CullenFrost Stock Analysis

CFR -  USA Stock  

USD 131.72  1.19  0.90%

The latest indifference towards the small price fluctuations of CullenFrost Bankers could raise concerns from retail investors as the firm it trading at a share price of 131.72 on 505,100 in volume. The company directors and management did not add any value to CullenFrost Bankers investors in December. However, most investors can still diversify their portfolios with CullenFrost Bankers to hedge their inherited risk against high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.86. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
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CullenFrost Stock Analysis 

 
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The CullenFrost Bankers stock analysis report makes it easy to digest most publicly released information about CullenFrost Bankers and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. CullenFrost Stock analysis module also helps to analyze the CullenFrost Bankers price relationship with some important fundamental indicators such as market cap and management efficiency.

CullenFrost Stock Analysis Notes

About 88.0% of the company shares are held by institutions such as insurance companies. The book value of CullenFrost Bankers was currently reported as 66.39. The company has Price/Earnings To Growth (PEG) ratio of 1.98. CullenFrost Bankers recorded earning per share (EPS) of 6.64. The entity next dividend is scheduled to be issued on the 29th of November 2021. The firm had 2:1 split on the 23rd of June 1999. CullenFrost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. CullenFrost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas. CullenFrost Bankers operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4685 people. For more info on CullenFrost Bankers please contact Philip Green at 210 220-5578 or go to www.frostbank.com.

CullenFrost Bankers Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. CullenFrost Bankers' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding CullenFrost Bankers or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Over 88.0% of the company shares are held by institutions such as insurance companies
Latest headline from www.marketbeat.com: Zacks Brokerages Expect Williams-Sonoma, Inc. Will Post Quarterly Sales of 2.57 Billion - MarketBeat

CullenFrost Bankers Upcoming and Recent Events

Earnings reports are used by CullenFrost Bankers to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CullenFrost Bankers previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report27th of January 2022
Next Earnings Report5th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End27th of January 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

CullenFrost Largest EPS Surprises

Earnings surprises can significantly impact CullenFrost Bankers' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2003-07-23
2003-06-300.590.650.0610 
1999-10-19
1999-09-300.440.50.0613 
2002-07-23
2002-06-300.540.610.0712 
View All Earnings Estimates

CullenFrost Bankers SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. CullenFrost Bankers prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that CullenFrost Bankers investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial CullenFrost Bankers specific information freely available to individual and institutional investors to make a timely investment decision.
28th of October 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
7th of September 2021
Financial Statements and Exhibits. Other Events
View
29th of July 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
29th of April 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
28th of April 2021
Submission of Matters to a Vote of Security Holders
View

CullenFrost Bankers Thematic Classifications

In addition to having CullenFrost Bankers stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banking IdeaBanking
USA Equities from Banking industry as classified by Fama & French

CullenFrost Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as CullenFrost Bankers is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CullenFrost Bankers backward and forwards among themselves. CullenFrost Bankers' institutional investor refers to the entity that pools money to purchase CullenFrost Bankers' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Confluence Investment Management LlcCommon Shares157 K19.8 M
Lawson Kroeker Investment Management IncCommon Shares54.1 K6.8 M
Martin Capital Partners LlcCommon Shares32.8 K4.1 M
Louisiana State Employees Retirement SystemCommon Shares14.6 K1.8 M
Neville Rodie Shaw IncCommon Shares14.3 K1.8 M
State Of Alaska Department Of RevenueCommon Shares8.2 KM
17 Capital Partners LlcCommon SharesKM
Note, although CullenFrost Bankers' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

CullenFrost Market Capitalization

The company currently falls under 'Mid-Cap' category with total capitalization of 8.66 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate CullenFrost Bankers's market, we take the total number of its shares issued and multiply it by CullenFrost Bankers's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

CullenFrost Profitablity

CullenFrost Bankers' profitability indicators refer to fundamental financial ratios that showcase CullenFrost Bankers' ability to generate income relative to its revenue or operating costs. If, let's say, CullenFrost Bankers is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, CullenFrost Bankers' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of CullenFrost Bankers' profitability requires more research than a typical breakdown of CullenFrost Bankers' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 32.08 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large.
Last ReportedProjected for 2022
Return on Average Assets 0.0092  0.0112 
Return on Average Equity 0.09  0.11 
Return on Invested Capital 0.0099  0.0115 
Return on Sales 0.34  0.37 

Management Efficiency

The entity has Return on Asset of 0.98 % which means that on every $100 spent on asset, it made $0.98 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 10.18 %, implying that it generated $10.18 on every 100 dollars invested. CullenFrost Bankers management efficiency ratios could be used to measure how well cullenfrost bankers manages its routine affairs as well as how well it operates its assets and liabilities. As of 01/23/2022, Return on Average Assets is likely to grow to 0.0112. Also, Return on Average Equity is likely to grow to 0.11. CullenFrost Bankers Goodwill and Intangible Assets are relatively stable at the moment as compared to the past year. CullenFrost Bankers reported last year Goodwill and Intangible Assets of 754.99 Million. As of 01/23/2022, Revenue to Assets is likely to grow to 0.0448, while Total Assets Per Share are likely to drop 510.49.
Last ReportedProjected for 2022
Book Value per Share 78.55  69.89 
Enterprise Value over EBIT 10.35  8.27 
Enterprise Value over EBITDA 0.42  0.43 
Price to Book Value 1.47  1.68 
Tangible Assets Book Value per Share 763.59  669.49 
Enterprise Value173.8 M178.4 M
Tangible Asset Value48 B42 B

Technical Drivers

As of the 23rd of January, CullenFrost Bankers shows the Mean Deviation of 1.4, risk adjusted performance of 0.0476, and Downside Deviation of 1.99. CullenFrost Bankers technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to analyze and collect data for nineteen technical drivers for CullenFrost Bankers, which can be compared to its rivals. Please confirm CullenFrost Bankers downside deviation, jensen alpha, as well as the relationship between the Jensen Alpha and downside variance to decide if CullenFrost Bankers is priced correctly, providing market reflects its regular price of 131.72 per share. Given that CullenFrost Bankers has jensen alpha of 0.1768, we suggest you to validate CullenFrost Bankers's prevailing market performance to make sure the company can sustain itself at a future point.

CullenFrost Bankers Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Exponential Moving Average is calculated by weighting recent values of CullenFrost Bankers more heavily than older values. View also all equity analysis or get more info about exponential moving average overlap studies indicator.

CullenFrost Bankers Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CullenFrost Bankers insiders, such as employees or executives, is commonly permitted as long as it does not rely on CullenFrost Bankers' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CullenFrost Bankers insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Jerry Salinas over two months ago via Macroaxis 
Exercise or conversion by Jerry Salinas of 15340 shares of CullenFrost Bankers subject to Rule 16b-3
Carol Severyn over two months ago via Macroaxis 
Exercise or conversion by Carol Severyn of 2500 shares of CullenFrost Bankers subject to Rule 16b-3
Candace Wolfshohl over two months ago via Macroaxis 
Exercise or conversion by Candace Wolfshohl of 3080 shares of CullenFrost Bankers subject to Rule 16b-3
Annette Alonzo over two months ago via Macroaxis 
Exercise or conversion by Annette Alonzo of 10540 shares of CullenFrost Bankers subject to Rule 16b-3
Berman Bobby over two months ago via Macroaxis 
CullenFrost Bankers exotic insider transaction detected
Candace Wolfshohl over two months ago via Macroaxis 
CullenFrost Bankers exotic insider transaction detected
Rhodes Coolidge E Jr over two months ago via Macroaxis 
Acquisition by Rhodes Coolidge E Jr of 1630 shares of CullenFrost Bankers subject to Rule 16b-3
Jimmy Stead over two months ago via Macroaxis 
Payment of 251 shares by Jimmy Stead of CullenFrost Bankers subject to Rule 16b-3
Rhodes Coolidge E Jr over three months ago via Macroaxis 
CullenFrost Bankers exotic insider transaction detected
Jimmy Stead over six months ago via Macroaxis 
Exercise or conversion by Jimmy Stead of 2000 shares of CullenFrost Bankers subject to Rule 16b-3
Samuel Dawson over six months ago via Macroaxis 
Acquisition by Samuel Dawson of 594 shares of CullenFrost Bankers subject to Rule 16b-3
Cynthia Comparin over six months ago via Macroaxis 
Acquisition by Cynthia Comparin of 594 shares of CullenFrost Bankers subject to Rule 16b-3

CullenFrost Bankers Predictive Daily Indicators

CullenFrost Bankers intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CullenFrost Bankers stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

CullenFrost Bankers Forecast Models

CullenFrost Bankers time-series forecasting models is one of many CullenFrost Bankers' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CullenFrost Bankers' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About CullenFrost Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how CullenFrost Bankers stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling CullenFrost shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as CullenFrost Bankers. By using and applying CullenFrost Stock analysis, traders can create a robust methodology for identifying CullenFrost entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin 0.40  0.43 
Gross Margin 0.90  0.89 
Profit Margin 0.31  0.31 
CullenFrost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. CullenFrost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas. CullenFrost Bankers operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4685 people.

Current CullenFrost Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. CullenFrost analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. CullenFrost analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
132.67Sell9Odds
CullenFrost Bankers current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most CullenFrost analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand CullenFrost stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of CullenFrost Bankers, talking to its executives and customers, or listening to CullenFrost conference calls.
CullenFrost Analyst Advice Details

CullenFrost Stock Analysis Indicators

CullenFrost Bankers stock analysis indicators help investors evaluate how CullenFrost Bankers stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading CullenFrost Bankers shares will generate the highest return on investment. By understating and applying CullenFrost Bankers stock analysis, traders can identify CullenFrost Bankers position entry and exit signals to maximize returns.
Trailing Annual Dividend Rate2.91
Fifty Two Week Low91.23
Revenue Growth10.60%
Payout Ratio44.02%
Average Daily Volume Last 10 Day381.44k
Shares Short Prior Month1.95M
Average Daily Volume In Three Month305.19k
Earnings Growth10.00%
Shares Percent Shares Out3.12%
Earnings Quarterly Growth13.60%
Forward Price Earnings23.38
Short Percent Of Float3.24%
Float Shares58.34M
Fifty Two Week High143.94
Fifty Day Average131.16
Two Hundred Day Average120.08
Enterprise Value To Revenue-3.77
Trailing Annual Dividend Yield2.07%
Continue to Trending Equities. Note that the CullenFrost Bankers information on this page should be used as a complementary analysis to other CullenFrost Bankers' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.

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When running CullenFrost Bankers price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.
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Is CullenFrost Bankers' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CullenFrost Bankers. If investors know CullenFrost will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CullenFrost Bankers listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of CullenFrost Bankers is measured differently than its book value, which is the value of CullenFrost that is recorded on the company's balance sheet. Investors also form their own opinion of CullenFrost Bankers' value that differs from its market value or its book value, called intrinsic value, which is CullenFrost Bankers' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CullenFrost Bankers' market value can be influenced by many factors that don't directly affect CullenFrost Bankers' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CullenFrost Bankers' value and its price as these two are different measures arrived at by different means. Investors typically determine CullenFrost Bankers value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CullenFrost Bankers' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.