Berkshire Stock Analysis

BHLB -  USA Stock  

USD 29.55  0.82  2.70%

The current indifference towards the small price fluctuations of Berkshire Hills Bancorp could raise concerns from investors as the firm it trading at a share price of 29.55 on very low momentum in volume. The company directors and management did not add any value to Berkshire Hills investors in December. However, most investors can still diversify their portfolios with Berkshire Hills Bancorp to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.82. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
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Berkshire Stock Analysis 

 
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The Berkshire Hills stock analysis report makes it easy to digest most publicly released information about Berkshire Hills and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Berkshire Stock analysis module also helps to analyze the Berkshire Hills price relationship with some important fundamental indicators such as market cap and management efficiency.

Berkshire Stock Analysis Notes

About 81.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.2. Some equities with similar Price to Book (P/B) outperform the market in the long run. Berkshire Hills Bancorp has Price/Earnings To Growth (PEG) ratio of 1.19. The entity next dividend is scheduled to be issued on the 9th of November 2021. Berkshire Hills Bancorp, Inc. operates as a bank holding company for Berkshire Bank that provides various banking products and services. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts. Berkshire Hills operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1333 people. For more info on Berkshire Hills Bancorp please contact Michael Daly at 800 773-5601 or go to www.berkshirebank.com.

Berkshire Hills Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Berkshire Hills' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Berkshire Hills Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Berkshire Hills has a poor financial position based on the latest SEC disclosures
Over 81.0% of the company shares are held by institutions such as insurance companies
Latest headline from www.marketscreener.com: Berkshire Hills Fourth Quarter Earnings Release and Conference Call Dates - marketscreener.com

Berkshire Hills Bancorp Upcoming and Recent Events

Earnings reports are used by Berkshire Hills to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Berkshire Hills previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report20th of January 2022
Next Earnings Report27th of April 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End20th of January 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

Berkshire Largest EPS Surprises

Earnings surprises can significantly impact Berkshire Hills' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2010-07-21
2010-06-300.220.250.0313 
2001-04-25
2001-03-310.340.3-0.0411 
2020-07-29
2020-06-30-0.172-0.13120.040823 
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Berkshire Hills SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Berkshire Hills prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Berkshire Hills investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Berkshire Hills Bancorp specific information freely available to individual and institutional investors to make a timely investment decision.
20th of January 2022
Financial Statements and Exhibits. Regulation FD Disclosure. Results of Operations and Financial Condition
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19th of January 2022
Financial Statements and Exhibits. Other Events
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21st of December 2021
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
1st of November 2021
Financial Statements and Exhibits. Other Events
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29th of October 2021
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
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21st of October 2021
Financial Statements and Exhibits. Regulation FD Disclosure. Results of Operations and Financial Condition
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18th of October 2021
Financial Statements and Exhibits. Other Events
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15th of September 2021
Financial Statements and Exhibits. Other Events
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Berkshire Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Berkshire Hills is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Berkshire Hills Bancorp backward and forwards among themselves. Berkshire Hills' institutional investor refers to the entity that pools money to purchase Berkshire Hills' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
State Of Alaska Department Of RevenueCommon Shares34.5 K979 K
Louisiana State Employees Retirement SystemCommon Shares23.6 K671 K
Beese Fulmer Investment Management IncCommon Shares12.8 K364 K
Versant Capital Management IncCommon Shares1.3 K36 K
Tarbox Family Office IncCommon Shares122K
Ifp Advisors IncCommon Shares16.01000
Blackrock IncCommon Shares7.2 M195.4 M
Note, although Berkshire Hills' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Berkshire Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 1.44 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Berkshire Hills's market, we take the total number of its shares issued and multiply it by Berkshire Hills's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Berkshire Profitablity

Berkshire Hills' profitability indicators refer to fundamental financial ratios that showcase Berkshire Hills' ability to generate income relative to its revenue or operating costs. If, let's say, Berkshire Hills is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Berkshire Hills' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Berkshire Hills' profitability requires more research than a typical breakdown of Berkshire Hills' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 26.36 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 36.48 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.36.
Last ReportedProjected for 2022
Return on Average Assets(0.0369) (0.0379) 
Return on Average Equity(0.37) (0.38) 
Return on Invested Capital(0.0396) (0.0406) 
Return on Sales(1.30) (1.33) 

Management Efficiency

The entity has return on total asset (ROA) of 0.96 % which means that it generated profit of $0.96 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of 9.95 %, meaning that it created $9.95 on every $100 dollars invested by stockholders. Berkshire Hills management efficiency ratios could be used to measure how well berkshire hills bancorp manages its routine affairs as well as how well it operates its assets and liabilities. As of January 23, 2022, Return on Average Assets is expected to decline to -0.04. In addition to that, Return on Average Equity is expected to decline to -0.38. Berkshire Hills Goodwill and Intangible Assets are projected to decrease significantly based on the last few years of reporting. The past year's Goodwill and Intangible Assets were at 40.04 Million. The current year Tax Assets is expected to grow to about 38.6 M, whereas Total Assets are forecasted to decline to about 12.9 B.
Last ReportedProjected for 2022
Book Value per Share 27.17  32.50 
Enterprise Value over EBIT(0.90) (0.92) 
Enterprise Value over EBITDA(1.07) (1.10) 
Price to Book Value 0.66  0.74 
Tangible Assets Book Value per Share 292.89  298.65 
Enterprise Value733.3 M752.6 M
Tangible Asset Value14.7 B12.7 B

Technical Drivers

As of the 23rd of January, Berkshire Hills shows the Mean Deviation of 1.46, risk adjusted performance of 0.0796, and Downside Deviation of 1.64. Berkshire Hills Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate nineteen technical drivers for Berkshire Hills Bancorp, which can be compared to its rivals. Please confirm Berkshire Hills Bancorp value at risk, and the relationship between the jensen alpha and semi variance to decide if Berkshire Hills Bancorp is priced correctly, providing market reflects its regular price of 29.55 per share. Given that Berkshire Hills has jensen alpha of 0.225, we suggest you to validate Berkshire Hills Bancorp's prevailing market performance to make sure the company can sustain itself at a future point.

Berkshire Hills Bancorp Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Exponential Moving Average is calculated by weighting recent values of Berkshire Hills Bancorp more heavily than older values. View also all equity analysis or get more info about exponential moving average overlap studies indicator.

Berkshire Hills Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Berkshire Hills insiders, such as employees or executives, is commonly permitted as long as it does not rely on Berkshire Hills' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Berkshire Hills insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Berkshire Hills Technical and Predictive Indicators

Berkshire Hills Forecast Models

Berkshire Hills time-series forecasting models is one of many Berkshire Hills' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Berkshire Hills' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Berkshire Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Berkshire Hills stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Berkshire shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Berkshire Hills. By using and applying Berkshire Stock analysis, traders can create a robust methodology for identifying Berkshire entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin(1.26) (1.29) 
Gross Margin 0.90  0.89 
Profit Margin(1.25) (1.28) 
Berkshire Hills Bancorp, Inc. operates as a bank holding company for Berkshire Bank that provides various banking products and services. Berkshire Hills Bancorp, Inc. was founded in 1846 and is headquartered in Boston, Massachusetts. Berkshire Hills operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1333 people.

Current Berkshire Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Berkshire analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Berkshire analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
29.33Hold6Odds
Berkshire Hills Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Berkshire analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Berkshire stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Berkshire Hills Bancorp, talking to its executives and customers, or listening to Berkshire conference calls.
Berkshire Analyst Advice Details

Berkshire Stock Analysis Indicators

Berkshire Hills Bancorp stock analysis indicators help investors evaluate how Berkshire Hills stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Berkshire Hills shares will generate the highest return on investment. By understating and applying Berkshire Hills stock analysis, traders can identify Berkshire Hills position entry and exit signals to maximize returns.
Trailing Annual Dividend Rate0.48
Fifty Two Week Low16.35
Revenue Growth55.50%
Payout Ratio20.51%
Shares Short Prior Month1.18M
Average Daily Volume Last 10 Day199.24k
Average Daily Volume In Three Month243.38k
Earnings Growth211.50%
Shares Percent Shares Out3.01%
Earnings Quarterly Growth200.30%
Short Percent Of Float4.13%
Forward Price Earnings18.35
Float Shares47.37M
Fifty Two Week High31.78
Fifty Day Average28.53
Two Hundred Day Average26.84
Enterprise Value To Revenue-1.30
Trailing Annual Dividend Yield1.58%
Continue to Trending Equities. Note that the Berkshire Hills Bancorp information on this page should be used as a complementary analysis to other Berkshire Hills' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Transaction History module to view history of all your transactions and understand their impact on performance.

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When running Berkshire Hills Bancorp price analysis, check to measure Berkshire Hills' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Berkshire Hills is operating at the current time. Most of Berkshire Hills' value examination focuses on studying past and present price action to predict the probability of Berkshire Hills' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Berkshire Hills' price. Additionally, you may evaluate how the addition of Berkshire Hills to your portfolios can decrease your overall portfolio volatility.
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Is Berkshire Hills' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Berkshire Hills. If investors know Berkshire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Berkshire Hills listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Berkshire Hills Bancorp is measured differently than its book value, which is the value of Berkshire that is recorded on the company's balance sheet. Investors also form their own opinion of Berkshire Hills' value that differs from its market value or its book value, called intrinsic value, which is Berkshire Hills' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Berkshire Hills' market value can be influenced by many factors that don't directly affect Berkshire Hills' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Berkshire Hills' value and its price as these two are different measures arrived at by different means. Investors typically determine Berkshire Hills value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Berkshire Hills' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.