Essent Stock Analysis

ESNT -  USA Stock  

USD 44.97  0.75  1.64%

The small drop in market price for the last few months could raise concerns from private investors as the firm it trading at a share price of 44.97 on 802,287 in volume. The company executives did not add much value to Essent investors in December. However, diversifying your holdings with Essent Group or similar stocks can still protect your portfolio during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.8. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
Continue to Investing Opportunities.

Essent Stock Analysis 

The Essent stock analysis report makes it easy to digest most publicly released information about Essent and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Essent Stock analysis module also helps to analyze the Essent price relationship with some important fundamental indicators such as market cap and management efficiency.

Essent Stock Analysis Notes

About 97.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.25. Some equities with similar Price to Book (P/B) outperform the market in the long run. Essent Group has Price/Earnings To Growth (PEG) ratio of 0.49. The entity recorded earning per share (EPS) of 5.57. The firm next dividend is scheduled to be issued on the 30th of November 2021. Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company was founded in 2008 and is based in Hamilton, Bermuda. Essent operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 343 people. To learn more about Essent Group call Mark Casale at (44) 1908 359120 or check out

Essent Quarterly Cost of Revenue

(7.48 Million)Share

Essent Group Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Essent's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Essent Group or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Essent Group generated a negative expected return over the last 90 days
Essent Group has a strong financial position based on the latest SEC filings
Over 97.0% of the company shares are held by institutions such as insurance companies
Latest headline from Is a Beat in Store for Marsh McLennan in Q4 Earnings -

Essent Group Upcoming and Recent Events

Earnings reports are used by Essent to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Essent previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report18th of February 2022
Next Earnings Report6th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End18th of February 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

Essent Largest EPS Surprises

Earnings surprises can significantly impact Essent's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Fiscal Date
Estimated EPS
Reported EPS
View All Earnings Estimates

Essent SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Essent prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Essent investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Essent Group specific information freely available to individual and institutional investors to make a timely investment decision.
14th of December 2021
Financial Statements and Exhibits. Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Entry into a Material Definitive Agreement
6th of December 2021
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
5th of November 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
17th of September 2021
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
6th of August 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
7th of May 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
7th of April 2021
Regulation FD Disclosure

Essent Thematic Classifications

In addition to having Essent stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Insurance IdeaInsurance
USA Equities from Insurance industry as classified by Fama & French

Essent Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 5.17 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Essent's market, we take the total number of its shares issued and multiply it by Essent's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Essent Profitablity

Essent's profitability indicators refer to fundamental financial ratios that showcase Essent's ability to generate income relative to its revenue or operating costs. If, let's say, Essent is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Essent's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Essent's profitability requires more research than a typical breakdown of Essent's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 61.29 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 74.91 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.75.
Last ReportedProjected for 2022
Return on Investment 2.26  2.32 
Return on Average Assets 0.1  0.13 
Return on Average Equity 0.13  0.17 
Return on Invested Capital 0.09  0.11 
Return on Sales 0.60  0.65 

Management Efficiency

The entity has return on total asset (ROA) of 8.88 % which means that it generated profit of $8.88 on every $100 spent on asset. This is normal as compared to the sector avarege. Similarly, it shows return on stockholders equity (ROE) of 15.78 %, meaning that it created $15.78 on every $100 dollars invested by stockholders. Essent management efficiency ratios could be used to measure how well essent group manages its routine affairs as well as how well it operates its assets and liabilities. Return on Investment is likely to gain to 2.32 in 2022. Return on Average Assets is likely to gain to 0.13 in 2022. Total Liabilities is likely to gain to about 1.7 B in 2022, whereas Current Liabilities is likely to drop slightly above 185.5 M in 2022.
Last ReportedProjected for 2022
Book Value per Share 41.87  35.54 
Enterprise Value over EBIT 9.00  10.11 
Enterprise Value over EBITDA 9.25  10.16 
Price to Book Value 1.13  1.43 
Tangible Assets Book Value per Share 56.39  47.16 
Enterprise Value5.9 B5.1 B
Tangible Asset ValueB6.5 B

Technical Drivers

As of the 26th of January, Essent shows the coefficient of variation of (1,770), and Mean Deviation of 1.31. Essent Group technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to interpolate nineteen technical drivers for Essent Group, which can be compared to its rivals. Please confirm Essent Group variance and potential upside to decide if Essent Group is priced favorably, providing market reflects its regular price of 44.97 per share. Given that Essent has jensen alpha of (0.030932), we urge you to verify Essent Group's prevailing market performance to make sure the company can sustain itself at a future point.

Essent Group Price Movement Analysis

The output start index for this execution was one with a total number of output elements of sixty. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Essent middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Essent Group. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target. View also all equity analysis or get more info about bollinger bands overlap studies indicator.

Essent Group Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Essent insiders, such as employees or executives, is commonly permitted as long as it does not rely on Essent's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Essent insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Essent Technical and Predictive Indicators

Essent Forecast Models

Essent time-series forecasting models is one of many Essent's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Essent's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Essent Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Essent stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Essent shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Essent. By using and applying Essent Stock analysis, traders can create a robust methodology for identifying Essent entry and exit points for their positions.
Last ReportedProjected for 2022
Operating Margin 2.20  2.26 
EBITDA Margin 0.60  0.53 
Gross Margin 0.62  0.72 
Profit Margin 0.50  0.54 
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company was founded in 2008 and is based in Hamilton, Bermuda. Essent operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 343 people.

Current Essent Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Essent analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Essent analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
Essent Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Essent analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Essent stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Essent Group, talking to its executives and customers, or listening to Essent conference calls.
Essent Analyst Advice Details

Essent Stock Analysis Indicators

Essent Group stock analysis indicators help investors evaluate how Essent stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Essent shares will generate the highest return on investment. By understating and applying Essent stock analysis, traders can identify Essent position entry and exit signals to maximize returns.
Quick Ratio0.57
Trailing Annual Dividend Rate0.67
Fifty Two Week Low39.62
Revenue Growth16.70%
Payout Ratio12.01%
Average Daily Volume Last 10 Day718.78k
Shares Short Prior Month778.93k
Average Daily Volume In Three Month597.79k
Earnings Growth65.80%
Shares Percent Shares Out0.92%
Earnings Quarterly Growth64.90%
Gross Margins86.16%
Forward Price Earnings7.72
Short Percent Of Float1.09%
Float Shares107.33M
Fifty Two Week High54.22
Fifty Day Average45.36
Enterprise Value To Ebitda6.62
Two Hundred Day Average46.62
Enterprise Value To Revenue4.96
Trailing Annual Dividend Yield1.39%
Continue to Investing Opportunities. Note that the Essent Group information on this page should be used as a complementary analysis to other Essent's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

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When running Essent Group price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.
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Is Essent's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Essent. If investors know Essent will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Essent listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Essent Group is measured differently than its book value, which is the value of Essent that is recorded on the company's balance sheet. Investors also form their own opinion of Essent's value that differs from its market value or its book value, called intrinsic value, which is Essent's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Essent's market value can be influenced by many factors that don't directly affect Essent's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Essent's value and its price as these two are different measures arrived at by different means. Investors typically determine Essent value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Essent's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.