Fair Isaac Stock Analysis

FICO Stock  USD 2,373  5.46  0.23%   
Fair Isaac is overvalued with Real Value of 1802.45 and Target Price of 955.2. The main objective of Fair Isaac stock analysis is to determine its intrinsic value, which is an estimate of what Fair Isaac is worth, separate from its market price. There are two main types of Fair Isaac's stock analysis: fundamental analysis and technical analysis.
The Fair Isaac stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Fair Isaac is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Fair Stock trading window is adjusted to America/New York timezone.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.

Fair Stock Analysis Notes

About 90.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 2.19. Fair Isaac recorded earning per share (EPS) of 20.36. The entity last dividend was issued on the 1st of March 2017. The firm had 3:2 split on the 11th of March 2004. Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. Fair Isaac operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 3367 people. To learn more about Fair Isaac call William Lansing at (406) 982-7276 or check out https://www.fico.com.

Fair Isaac Quarterly Total Revenue

453.81 Million

Fair Isaac Investment Alerts

Fair Isaac is unlikely to experience financial distress in the next 2 years
Over 90.0% of the company shares are owned by institutional investors
Latest headline from thelincolnianonline.com: Fair Isaac Co. Shares Acquired by Investment Management Corp of Ontario

Fair Isaac Upcoming and Recent Events

Earnings reports are used by Fair Isaac to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
25th of April 2024
Upcoming Quarterly Report
View
7th of August 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
13th of November 2024
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

Fair Largest EPS Surprises

Earnings surprises can significantly impact Fair Isaac's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
1998-04-23
1998-03-310.10.110.0110 
1996-10-23
1996-09-300.10.110.0110 
1996-07-17
1996-06-300.090.10.0111 
View All Earnings Estimates

Fair Isaac Environmental, Social, and Governance (ESG) Scores

Fair Isaac's ESG score is a quantitative measure that evaluates Fair Isaac's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Fair Isaac's operations that may have significant financial implications and affect Fair Isaac's stock price as well as guide investors towards more socially responsible investments.

Fair Stock Institutional Investors

Shares
Alliancebernstein L.p.2024-09-30
375.3 K
T. Rowe Price Investment Management,inc.2024-09-30
373.3 K
Principal Financial Group Inc2024-09-30
372.6 K
Af Advisors, Inc.2024-09-30
358.7 K
Franklin Resources Inc2024-09-30
358 K
Lindsell Train Ltd2024-09-30
294.4 K
Winslow Capital Management, Llc2024-09-30
261.2 K
Amvescap Plc.2024-09-30
242.2 K
Kensico Capital Management Corp2024-09-30
241.7 K
Vanguard Group Inc2024-09-30
2.9 M
Blackrock Inc2024-06-30
2.3 M
Note, although Fair Isaac's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fair Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 57.85 B.

Fair Profitablity

The company has Profit Margin (PM) of 0.3 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.55  0.58 
Return On Capital Employed 0.55  0.58 
Return On Assets 0.30  0.31 
Return On Equity(0.53)(0.51)

Management Efficiency

Fair Isaac has return on total asset (ROA) of 0.2785 % which means that it generated a profit of $0.2785 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3562 %, meaning that it created $0.3562 on every $100 dollars invested by stockholders. Fair Isaac's management efficiency ratios could be used to measure how well Fair Isaac manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Fair Isaac's Return On Tangible Assets are very stable compared to the past year. As of the 6th of December 2024, Return On Capital Employed is likely to grow to 0.58, though Return On Equity is likely to grow to (0.51). At this time, Fair Isaac's Return On Assets are very stable compared to the past year.
Last ReportedProjected for Next Year
Book Value Per Share(39.01)(37.06)
Tangible Book Value Per Share(70.73)(67.20)
Enterprise Value Over EBITDA 65.73  69.01 
Price Book Value Ratio(49.82)(47.33)
Enterprise Value Multiple 65.73  69.01 
Price Fair Value(49.82)(47.33)
Enterprise Value1.4 B1.5 B
Fair Isaac showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Operating Margin
0.4345
Profit Margin
0.2986
Beta
1.352
Return On Assets
0.2785
Return On Equity
0.3562

Technical Drivers

As of the 6th of December, Fair Isaac shows the Mean Deviation of 1.15, downside deviation of 1.28, and Coefficient Of Variation of 340.98. Fair Isaac technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Fair Isaac Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Fair Isaac middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Fair Isaac. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Fair Isaac Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Fair Isaac insiders, such as employees or executives, is commonly permitted as long as it does not rely on Fair Isaac's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Fair Isaac insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Fair Isaac Outstanding Bonds

Fair Isaac issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Fair Isaac uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Fair bonds can be classified according to their maturity, which is the date when Fair Isaac has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Fair Isaac Predictive Daily Indicators

Fair Isaac intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Fair Isaac stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Fair Isaac Corporate Filings

F4
25th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
18th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
13th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10K
6th of November 2024
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F4
9th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
26th of August 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
15th of August 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
14th of August 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Fair Isaac Forecast Models

Fair Isaac's time-series forecasting models are one of many Fair Isaac's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Fair Isaac's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Fair Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Fair Isaac prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Fair shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Fair Isaac. By using and applying Fair Stock analysis, traders can create a robust methodology for identifying Fair entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.37  0.39 
Operating Profit Margin 0.43  0.45 
Net Profit Margin 0.30  0.31 
Gross Profit Margin 0.80  0.54 

Current Fair Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Fair analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Fair analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
955.2Buy17Odds
Fair Isaac current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Fair analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Fair stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Fair Isaac, talking to its executives and customers, or listening to Fair conference calls.
Fair Analyst Advice Details

Fair Stock Analysis Indicators

Fair Isaac stock analysis indicators help investors evaluate how Fair Isaac stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Fair Isaac shares will generate the highest return on investment. By understating and applying Fair Isaac stock analysis, traders can identify Fair Isaac position entry and exit signals to maximize returns.
Begin Period Cash Flow136.8 M
Long Term Debt2.2 B
Common Stock Shares Outstanding25.1 M
Total Stockholder Equity-962.7 M
Tax Provision129.2 M
Quarterly Earnings Growth Y O Y0.353
Property Plant And Equipment Net68 M
Cash And Short Term Investments150.7 M
Cash150.7 M
Accounts Payable22.5 M
Net Debt2.1 B
50 Day M A2118.3362
Total Current Liabilities380.3 M
Other Operating Expenses983.9 M
Non Current Assets Total1.1 B
Forward Price Earnings77.5194
Non Currrent Assets Other117.9 M
Stock Based Compensation149.4 M
When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.353
Earnings Share
20.36
Revenue Per Share
69.603
Quarterly Revenue Growth
0.164
Return On Assets
0.2785
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.