Lemonade Stock Analysis

LMND
 Stock
  

USD 32.02  1.61  5.29%   

The latest price surge of Lemonade may encourage shareholders to take a closer look at the firm as it is trading at a share price of 32.02 on 1,927,300 in trading volume. The company executives may have good odds in positioning the firm resources to exploit market volatility in September. The stock standard deviation of daily returns for 90 days investing horizon is currently 5.12. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Lemonade partners.
Additionally, see Stocks Correlation.
  
The Lemonade stock analysis report makes it easy to digest most publicly released information about Lemonade and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Lemonade Stock analysis module also helps to analyze the Lemonade price relationship with some important fundamental indicators such as market cap and management efficiency.

Lemonade Stock Analysis Notes

About 30.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.65. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Lemonade has Price/Earnings To Growth (PEG) ratio of 1.22. The entity recorded a loss per share of 3.41. The firm had not issued any dividends in recent years. Lemonade, Inc. provides various insurance products in the United States and Europe. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York. Lemonade operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1119 people. To find out more about Lemonade contact Daniel Schreiber at 844 733 8666 or learn more at https://www.lemonade.com.

Lemonade Quarterly Cost of Revenue

37.8 Million

Lemonade Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Lemonade's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Lemonade or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Lemonade is way too risky over 90 days horizon
Lemonade appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 149.2 M. Net Loss for the year was (267.1 M) with profit before overhead, payroll, taxes, and interest of 56.5 M.
Lemonade currently holds about 318 M in cash with (143.8 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.15.
Lemonade has a frail financial position based on the latest SEC disclosures
Roughly 30.0% of the company outstanding shares are owned by corporate insiders
Latest headline from www.pymnts.com: FinTech IPO Stocks Gather 3.8 percent Amid Earnings, Lemonade Pops 29 percent - PYMNTS.com

Lemonade Upcoming and Recent Events

Earnings reports are used by Lemonade to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Lemonade previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report7th of March 2022
Next Financial Report10th of May 2022
Next Fiscal Quarter End31st of December 2021
Next Fiscal Year End7th of March 2022
Last Quarter Report30th of September 2021
Last Financial Announcement31st of December 2020

Lemonade Largest EPS Surprises

Earnings surprises can significantly impact Lemonade's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-11-12
2020-09-30-0.64-0.570.0710 
2022-08-08
2022-06-30-1.32-1.10.2216 
2022-05-09
2022-03-31-1.43-1.210.2215 
View All Earnings Estimates

Lemonade SEC Filings

SEC filings are important regulatory documents required of all public companies to provide to potential investors. Lemonade prospectus issued under the guidelines of SEC is a legal declaration of facts and statements to ensure that Lemonade investors are not misled. SEC filings are required by law to meet strict transparency standards and other important legal constraints. Although many companies may choose careful wording to disguise some material information, SEC filings make crucial Lemonade specific information freely available to individual and institutional investors to make a timely investment decision.
28th of July 2022
Financial Statements and Exhibits. Regulation FD Disclosure. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. Completion of Acquisition or Disposition of Assets
View
14th of June 2022
Other Events. Submission of Matters to a Vote of Security Holders. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
9th of May 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
14th of April 2022
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
9th of March 2022
Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
View
23rd of February 2022
Financial Statements and Exhibits. Results of Operations and Financial Condition
View
14th of February 2022
Unclassified Corporate Event
View
11th of February 2022
Unclassified Corporate Event
View

Lemonade Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Lemonade is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Lemonade backward and forwards among themselves. Lemonade's institutional investor refers to the entity that pools money to purchase Lemonade's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Baillie Gifford CoCommon Shares5.1 M92.8 M
Vanguard Group IncCommon Shares3.7 M67.6 M
Blackrock IncCommon Shares3.1 M56.2 M
General Catalyst Group Management LlcCommon Shares1.5 M27.5 M
National Bank Of CanadaPut Options7.1 K13 M
Geode Capital Management LlcCommon Shares684.8 K12.5 M
National Bank Of CanadaCall Options6.2 K11.4 M
Northern Trust CorpCommon Shares365.3 K6.7 M
Mitsubishi Ufj Trust Banking CorpCommon Shares232.2 K4.2 M
Note, although Lemonade's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Lemonade Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 1.73 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Lemonade's market, we take the total number of its shares issued and multiply it by Lemonade's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Lemonade Profitablity

Lemonade's profitability indicators refer to fundamental financial ratios that showcase Lemonade's ability to generate income relative to its revenue or operating costs. If, let's say, Lemonade is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Lemonade's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Lemonade's profitability requires more research than a typical breakdown of Lemonade's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (179.02) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (172.99) %, which suggests for every $100 dollars of sales, it generated a net operating loss of -1.73.
Last ReportedProjected for 2022
Return on Average Assets(0.16) (0.17) 
Return on Average Equity(0.23) (0.23) 
Return on Invested Capital(0.30) (0.32) 
Return on Sales(1.82) (1.96) 

Management Efficiency

The entity has return on total asset (ROA) of (10.85) % which means that it has lost $10.85 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of (25.98) %, meaning that it created substantial loss on money invested by shareholders. Lemonade management efficiency ratios could be used to measure how well lemonade manages its routine affairs as well as how well it operates its assets and liabilities. As of August 14, 2022, Return on Average Assets is expected to decline to -0.17. In addition to that, Return on Average Equity is expected to decline to -0.23. Lemonade Tangible Assets Book Value per Share are projected to increase significantly based on the last few years of reporting. The past year's Tangible Assets Book Value per Share were at 24.66
Last ReportedProjected for 2022
Book Value per Share 16.14  17.42 
Enterprise Value over EBIT(10.00) (10.79) 
Enterprise Value over EBITDA(9.90) (10.68) 
Price to Book Value 2.63  2.69 
Tangible Assets Book Value per Share 24.66  27.53 
Enterprise Value2.3 BB
Tangible Asset Value1.5 B1.2 B

Technical Drivers

As of the 14th of August 2022, Lemonade secures the Risk Adjusted Performance of 0.2208, mean deviation of 4.64, and Downside Deviation of 5.48. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Lemonade, as well as the relationship between them. Strictly speaking, you can use this information to find out if the firm will indeed mirror its model of past prices, or the prices will eventually revert. We were able to interpolate nineteen technical drivers for Lemonade, which can be compared to its peers in the industry. Please verify Lemonade jensen alpha, as well as the relationship between the potential upside and skewness to decide if Lemonade is priced some-what accurately, providing market reflects its recent price of 32.02 per share. Given that Lemonade has jensen alpha of 0.7891, we recommend you to check Lemonade's last-minute market performance to make sure the company can sustain itself at a future point.

Lemonade Price Movement Analysis

Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. The Weighted Moving Average calculates a weight for each value in Lemonade price series with the more recent values given greater weights.
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Lemonade Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Lemonade insiders, such as employees or executives, is commonly permitted as long as it does not rely on Lemonade's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Lemonade insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Lemonade Predictive Daily Indicators

Lemonade intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Lemonade stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Lemonade Forecast Models

Lemonade time-series forecasting models is one of many Lemonade's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Lemonade's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Lemonade Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Lemonade stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Lemonade shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Lemonade. By using and applying Lemonade Stock analysis, traders can create a robust methodology for identifying Lemonade entry and exit points for their positions.
Last ReportedProjected for 2022
EBITDA Margin(1.79) (1.93) 
Gross Margin 0.25  0.25 
Profit Margin(1.88) (2.03) 
Lemonade, Inc. provides various insurance products in the United States and Europe. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York. Lemonade operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1119 people.

Current Lemonade Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Lemonade analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Lemonade analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
55.71Hold7Odds
Lemonade current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Lemonade analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Lemonade stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Lemonade, talking to its executives and customers, or listening to Lemonade conference calls.
Lemonade Analyst Advice Details

Lemonade Stock Analysis Indicators

Lemonade stock analysis indicators help investors evaluate how Lemonade stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Lemonade shares will generate the highest return on investment. By understating and applying Lemonade stock analysis, traders can identify Lemonade position entry and exit signals to maximize returns.
Quick Ratio1.03
Fifty Two Week Low15.99
Revenue Growth88.50%
Shares Short Prior Month12.66M
Average Daily Volume Last 10 Day1.42M
Average Daily Volume In Three Month1.14M
Shares Percent Shares Out21.03%
Gross Margins46.51%
Short Percent Of Float32.49%
Forward Price Earnings-5.37
Float Shares42.88M
Fifty Two Week High86.00
Enterprise Value To Ebitda-3.43
Fifty Day Average19.97
Two Hundred Day Average31.42
Enterprise Value To Revenue5.84
Additionally, see Stocks Correlation. Note that the Lemonade information on this page should be used as a complementary analysis to other Lemonade's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

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When running Lemonade price analysis, check to measure Lemonade's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lemonade is operating at the current time. Most of Lemonade's value examination focuses on studying past and present price action to predict the probability of Lemonade's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Lemonade's price. Additionally, you may evaluate how the addition of Lemonade to your portfolios can decrease your overall portfolio volatility.
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Is Lemonade's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lemonade. If investors know Lemonade will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lemonade listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Market Capitalization
2.3 B
Quarterly Revenue Growth YOY
0.77
Return On Assets
-0.11
Return On Equity
-0.29
The market value of Lemonade is measured differently than its book value, which is the value of Lemonade that is recorded on the company's balance sheet. Investors also form their own opinion of Lemonade's value that differs from its market value or its book value, called intrinsic value, which is Lemonade's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lemonade's market value can be influenced by many factors that don't directly affect Lemonade's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lemonade's value and its price as these two are different measures arrived at by different means. Investors typically determine Lemonade value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lemonade's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.