Finance Stock Analysis

FOA -  USA Stock  

USD 3.78  0.03  0.79%

The current Finance Of America price slip could raise concerns from investors as the firm it trading at a share price of 3.78 on 437,862 in volume. The company directors and management were unable to exploit market volatilities in December. However, diversifying your overall positions with Finance Of America can protect your principal portfolio during market swings. The stock standard deviation of daily returns for 90 days investing horizon is currently 3.62. The above-average risk is mostly attributed to market volatility and speculations regarding some of the upcoming earning calls from Finance Of partners.
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Finance Stock Analysis 

 
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The Finance Of stock analysis report makes it easy to digest most publicly released information about Finance Of and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Finance Stock analysis module also helps to analyze the Finance Of price relationship with some important fundamental indicators such as market cap and management efficiency.

Finance Stock Analysis Notes

About 15.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.3. Some equities with similar Price to Book (P/B) outperform the market in the long run. Finance Of America had not issued any dividends in recent years. Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange. To learn more about Finance Of America call Patricia Cook at 972 999 1833 or check out https://www.financeofamerica.com.

Finance Of America Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Finance Of's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Finance Of America or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Finance Of America generated a negative expected return over the last 90 days
Finance Of America has high historical volatility and very poor performance
Finance Of America has high likelihood to experience some financial distress in the next 2 years
Finance Of America has a poor financial position based on the latest SEC disclosures
About 73.0% of the company shares are owned by institutional investors
Latest headline from www.prnewswire.com: With soaring inflation and a looming stock market crash, Quicken survey shows Americans are bracing for financial uncertainty - PRNewswire

Finance Of America Upcoming and Recent Events

Earnings reports are used by Finance Of to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Finance Of previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report14th of February 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End14th of February 2022
Last Quarter Report30th of September 2021
Last Earning Announcement31st of December 2020

Finance Largest EPS Surprises

Earnings surprises can significantly impact Finance Of's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-05-13
2021-03-310.560.630.0712 
2021-08-11
2021-06-300.38-0.05-0.43113 
View All Earnings Estimates

Finance Of SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Finance Of prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Finance Of investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Finance Of America specific information freely available to individual and institutional investors to make a timely investment decision.
10th of January 2022
Unclassified Corporate Event
View
23rd of December 2021
Other Events
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8th of November 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
8th of October 2021
Unclassified Corporate Event
View
1st of October 2021
Unclassified Corporate Event
View
26th of August 2021
Unclassified Corporate Event
View
11th of August 2021
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
17th of May 2021
Financial Statements and Exhibits
View

Finance Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Finance Of is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Finance Of America backward and forwards among themselves. Finance Of's institutional investor refers to the entity that pools money to purchase Finance Of's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Strs OhioCommon Shares4.3 K17 K
Cutler Group LpCommon Shares3.1 K12 K
Cutler Group LpCall Options2.4 K0.0
Blackstone IncCommon Shares74.1 M366.6 M
D1 Capital Partners LpCommon Shares6.5 M32.1 M
Cooperman Leon GCommon Shares4.7 M23.4 M
Ems Capital LpCommon Shares3.4 M16.6 M
Blackrock IncCommon Shares1.8 M9.1 M
Lmr Partners LlpWarrants1.5 M7.5 M
Ionic Capital Management LlcPut Options300 K1.5 M
Note, although Finance Of's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Finance Market Capitalization

The company currently falls under 'Small-Cap' category with total capitalization of 228.67 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Finance Of's market, we take the total number of its shares issued and multiply it by Finance Of's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Finance Profitablity

Finance Of's profitability indicators refer to fundamental financial ratios that showcase Finance Of's ability to generate income relative to its revenue or operating costs. If, let's say, Finance Of is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Finance Of's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Finance Of's profitability requires more research than a typical breakdown of Finance Of's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 15.59 %, which may imply that it executes well on its competitive polices and has reasonable control over its expenses and variable costs. This is very large. In the same way, it shows Net Operating Margin of 18.84 %, which entails that for every 100 dollars of revenue, it generated 0.19 of operating income.
Last ReportedProjected for 2022
Return on Average Assets 0.0171  0.017 
Return on Average Equity(0.0063) (0.006466) 
Return on Invested Capital 0.0171  0.017 

Management Efficiency

The entity has Return on Asset of 1.5 % which means that on every $100 spent on asset, it made $1.5 of profit. This is way below average. In the same way, it shows return on shareholders equity (ROE) of 18.11 %, implying that it generated $18.11 on every 100 dollars invested. Finance Of management efficiency ratios could be used to measure how well finance of america manages its routine affairs as well as how well it operates its assets and liabilities. As of January 24, 2022, Return on Average Assets is expected to decline to 0.017. In addition to that, Return on Average Equity is expected to decline to -0.0065. Finance Of Total Assets are projected to increase significantly based on the last few years of reporting. The past year's Total Assets were at 22.5 Billion. The current year Current Assets is expected to grow to about 936.8 K, whereas Goodwill and Intangible Assets are forecasted to decline to about 123.6 M.
Last ReportedProjected for 2022
Book Value per Share 20.10  21.69 
Enterprise Value over EBIT(296.10) (303.89) 
Enterprise Value over EBITDA(296.52) (304.33) 
Price to Book Value 0.54  0.55 
Tangible Assets Book Value per Share 621.66  670.74 
Enterprise Value428.7 M437.4 M
Tangible Asset Value22.3 B24.1 B

Technical Drivers

As of the 24th of January, Finance Of shows the mean deviation of 2.54, and Coefficient Of Variation of (1,245). Finance Of America technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Put another way, you can use this information to find out if the firm will indeed mirror its model of historical prices and volume momentum, or the prices will eventually revert. We were able to break down and interpolate data for nineteen technical drivers for Finance Of America, which can be compared to its rivals. Please confirm Finance Of America maximum drawdown, and the relationship between the information ratio and downside variance to decide if Finance Of America is priced favorably, providing market reflects its regular price of 3.78 per share. Given that Finance Of has jensen alpha of (0.23), we urge you to verify Finance Of America's prevailing market performance to make sure the company can sustain itself at a future point.

Finance Of America Price Movement Analysis

The output start index for this execution was thirty-two with a total number of output elements of twenty-nine. The MESA Adaptive Moving Average indicator adapts to Finance Of America price movement based on the rate change of phase as measured by the Hilbert Transform Discriminator. View also all equity analysis or get more info about mesa adaptive moving average overlap studies indicator.

Finance Of America Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Finance Of insiders, such as employees or executives, is commonly permitted as long as it does not rely on Finance Of's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Finance Of insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Finance Of Predictive Daily Indicators

Finance Of intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Finance Of stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Finance Of Forecast Models

Finance Of time-series forecasting models is one of many Finance Of's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Finance Of's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Finance Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Finance Of stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Finance shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Finance Of. By using and applying Finance Stock analysis, traders can create a robust methodology for identifying Finance entry and exit points for their positions.
Finance of America Companies Inc. operates a consumer lending platform in the United States. The company was founded in 2013 and is based in Irving, Texas. Finance Of operates under Credit Services classification in the United States and is traded on New York Stock Exchange.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Finance Of to your portfolios without increasing risk or reducing expected return.

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Please check Investing Opportunities. Note that the Finance Of America information on this page should be used as a complementary analysis to other Finance Of's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Fundamental Analysis module to view fundamental data based on most recent published financial statements.

Complementary Tools for Finance Stock analysis

When running Finance Of America price analysis, check to measure Finance Of's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Finance Of is operating at the current time. Most of Finance Of's value examination focuses on studying past and present price action to predict the probability of Finance Of's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Finance Of's price. Additionally, you may evaluate how the addition of Finance Of to your portfolios can decrease your overall portfolio volatility.
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Is Finance Of's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Finance Of. If investors know Finance will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Finance Of listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Finance Of America is measured differently than its book value, which is the value of Finance that is recorded on the company's balance sheet. Investors also form their own opinion of Finance Of's value that differs from its market value or its book value, called intrinsic value, which is Finance Of's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Finance Of's market value can be influenced by many factors that don't directly affect Finance Of's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Finance Of's value and its price as these two are different measures arrived at by different means. Investors typically determine Finance Of value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Finance Of's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.