Optimumbank Stock Analysis

OPHC -  USA Stock  

USD 5.31  1.60  23.15%

The current price rise of Optimumbank Hlds may encourage investors to take a closer look at the company as it is trading at a share price of 5.31 on very low momentum in trading volume. The company executives may have good odds in positioning the company resources to exploit market volatility in September. The stock standard deviation of daily returns for 90 days investing horizon is currently 5.25. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Optimumbank Hlds partners.
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The Optimumbank Hlds stock analysis report makes it easy to digest most publicly released information about Optimumbank Hlds and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Optimumbank Stock analysis module also helps to analyze the Optimumbank Hlds price relationship with some important fundamental indicators such as market cap and management efficiency.

Optimumbank Stock Analysis Notes

About 41.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.24. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Optimumbank Hlds recorded a loss per share of 0.27. The entity had not issued any dividends in recent years. The firm had 1:4 split on the 12th of January 2016. OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida. Optimumbank Hlds operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 27 people. To find out more about Optimumbank Hlds contact Timothy Terry at 954 900 2800 or learn more at http://www.optimumbank.com.

Optimumbank Hlds Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Optimumbank Hlds' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Optimumbank Hlds or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Optimumbank Hlds is way too risky over 90 days horizon
Optimumbank Hlds appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 4.26 M. Net Loss for the year was (782 K) with profit before overhead, payroll, taxes, and interest of 4.26 M.
Optimumbank Hlds currently holds about 54.63 M in cash with (1.46 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.05, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Roughly 41.0% of the company outstanding shares are owned by corporate insiders
Latest headline from MacroaxisInsider: Conversion by Heng Chan of 847 shares of Optimumbank Hlds

Optimumbank Hlds Upcoming and Recent Events

Earnings reports are used by Optimumbank Hlds to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Optimumbank Hlds previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report26th of November 2020
Next Fiscal Quarter End30th of September 2020

Optimumbank Market Capitalization

The company currently falls under 'Micro-Cap' category with current market capitalization of 23.86 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Optimumbank Hlds's market, we take the total number of its shares issued and multiply it by Optimumbank Hlds's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Optimumbank Profitablity

Optimumbank Hlds' profitability indicators refer to fundamental financial ratios that showcase Optimumbank Hlds' ability to generate income relative to its revenue or operating costs. If, let's say, Optimumbank Hlds is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Optimumbank Hlds' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Optimumbank Hlds' profitability requires more research than a typical breakdown of Optimumbank Hlds' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (18.34) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (14.63) %, which suggests for every $100 dollars of sales, it generated a net operating loss of -0.15.

Management Efficiency

The entity has return on total asset (ROA) of (0.43) % which means that it has lost $0.43 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of (6.25) %, meaning that it created substantial loss on money invested by shareholders. Optimumbank Hlds management efficiency ratios could be used to measure how well optimumbank hlds manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 3rd of August, Optimumbank Hlds holds the Semi Deviation of 4.72, coefficient of variation of 783.24, and Risk Adjusted Performance of 0.1021. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Optimumbank Hlds, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We have analyze and collected data for nineteen technical drivers for Optimumbank Hlds, which can be compared to its competitors. Please check Optimumbank Hlds maximum drawdown, as well as the relationship between the downside variance and skewness to decide if Optimumbank Hlds is priced some-what accurately, providing market reflects its current price of 5.31 per share. Given that Optimumbank Hlds has jensen alpha of 0.6442, we recommend you to check out Optimumbank Hlds's recent market performance to make sure the company can sustain itself at a future point.

Optimumbank Hlds Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Moving Average is predictive technique used to analyze Optimumbank Hlds price data points by creating a series of averages of different subsets of Optimumbank Hlds entire price series. View also all equity analysis or get more info about all moving average overlap studies indicator.

Optimumbank Hlds Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Optimumbank Hlds insiders, such as employees or executives, is commonly permitted as long as it does not rely on Optimumbank Hlds' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Optimumbank Hlds insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Optimumbank Hlds Technical and Predictive Indicators

Optimumbank Hlds Forecast Models

Optimumbank Hlds time-series forecasting models is one of many Optimumbank Hlds' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Optimumbank Hlds' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Optimumbank Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Optimumbank Hlds stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Optimumbank shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Optimumbank Hlds. By using and applying Optimumbank Stock analysis, traders can create a robust methodology for identifying Optimumbank entry and exit points for their positions.
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. OptimumBank Holdings, Inc. was founded in 2000 and is based in Fort Lauderdale, Florida. Optimumbank Hlds operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 27 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Optimumbank Hlds to your portfolios without increasing risk or reducing expected return.

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Technical Analysis

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Please check Your Equity Center. Note that the Optimumbank Hlds information on this page should be used as a complementary analysis to other Optimumbank Hlds' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.

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When running Optimumbank Hlds price analysis, check to measure Optimumbank Hlds' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Optimumbank Hlds is operating at the current time. Most of Optimumbank Hlds' value examination focuses on studying past and present price action to predict the probability of Optimumbank Hlds' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Optimumbank Hlds' price. Additionally, you may evaluate how the addition of Optimumbank Hlds to your portfolios can decrease your overall portfolio volatility.
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The market value of Optimumbank Hlds is measured differently than its book value, which is the value of Optimumbank that is recorded on the company's balance sheet. Investors also form their own opinion of Optimumbank Hlds' value that differs from its market value or its book value, called intrinsic value, which is Optimumbank Hlds' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Optimumbank Hlds' market value can be influenced by many factors that don't directly affect Optimumbank Hlds underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Optimumbank Hlds' value and its price as these two are different measures arrived at by different means. Investors typically determine Optimumbank Hlds value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Optimumbank Hlds' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.