Dave Stock Analysis

DAVE
 Stock
  

USD 0.67  0.19  22.09%   

The big decline in price over the last few months for Dave Inc could raise concerns from shareholders as the firm is trading at a share price of 0.67 on 15,025,017 in volume. The company management teams failed to add value to investors and position the firm supply of money to exploit market volatility in July. However, diversifying your holdings with Dave Inc or similar stocks can still protect your portfolios during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 8.23. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Dave partners.
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The Dave stock analysis report makes it easy to digest most publicly released information about Dave and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Dave Stock analysis module also helps to analyze the Dave price relationship with some important fundamental indicators such as market cap and management efficiency.

Dave Stock Analysis Notes

About 41.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.83. Some equities with similar Price to Book (P/B) outperform the market in the long run. Dave Inc has Price/Earnings To Growth (PEG) ratio of 1.37. The entity recorded a loss per share of 0.2. The firm had not issued any dividends in recent years. Dave Inc. provides a suite of financial products and services through its financial service online platform. The company was founded in 2015 and is based in West Hollywood, California. Dave operates under Software - Application classification in the United States and is traded on NASDAQ Exchange. To learn more about Dave Inc call Adam Wright at 844 857 3283 or check out https://dave.com.

Dave Quarterly Cost of Revenue

20.33 Million

Dave Inc Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Dave's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Dave Inc or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Dave Inc generated a negative expected return over the last 90 days
Dave Inc has high historical volatility and very poor performance
Dave Inc has some characteristics of a very speculative penny stock
The company reported the previous year's revenue of 161.14 M. Net Loss for the year was (54.83 M) with profit before overhead, payroll, taxes, and interest of 129.55 M.
Dave Inc currently holds about 301.83 M in cash with (80.8 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.81, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Dave Inc has a frail financial position based on the latest SEC disclosures
Roughly 41.0% of the company shares are held by company insiders
Latest headline from www.startribune.com: Biggest name in Minnesota barbecue, Famous Daves, is bought by Canadian firm for 200M - Star Tribune

Dave Inc Upcoming and Recent Events

Earnings reports are used by Dave to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Dave previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report12th of November 2019
Next Fiscal Quarter End30th of September 2019

Dave SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Dave prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Dave investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Dave Inc specific information freely available to individual and institutional investors to make a timely investment decision.
28th of July 2022
Submission of Matters to a Vote of Security Holders. Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing
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13th of June 2022
Financial Statements and Exhibits. Changes in Registrant's Certifying Accountant
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27th of May 2022
Other Events. Shareholder Nominations Pursuant to Exchange Act Rule 14a-11
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11th of May 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
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6th of April 2022
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
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4th of April 2022
Unclassified Corporate Event
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31st of March 2022
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
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28th of March 2022
Financial Statements and Exhibits. Regulation FD Disclosure
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Dave Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 1.2 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Dave's market, we take the total number of its shares issued and multiply it by Dave's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Dave Profitablity

Dave's profitability indicators refer to fundamental financial ratios that showcase Dave's ability to generate income relative to its revenue or operating costs. If, let's say, Dave is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Dave's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Dave's profitability requires more research than a typical breakdown of Dave's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (36.48) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (36.75) %, which suggests for every $100 dollars of sales, it generated a net operating loss of -0.37.
Last ReportedProjected for 2022
Return on Investment(27.47) (28.19) 
Return on Average Assets(0.10) (0.11) 
Return on Average Equity(2.74) (2.81) 
Return on Invested Capital(0.1) (0.10) 
Return on Sales(0.11) (0.12) 

Management Efficiency

The entity has return on total asset (ROA) of (26.21) % which means that it has lost $26.21 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of (52.42) %, meaning that it created substantial loss on money invested by shareholders. Dave management efficiency ratios could be used to measure how well dave inc manages its routine affairs as well as how well it operates its assets and liabilities. As of August 15, 2022, Return on Investment is expected to decline to -28.19. In addition to that, Return on Average Assets is expected to decline to -0.11. Dave Tax Assets are projected to decrease significantly based on the last few years of reporting. The past year's Tax Assets were at 1.38 Million. The current year Revenue to Assets is expected to grow to 2.14, whereas Current Assets are forecasted to decline to about 97.5 M.
Last ReportedProjected for 2022
Book Value per Share 0.38  0.41 
Enterprise Value over EBIT(198.90) (214.61) 
Enterprise Value over EBITDA(243.10) (262.29) 
Price to Book Value 88.59  88.07 
Tangible Assets Book Value per Share 1.38  1.31 
Enterprise Value3.5 B3.4 B
Tangible Asset Value139.3 M126.6 M

Technical Drivers

As of the 15th of August 2022, Dave shows the mean deviation of 6.48, and Coefficient Of Variation of (623.35). Dave Inc technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate and analyze data for nineteen technical drivers for Dave Inc, which can be compared to its rivals. Please confirm Dave Inc information ratio, value at risk, as well as the relationship between the Value At Risk and expected short fall to decide if Dave Inc is priced favorably, providing market reflects its regular price of 0.67 per share. As Dave Inc is a penny stock we also recommend to verify its total risk alpha numbers.

Dave Inc Price Movement Analysis

The output start index for this execution was fourty-seven with a total number of output elements of fourteen. The Moving Average is predictive technique used to analyze Dave Inc price data points by creating a series of averages of different subsets of Dave entire price series.
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Dave Inc Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Dave insiders, such as employees or executives, is commonly permitted as long as it does not rely on Dave's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Dave insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Dave Technical and Predictive Indicators

Dave Forecast Models

Dave time-series forecasting models is one of many Dave's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Dave's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Dave Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Dave stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Dave shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Dave. By using and applying Dave Stock analysis, traders can create a robust methodology for identifying Dave entry and exit points for their positions.
Last ReportedProjected for 2022
Operating Margin(11.99) (12.31) 
EBITDA Margin(0.09) (0.1) 
Gross Margin 0.64  0.68 
Profit Margin(0.13) (0.13) 
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company was founded in 2015 and is based in West Hollywood, California. Dave operates under Software - Application classification in the United States and is traded on NASDAQ Exchange.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Dave to your portfolios without increasing risk or reducing expected return.

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Continue to Investing Opportunities. Note that the Dave Inc information on this page should be used as a complementary analysis to other Dave's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.

Complementary Tools for Dave Stock analysis

When running Dave Inc price analysis, check to measure Dave's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Dave is operating at the current time. Most of Dave's value examination focuses on studying past and present price action to predict the probability of Dave's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Dave's price. Additionally, you may evaluate how the addition of Dave to your portfolios can decrease your overall portfolio volatility.
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Is Dave's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Dave. If investors know Dave will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Dave listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Market Capitalization
249.4 M
Quarterly Revenue Growth YOY
0.24
Return On Assets
-0.26
Return On Equity
-0.52
The market value of Dave Inc is measured differently than its book value, which is the value of Dave that is recorded on the company's balance sheet. Investors also form their own opinion of Dave's value that differs from its market value or its book value, called intrinsic value, which is Dave's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Dave's market value can be influenced by many factors that don't directly affect Dave's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Dave's value and its price as these two are different measures arrived at by different means. Investors typically determine Dave value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Dave's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.