Clover Stock Analysis

CLOV -  USA Stock  

USD 2.53  0.27  9.64%

The big decline in price over the last few months for Clover Health Investments could raise concerns from sophisticated investors as the firm it trading at a share price of 2.53 on 22,431,710 in volume. The company executives failed to add value to investors and positioning the firm supply of money to exploit market volatility in December. However, diversifying your holdings with Clover Health Investments or any similar stocks can still protect your portfolios during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 4.36. This high volatility is attributed to the latest market swings and not so good earnings reports for some of the Clover Health partners.
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Clover Stock Analysis 

 
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The Clover Health stock analysis report makes it easy to digest most publicly released information about Clover Health and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Clover Stock analysis module also helps to analyze the Clover Health price relationship with some important fundamental indicators such as market cap and management efficiency.

Clover Stock Analysis Notes

About 20.0% of the company shares are held by company insiders. The book value of Clover Health was currently reported as 0.97. The company recorded a loss per share of 1.86. Clover Health Investments had not issued any dividends in recent years. Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States. Clover Health Investments, Corp. was founded in 2014 and is based in Franklin, Tennessee. Clover Health operates under Healthcare Plans classification in the United States and is traded on NASDAQ Exchange. It employs 458 people. For more info on Clover Health Investments please contact the company at 201 432 2133 or go to https://www.cloverhealth.com.

Clover Health Quarterly Cost of Revenue

457.18 MillionShare

Clover Health Investments Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Clover Health's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Clover Health Investments or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Clover Health generated a negative expected return over the last 90 days
Clover Health has high historical volatility and very poor performance
The company reported the previous year's revenue of 1.16 B. Net Loss for the year was (526.95 M) with profit before overhead, payroll, taxes, and interest of 99.55 M.
Clover Health Investments currently holds about 442.1 M in cash with (262.05 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.05.
Roughly 20.0% of the company shares are held by company insiders
Latest headline from investorplace.com: Clover Health Stock Investors Will Need to Buy Into Tech Chiefs Vision - InvestorPlace

Clover Health Investments Upcoming and Recent Events

Earnings reports are used by Clover Health to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Clover Health previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report8th of February 2022
Next Earnings Report16th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End8th of February 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

Clover Largest EPS Surprises

Earnings surprises can significantly impact Clover Health's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-05-17
2021-03-31-0.097-0.13-0.03334 
2021-11-08
2021-09-30-0.2282-0.080.148264 
2021-08-11
2021-06-30-0.1362-0.78-0.6438472 
View All Earnings Estimates

Clover Health SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Clover Health prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Clover Health investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Clover Health Investments specific information freely available to individual and institutional investors to make a timely investment decision.
14th of January 2022
Unclassified Corporate Event
View
10th of December 2021
Unclassified Corporate Event
View
8th of November 2021
Financial Statements and Exhibits. Regulation FD Disclosure. Results of Operations and Financial Condition
View
12th of October 2021
Unclassified Corporate Event
View
14th of September 2021
Financial Statements and Exhibits. Other Events
View
25th of August 2021
Financial Statements and Exhibits. Other Events
View
13th of August 2021
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
12th of August 2021
Financial Statements and Exhibits. Regulation FD Disclosure. Results of Operations and Financial Condition
View

Clover Health Thematic Classifications

In addition to having Clover Health stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Insurance IdeaInsurance
USA Equities from Insurance industry as classified by Fama & French
Health Management IdeaHealth Management
Healthcare providers, hospitals

Clover Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Clover Health is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Clover Health Investments backward and forwards among themselves. Clover Health's institutional investor refers to the entity that pools money to purchase Clover Health's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Baillie Gifford CoCommon Shares7.8 M29 M
Cutler Group LpPut Options80.1 K291 K
Cutler Group LpCommon Shares68.7 K255 K
Parallel Advisors LlcCommon Shares37.7 K140 K
Tuttle Capital Management LlcCommon Shares31.6 K118 K
Exchange Traded Concepts LlcCommon Shares20.6 K77 K
Ae Wealth Management LlcCommon Shares14.5 K54 K
Abacus Planning Group IncCommon Shares14.2 K53 K
Cutler Group LpCall Options113 K12 K
Note, although Clover Health's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Clover Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 1.31 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Clover Health's market, we take the total number of its shares issued and multiply it by Clover Health's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Clover Profitablity

Clover Health's profitability indicators refer to fundamental financial ratios that showcase Clover Health's ability to generate income relative to its revenue or operating costs. If, let's say, Clover Health is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Clover Health's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Clover Health's profitability requires more research than a typical breakdown of Clover Health's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (45.49) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (44.71) %, which suggests for every $100 dollars of sales, it generated a net operating loss of -0.45.
Last ReportedProjected for 2022
Return on Average Assets(0.44) (0.47) 
Return on Average Equity 0.44  0.49 
Return on Invested Capital(0.39) (0.42) 
Return on Sales(0.17) (0.18) 

Management Efficiency

The entity has return on total asset (ROA) of (50.62) % which means that it has lost $50.62 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of (283.29) %, meaning that it created substantial loss on money invested by shareholders. Clover Health management efficiency ratios could be used to measure how well clover health investments manages its routine affairs as well as how well it operates its assets and liabilities. Return on Average Equity is likely to climb to 0.49 in 2022, whereas Return on Average Assets are likely to drop (0.47)  in 2022. Clover Health Total Assets are fairly stable at the moment as compared to the past year. Clover Health reported Total Assets of 307.34 Million in 2021. Current Assets is likely to climb to about 179.3 M in 2022, whereas Goodwill and Intangible Assets are likely to drop slightly above 4.8 M in 2022.
Last ReportedProjected for 2022
Book Value per Share(12.95) (13.97) 
Enterprise Value over EBIT(61.20) (66.03) 
Enterprise Value over EBITDA(61.48) (66.34) 
Price to Book Value(9.89) (10.67) 
Tangible Assets Book Value per Share 7.05  7.36 
Enterprise Value6.1 B6.1 B
Tangible Asset Value302.5 M314.2 M

Technical Drivers

As of the 24th of January, Clover Health shows the mean deviation of 3.52, and Risk Adjusted Performance of (0.31). Clover Health Investments technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate data for nineteen technical drivers for Clover Health Investments, which can be compared to its rivals. Please confirm Clover Health Investments coefficient of variation, maximum drawdown, as well as the relationship between the Maximum Drawdown and skewness to decide if Clover Health Investments is priced correctly, providing market reflects its regular price of 2.53 per share. Please also double-check Clover Health Investments total risk alpha, which is currently at (1.33) to validate the company can sustain itself at a future point.

Clover Health Investments Price Movement Analysis

The output start index for this execution was thirty-two with a total number of output elements of twenty-nine. The MESA Adaptive Moving Average indicator adapts to Clover Health Investments price movement based on the rate change of phase as measured by the Hilbert Transform Discriminator. View also all equity analysis or get more info about mesa adaptive moving average overlap studies indicator.

Clover Health Investments Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Clover Health insiders, such as employees or executives, is commonly permitted as long as it does not rely on Clover Health's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Clover Health insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Clover Health Predictive Daily Indicators

Clover Health intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Clover Health stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Clover Health Forecast Models

Clover Health time-series forecasting models is one of many Clover Health's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Clover Health's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Clover Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Clover Health stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Clover shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Clover Health. By using and applying Clover Stock analysis, traders can create a robust methodology for identifying Clover entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin(0.17) (0.18) 
Gross Margin 0.17  0.18 
Profit Margin(0.23) (0.25) 
Clover Health Investments, Corp. operates as a medicare advantage insurer in the United States. Clover Health Investments, Corp. was founded in 2014 and is based in Franklin, Tennessee. Clover Health operates under Healthcare Plans classification in the United States and is traded on NASDAQ Exchange. It employs 458 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Clover Health to your portfolios without increasing risk or reducing expected return.

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Technical Analysis

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Continue to Trending Equities. Note that the Clover Health Investments information on this page should be used as a complementary analysis to other Clover Health's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

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When running Clover Health Investments price analysis, check to measure Clover Health's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Clover Health is operating at the current time. Most of Clover Health's value examination focuses on studying past and present price action to predict the probability of Clover Health's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Clover Health's price. Additionally, you may evaluate how the addition of Clover Health to your portfolios can decrease your overall portfolio volatility.
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Is Clover Health's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Clover Health. If investors know Clover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Clover Health listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Clover Health Investments is measured differently than its book value, which is the value of Clover that is recorded on the company's balance sheet. Investors also form their own opinion of Clover Health's value that differs from its market value or its book value, called intrinsic value, which is Clover Health's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Clover Health's market value can be influenced by many factors that don't directly affect Clover Health's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Clover Health's value and its price as these two are different measures arrived at by different means. Investors typically determine Clover Health value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Clover Health's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.