Berkshire Stock Analysis

BHLB Stock  USD 30.41  2.31  8.22%   
The current indifference towards the small price fluctuations of Berkshire Hills Bancorp could raise concerns from investors as the firm is trading at a share price of 30.41 on 165,137 in volume. The company executives did not add any value to Berkshire Hills investors in December. However, most investors can still diversify their portfolios with Berkshire Hills Bancorp to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 2.15. The current volatility is consistent with the ongoing market swings in December 2022 as well as with Berkshire Hills unsystematic, company-specific events.
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The Berkshire Hills stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Berkshire Hills is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, Christmas Day ( substitute day ), New Year 's Monday, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day. Berkshire Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Berkshire Hills' ongoing operational relationships across important fundamental and technical indicators.

Berkshire Stock Analysis Notes

About 84.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.38. Some equities with similar Price to Book (P/B) outperform the market in the long run. Berkshire Hills Bancorp has Price/Earnings To Growth (PEG) ratio of 1.74. The entity last dividend was issued on the 16th of November 2022. Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides various banking products and services. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts. Berkshire Hills operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1300 people. For more info on Berkshire Hills Bancorp please contact Michael Daly at 617 641 9206 or go to https://www.berkshirebank.com.

Berkshire Hills Bancorp Upcoming and Recent Events

Earnings reports are used by Berkshire Hills to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Berkshire Hills previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report20th of January 2022
Next Financial Report27th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End20th of January 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Berkshire Hills SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Berkshire Hills prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Berkshire Hills investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Berkshire Hills Bancorp specific information freely available to individual and institutional investors to make a timely investment decision.
12th of September 2022
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
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29th of July 2022
Financial Statements and Exhibits. Other Events
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20th of July 2022
Financial Statements and Exhibits. Regulation FD Disclosure. Results of Operations and Financial Condition
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13th of July 2022
Financial Statements and Exhibits. Other Events
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30th of June 2022
Financial Statements and Exhibits. Other Events. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Entry into a Material Definitive Agreement
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29th of June 2022
Financial Statements and Exhibits. Other Events. Entry into a Material Definitive Agreement
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20th of May 2022
Financial Statements and Exhibits. Other Events. Submission of Matters to a Vote of Security Holders
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29th of April 2022
Financial Statements and Exhibits. Other Events
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Berkshire Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Berkshire Hills is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Berkshire Hills Bancorp backward and forwards among themselves. Berkshire Hills' institutional investor refers to the entity that pools money to purchase Berkshire Hills' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Zurich Insurance Group LtdCommon Shares105.9 K1.6 M
Zurich Insurance Group LtdCommon Shares22.5 K824 K
Zurcher Kantonalbank Zurich CantonalbankCommon Shares6.5 K178 K
Zurcher Kantonalbank Zurich CantonalbankCommon Shares6.5 K161 K
Zurcher Kantonalbank Zurich CantonalbankCommon Shares6.5 K189 K
Zurcher Kantonalbank Zurich CantonalbankCommon Shares6.5 K185 K
Zurcher Kantonalbank Zurich CantonalbankCommon Shares6.5 K175 K
Note, although Berkshire Hills' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Berkshire Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.29 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Berkshire Hills's market, we take the total number of its shares issued and multiply it by Berkshire Hills's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Berkshire Profitablity

Berkshire Hills' profitability indicators refer to fundamental financial ratios that showcase Berkshire Hills' ability to generate income relative to its revenue or operating costs. If, let's say, Berkshire Hills is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Berkshire Hills' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Berkshire Hills' profitability requires more research than a typical breakdown of Berkshire Hills' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.0.
Last ReportedProjected for 2023
Return on Average Assets 1.12  1.21 
Return on Average Equity 11.51  12.42 
Return on Invested Capital 0.0126  0.0136 
Return on Sales 0.31  0.33 

Management Efficiency

The current year Return on Average Assets is expected to grow to 1.21. The current year Return on Average Equity is expected to grow to 12.42. Berkshire Hills Goodwill and Intangible Assets are projected to decrease significantly based on the last few years of reporting. The past year's Goodwill and Intangible Assets were at 26.66 Million. The current year Tax Assets is expected to grow to about 38.6 M, whereas Total Assets are forecasted to decline to about 9.1 B. Berkshire Hills management efficiency ratios could be used to measure how well berkshire hills bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for 2023
Book Value per Share 21.61  24.33 
Enterprise Value over EBIT(3.60) (3.69) 
Enterprise Value over EBITDA(3.43) (3.52) 
Price to Book Value 1.35  1.26 
Tangible Assets Book Value per Share 269.17  285.35 
Enterprise Value-567.3 M-582.2 M
Tangible Asset Value13.3 B12 B
Non Current Liabilities Total
110.8 M
Forward Dividend Yield
0.0252
Short Long Term Debt Total
110.8 M
Forward Dividend Rate
0.72
Interest Expense
37.9 M

Technical Drivers

As of the 27th of January, Berkshire Hills shows the Mean Deviation of 1.49, downside deviation of 1.98, and Risk Adjusted Performance of 0.0908. Berkshire Hills Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate nineteen technical drivers for Berkshire Hills Bancorp, which can be compared to its rivals. Please confirm Berkshire Hills Bancorp value at risk, and the relationship between the jensen alpha and semi variance to decide if Berkshire Hills Bancorp is priced correctly, providing market reflects its regular price of 30.41 per share. Given that Berkshire Hills has jensen alpha of (0.07), we suggest you to validate Berkshire Hills Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

Berkshire Hills Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was fourty-eight with a total number of output elements of thirteen. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Berkshire Hills middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Berkshire Hills Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
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Berkshire Hills Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Berkshire Hills insiders, such as employees or executives, is commonly permitted as long as it does not rely on Berkshire Hills' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Berkshire Hills insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Berkshire Hills Predictive Daily Indicators

Berkshire Hills intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Berkshire Hills stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Berkshire Hills Forecast Models

Berkshire Hills time-series forecasting models is one of many Berkshire Hills' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Berkshire Hills' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Berkshire Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Berkshire Hills prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Berkshire shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual Stock such as Berkshire Hills. By using and applying Berkshire Stock analysis, traders can create a robust methodology for identifying Berkshire entry and exit points for their positions.
Last ReportedProjected for 2023
EBITDA Margin 0.34  0.37 
Gross Margin 0.90  0.89 
Profit Margin 22.61  18.31 

Current Berkshire Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Berkshire analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Berkshire analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
29.33Hold6Odds
Berkshire Hills Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Berkshire analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Berkshire stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Berkshire Hills Bancorp, talking to its executives and customers, or listening to Berkshire conference calls.
Berkshire Analyst Advice Details

Berkshire Stock Analysis Indicators

Berkshire Hills Bancorp stock analysis indicators help investors evaluate how Berkshire Hills stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Berkshire Hills shares will generate the highest return on investment. By understating and applying Berkshire Hills stock analysis, traders can identify Berkshire Hills position entry and exit signals to maximize returns.
Begin Period Cash Flow1.6 B
Common Stock Shares Outstanding50.3 M
Total Stockholder Equity1.2 B
Total Cashflows From Investing Activities600.6 M
Tax Provision30.4 M
Quarterly Earnings Growth Y O Y-0.68
Property Plant And Equipment Net124 M
Retained Earnings-139.4 M
Cash And Short Term Investments3.5 B
Retained Earnings Total Equity-139.4 M
Cash109.3 M
Accounts Payable10.1 B
Net Debt1.5 M
50 Day M A30.0316
Total Current Liabilities10.1 B
Other Operating Expenses43.9 M
Non Current Assets Total9.9 B
Forward Price Earnings12.0482
Common Stock Total Equity528 K
Non Currrent Assets Other7.2 B
Continue to Trending Equities. You can also try Fundamental Analysis module to view fundamental data based on most recent published financial statements.

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When running Berkshire Hills Bancorp price analysis, check to measure Berkshire Hills' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Berkshire Hills is operating at the current time. Most of Berkshire Hills' value examination focuses on studying past and present price action to predict the probability of Berkshire Hills' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Berkshire Hills' price. Additionally, you may evaluate how the addition of Berkshire Hills to your portfolios can decrease your overall portfolio volatility.
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Is Berkshire Hills' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Berkshire Hills. If investors know Berkshire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Berkshire Hills listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.68) 
Market Capitalization
1.3 B
Quarterly Revenue Growth
(0.29) 
Return On Assets
0.0071
Return On Equity
0.0776
The market value of Berkshire Hills Bancorp is measured differently than its book value, which is the value of Berkshire that is recorded on the company's balance sheet. Investors also form their own opinion of Berkshire Hills' value that differs from its market value or its book value, called intrinsic value, which is Berkshire Hills' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Berkshire Hills' market value can be influenced by many factors that don't directly affect Berkshire Hills' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Berkshire Hills' value and its price as these two are different measures arrived at by different means. Investors typically determine Berkshire Hills value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Berkshire Hills' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.