of Credicorp that is recorded on the company's balance sheet. Investors also form their own opinion of Credicorp's value that differs from its market value or its book value, called intrinsic value, which is Credicorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credicorp's market value can be influenced by many factors that don't directly affect Credicorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credicorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Credicorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credicorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.