Fair Isaac Stock Analysis

FICO Stock  USD 1,075  1.79  0.17%   
The main objective of Fair Isaac stock analysis is to determine its intrinsic value, which is an estimate of what Fair Isaac is worth, separate from its market price. There are two main types of Fair Isaac's stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Fair Isaac's performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Fair Isaac's stock to identify patterns and trends that may indicate its future price movements.
The Fair Isaac stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Fair Isaac is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Fair Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Fair Isaac's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in interest.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.

Fair Stock Analysis Notes

About 91.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 2.71. Fair Isaac recorded earning per share (EPS) of 16.88. The entity last dividend was issued on the 1st of March 2017. The firm had 3:2 split on the 11th of March 2004. Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. Fair Isaac operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 3367 people. To learn more about Fair Isaac call William Lansing at 406 982 7276 or check out https://www.fico.com.

Fair Isaac Quarterly Cost of Revenue

82.83 Million

Fair Isaac Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Fair Isaac's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Fair Isaac or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Fair Isaac is unlikely to experience financial distress in the next 2 years
Over 91.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: 3 Post-Black Friday Stocks to Buy for Big Gains - InvestorPlace

Fair Isaac Upcoming and Recent Events

Earnings reports are used by Fair Isaac to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Fair Isaac previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of January 2024
Upcoming Quarterly Report
25th of April 2024
Next Financial Report
31st of December 2023
Next Fiscal Quarter End
13th of November 2024
Next Fiscal Year End
30th of September 2023
Last Quarter Report
30th of September 2023
Last Financial Announcement

Fair Largest EPS Surprises

Earnings surprises can significantly impact Fair Isaac's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Fiscal Date
Estimated EPS
Reported EPS
View All Earnings Estimates

Fair Isaac SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Fair Isaac prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Fair Isaac investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Fair Isaac specific information freely available to individual and institutional investors to make a timely investment decision.
8th of November 2023
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. Results of Operations and Financial Condition
24th of August 2023
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
2nd of August 2023
Financial Statements and Exhibits. Results of Operations and Financial Condition
7th of June 2023
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
15th of May 2023
Financial Statements and Exhibits. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
27th of April 2023
Financial Statements and Exhibits. Results of Operations and Financial Condition
2nd of March 2023
Submission of Matters to a Vote of Security Holders
9th of February 2023
Unclassified Corporate Event

Fair Isaac Thematic Classifications

In addition to having Fair Isaac stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Air Idea
Air services and air delivery

Fair Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Fair Isaac is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Fair Isaac backward and forwards among themselves. Fair Isaac's institutional investor refers to the entity that pools money to purchase Fair Isaac's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Last TransactionTypeSharesValue
Vanguard Group Inc2023-09-30Common Shares2.8 M2.4 B
State Street Corp2023-09-30Common Shares961.4 K835 M
Valley Forge Capital Management Lp2023-09-30Common Shares943 K819.1 M
Lindsell Train Ltd2023-09-30Common Shares711.8 K618.1 M
T Rowe Price Investment Management Inc2023-09-30Common Shares698 K606.2 M
Geode Capital Management Llc2023-09-30Common Shares597.8 K518.6 M
Kayne Anderson Rudnick Investment Management Llc2023-09-30Common Shares457.7 K397.6 M
Morgan Stanley2023-09-30Common Shares434.5 K377.4 M
Neuberger Berman Group Llc2023-09-30Common Shares417 K362.1 M
Invesco Ltd2023-09-30Common Shares359.5 K312.3 M
Kensico Capital Management Corp2023-09-30Common Shares273.6 K237.7 M
Note, although Fair Isaac's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fair Market Capitalization

The company currently falls under 'Large-Cap' category with a current market capitalization of 26.74 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Fair Isaac's market, we take the total number of its shares issued and multiply it by Fair Isaac's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Fair Profitablity

Fair Isaac's profitability indicators refer to fundamental financial ratios that showcase Fair Isaac's ability to generate income relative to its revenue or operating costs. If, let's say, Fair Isaac is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Fair Isaac's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Fair Isaac's profitability requires more research than a typical breakdown of Fair Isaac's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.
Last ReportedProjected for 2023
Return on Investment 44.38  47.88 
Return on Average Assets 0.28  0.24 
Return on Average Equity(0.58)(0.59)
Return on Invested Capital 0.30  0.33 
Return on Sales 0.43  0.38 

Management Efficiency

Fair Isaac has return on total asset (ROA) of 0.2655 % which means that it generated a profit of $0.2655 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.3562 %, meaning that it created $0.3562 on every $100 dollars invested by stockholders. Fair Isaac's management efficiency ratios could be used to measure how well Fair Isaac manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Fair Isaac's Return on Investment is very stable as compared to the past year. As of the 29th of November 2023, Return on Invested Capital is likely to grow to 0.33, while Return on Average Assets are likely to drop 0.24. At this time, Fair Isaac's Total Assets are very stable as compared to the past year. As of the 29th of November 2023, Assets Non Current is likely to grow to about 1.1 B, while Current Assets are likely to drop about 523.5 M.
Last ReportedProjected for 2023
Book Value per Share(27.54)(28.26)
Enterprise Value over EBIT 36.00  35.00 
Enterprise Value over EBITDA 34.46  32.19 
Price to Book Value(31.38)(32.21)
Tangible Assets Book Value per Share 32.06  27.87 
Enterprise Value23.4 B25.2 B
Tangible Asset Value801 M740.1 M
The analysis of Fair Isaac's management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Fair Isaac's future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Fair Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Dividend Yield
Forward Dividend Yield
Forward Dividend Rate

Technical Drivers

As of the 29th of November, Fair Isaac shows the Mean Deviation of 1.3, downside deviation of 2.1, and Coefficient Of Variation of 492.69. Fair Isaac technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down nineteen technical drivers for Fair Isaac, which can be compared to its rivals. Please confirm Fair Isaac variance, as well as the relationship between the maximum drawdown and semi variance to decide if Fair Isaac is priced favorably, providing market reflects its regular price of 1075.1 per share. Given that Fair Isaac has jensen alpha of 0.3493, we urge you to verify Fair Isaac's prevailing market performance to make sure the company can sustain itself at a future point.

Fair Isaac Price Movement Analysis

Execute Study
The output start index for this execution was fifty-nine with a total number of output elements of two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Fair Isaac middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Fair Isaac. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Fair Isaac Outstanding Bonds

Fair Isaac issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Fair Isaac uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Fair bonds can be classified according to their maturity, which is the date when Fair Isaac has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Fair Isaac Predictive Daily Indicators

Fair Isaac intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Fair Isaac stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Fair Isaac Forecast Models

Fair Isaac's time-series forecasting models are one of many Fair Isaac's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Fair Isaac's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Fair Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Fair Isaac prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Fair shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Fair Isaac. By using and applying Fair Stock analysis, traders can create a robust methodology for identifying Fair entry and exit points for their positions.
Last ReportedProjected for 2023
Operating Margin 35.44  28.24 
EBITDA Margin 0.45  0.40 
Gross Margin 0.79  0.83 
Profit Margin 0.28  0.25 

Current Fair Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Fair analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Fair analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
Fair Isaac current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Fair analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Fair stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Fair Isaac, talking to its executives and customers, or listening to Fair conference calls.
Fair Analyst Advice Details

Fair Stock Analysis Indicators

Fair Isaac stock analysis indicators help investors evaluate how Fair Isaac stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Fair Isaac shares will generate the highest return on investment. By understating and applying Fair Isaac stock analysis, traders can identify Fair Isaac position entry and exit signals to maximize returns.
Begin Period Cash Flow133.2 M
Long Term Debt1.8 B
Common Stock Shares Outstanding25.4 M
Total Stockholder Equity-688 M
Tax Provision124.2 M
Quarterly Earnings Growth Y O Y0.132
Property Plant And Equipment Net36.7 M
Cash And Short Term Investments136.8 M
Cash136.8 M
Accounts Payable19 M
Net Debt1.7 B
50 Day M A922.6894
Total Current Liabilities367.7 M
Other Operating Expenses872.7 M
Non Current Assets TotalB
Forward Price Earnings30.4878
Non Currrent Assets Other114.5 M
Stock Based Compensation123.8 M
When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in interest.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
Note that the Fair Isaac information on this page should be used as a complementary analysis to other Fair Isaac's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fund Screener module to find actively-traded funds from around the world traded on over 30 global exchanges.

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When running Fair Isaac's price analysis, check to measure Fair Isaac's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fair Isaac is operating at the current time. Most of Fair Isaac's value examination focuses on studying past and present price action to predict the probability of Fair Isaac's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fair Isaac's price. Additionally, you may evaluate how the addition of Fair Isaac to your portfolios can decrease your overall portfolio volatility.
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Is Fair Isaac's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
Earnings Share
Revenue Per Share
Quarterly Revenue Growth
Return On Assets
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.