BOTJ Stock Analysis

BOTJ -  USA Stock  

USD 18.75  0.75  4.17%

The recent price surge of Bank could raise concerns from traders as the firm it trading at a share price of 18.75 on very low momentum in volume. The company executives may have good odds in positioning the firm resources to exploit market volatility in July. The stock standard deviation of daily returns for 90 days investing horizon is currently 2.1. The current volatility is consistent with the ongoing market swings in May 2021 as well as with Bank unsystematic, company-specific events.
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The Bank stock analysis report makes it easy to digest most publicly released information about Bank and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. BOTJ stock analysis module also helps to analyze the Bank price relationship with some important fundamental indicators such as market cap and management efficiency.

BOTJ Stock Analysis Notes

About 32.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.19. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bank next dividend is scheduled to be issued on the 3rd of June 2021. The entity had 11:10 split on the 17th of June 2010. Bank of the James Financial Group, Inc. operates as the mpany for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. The company was incorporated in 1998 and is headquartered in Lynchburg, Virginia. Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 141 people. For more info on Bank please contact Robert Chapman at 434 846 2000 or go to http://www.bankofthejames.bank.

Bank Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Bank's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Bank or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Bank has a poor financial position based on the latest SEC disclosures
Latest headline from finance.yahoo.com: Bank of America Announces Redemption of Floating Rate Senior Notes, due June 2022 - Yahoo Finance

Bank SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Bank prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Bank investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Bank specific information freely available to individual and institutional investors to make a timely investment decision.
20th of May 2021
Financial Statements and Exhibits. Other Events. Submission of Matters to a Vote of Security Holders
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18th of May 2021
Financial Statements and Exhibits. Other Events
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23rd of April 2021
Financial Statements and Exhibits. Other Events. Results of Operations and Financial Condition
View
19th of February 2021
Financial Statements and Exhibits. Amendments to Articles of Incorporation or Bylaws; and/or Change in Fiscal Year
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12th of February 2021
Unclassified Corporate Event
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22nd of January 2021
Financial Statements and Exhibits. Other Events. Results of Operations and Financial Condition
View
23rd of October 2020
Financial Statements and Exhibits. Other Events. Results of Operations and Financial Condition
View

BOTJ Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Bank backward and forwards among themselves. Bank's institutional investor refers to the entity that pools money to purchase Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Basswood Capital Management LlcCommon Shares408.7 KM
Banc Funds Co LlcCommon Shares215.9 KM
Eidelman Virant CapitalCommon Shares210.4 KM
Pettyjohn Wood White IncCommon Shares159.9 K2.3 M
Maltese Capital Management LlcCommon Shares118.4 K1.7 M
Captrust Financial AdvisorsCommon Shares86.2 K1.2 M
Salzhauer MichaelCommon Shares36.5 K521 K
Note, although Bank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

BOTJ Market Capitalization

The company currently falls under 'Micro-Cap' category with current market capitalization of 77.85 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Bank's market, we take the total number of its shares issued and multiply it by Bank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

BOTJ Profitablity

Bank's profitability indicators refer to fundamental financial ratios that showcase Bank's ability to generate income relative to its revenue or operating costs. If, let's say, Bank is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Bank's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Bank's profitability requires more research than a typical breakdown of Bank's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 16.48 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 24.88 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.25.
Last ReportedProjected for 2021
Return on Average Assets 0.006  0.006579 
Return on Average Equity 0.08  0.09 
Return on Invested Capital 0.008  0.009 
Return on Sales 0.18  0.21 

Management Efficiency

The entity has return on total asset (ROA) of 0.71 % which means that it generated profit of $0.71 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of 9.05 %, meaning that it created $9.05 on every $100 dollars invested by stockholders. Bank management efficiency ratios could be used to measure how well bank manages its routine affairs as well as how well it operates its assets and liabilities. The current Return on Average Assets is estimated to increase to 0.006579. The current Return on Average Equity is estimated to increase to 0.09. The current Deposit Liabilities is estimated to decrease to about 692.8 M. The current Total Liabilities is estimated to decrease to about 712.1 M
Last ReportedProjected for 2021
Book Value per Share 15.37  14.56 
Enterprise Value over EBIT(5.00) (5.13) 
Enterprise Value over EBITDA(3.95) (4.05) 
Price to Book Value 0.79  0.97 
Tangible Assets Book Value per Share 196.10  187.25 
Enterprise Value-32.4 M-33.3 M
Tangible Asset Value851.4 M772.4 M

Technical Drivers

As of the 19th of June, Bank shows the Downside Deviation of 1.73, mean deviation of 1.5, and Risk Adjusted Performance of 0.1453. Bank technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate and analyze data for nineteen technical drivers for Bank, which can be compared to its rivals. Please confirm Bank coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and semi variance to decide if Bank is priced correctly, providing market reflects its regular price of 18.75 per share. Given that Bank has jensen alpha of 0.4616, we suggest you to validate Bank's prevailing market performance to make sure the company can sustain itself at a future point.

Bank Price Movement Analysis

The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. View also all equity analysis or get more info about mavp overlap studies indicator.

Bank Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Bank Technical and Predictive Indicators

Bank Forecast Models

Bank time-series forecasting models is one of many Bank's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Bank Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Bank stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling BOTJ shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Bank. By using and applying BOTJ Stock analysis, traders can create a robust methodology for identifying BOTJ entry and exit points for their positions.
Last ReportedProjected for 2021
EBITDA Margin 0.24  0.27 
Gross Margin 0.90  0.89 
Profit Margin 0.15  0.16 
Bank of the James Financial Group, Inc. operates as the mpany for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States. The company was incorporated in 1998 and is headquartered in Lynchburg, Virginia. Bank operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 141 people.

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Bank to your portfolios without increasing risk or reducing expected return.

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Continue to Trending Equities. Note that the Bank information on this page should be used as a complementary analysis to other Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.

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When running Bank price analysis, check to measure Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank is operating at the current time. Most of Bank's value examination focuses on studying past and present price action to predict the probability of Bank's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Bank's price. Additionally, you may evaluate how the addition of Bank to your portfolios can decrease your overall portfolio volatility.
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The market value of Bank is measured differently than its book value, which is the value of BOTJ that is recorded on the company's balance sheet. Investors also form their own opinion of Bank's value that differs from its market value or its book value, called intrinsic value, which is Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank's market value can be influenced by many factors that don't directly affect Bank underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine Bank value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.