Peoples Stock Analysis

PEBK -  USA Stock  

USD 27.61  0.34  1.25%

The recent bullish price patterns experienced by current Peoples Bancorp NC shareholders may encourage traders to take a closer look at the company as it is trading at a share price of 27.61 on very low momentum in trading volume. The company directors and management have been very successful in rebalancing the company assets at opportune times to take advantage of market volatility in June. The stock standard deviation of daily returns for 90 days investing horizon is currently 1.37. The below-average Stock volatility is a good sign for longer-term investment options and for buy-and-hold investors.
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The Peoples Bancorp stock analysis report makes it easy to digest most publicly released information about Peoples Bancorp and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Peoples Stock analysis module also helps to analyze the Peoples Bancorp price relationship with some important fundamental indicators such as market cap and management efficiency.

Peoples Stock Analysis Notes

About 25.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.1. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Peoples Bancorp NC next dividend is scheduled to be issued on the 2nd of June 2021. The entity had 3:2 split on the 1st of December 2017. Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina. Peoples Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 290 people. To find out more about Peoples Bancorp NC contact Lance Sellers at 828 464-5620 or learn more at www.peoplesbanknc.com.

Peoples Bancorp NC Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Peoples Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Peoples Bancorp NC or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Peoples Bancorp NC has a frail financial position based on the latest SEC disclosures
About 25.0% of the company outstanding shares are owned by corporate insiders
Latest headline from www.equities.com: Peoples Bancorp Of North Carolina Inc gains 2.02 percent for July 21 - Equities.com

Peoples Bancorp NC Upcoming and Recent Events

Earnings reports are used by Peoples Bancorp to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Peoples Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
Upcoming Quarterly Report26th of July 2021
Next Fiscal Quarter End30th of June 2021

Peoples Market Capitalization

The company currently falls under 'Small-Cap' category with current market capitalization of 154.22 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Peoples Bancorp's market, we take the total number of its shares issued and multiply it by Peoples Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Peoples Profitablity

Peoples Bancorp's profitability indicators refer to fundamental financial ratios that showcase Peoples Bancorp's ability to generate income relative to its revenue or operating costs. If, let's say, Peoples Bancorp is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Peoples Bancorp's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Peoples Bancorp's profitability requires more research than a typical breakdown of Peoples Bancorp's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 19.89 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 24.94 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.25.
Last ReportedProjected for 2021
Return on Average Assets 0.88  0.81 
Return on Average Equity 8.29  7.74 
Return on Invested Capital 0.0172  0.0144 
Return on Sales 0.32  0.29 

Management Efficiency

The entity has return on total asset (ROA) of 0.94 % which means that it generated profit of $0.94 on every $100 spent on asset. This is way below average. Similarly, it shows return on stockholders equity (ROE) of 9.57 %, meaning that it created $9.57 on every $100 dollars invested by stockholders. Peoples Bancorp management efficiency ratios could be used to measure how well peoples bancorp nc manages its routine affairs as well as how well it operates its assets and liabilities. The current Return on Average Assets is estimated to decrease to 0.81. The current Return on Average Equity is estimated to decrease to 7.74. The current Deposit Liabilities is estimated to decrease to about 1.1 B. The current Total Liabilities is estimated to decrease to about 1.1 B
Last ReportedProjected for 2021
Book Value per Share 26.09  23.86 
Enterprise Value over EBIT 9.00  12.55 
Enterprise Value over EBITDA 7.53  8.18 
Price to Book Value 1.67  1.40 
Tangible Assets Book Value per Share 224.64  220.15 
Enterprise Value203.8 M193.2 M
Tangible Asset Value1.3 B1.3 B

Technical Drivers

As of the 30th of July, Peoples Bancorp holds the Risk Adjusted Performance of 0.1513, semi deviation of 0.9566, and Coefficient Of Variation of 502.39. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Peoples Bancorp, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We have analyzed nineteen technical drivers for Peoples Bancorp NC, which can be compared to its competitors. Please check Peoples Bancorp NC variance, maximum drawdown, as well as the relationship between the Maximum Drawdown and semi variance to decide if Peoples Bancorp NC is priced some-what accurately, providing market reflects its current price of 27.61 per share. Given that Peoples Bancorp has jensen alpha of 0.2551, we recommend you to check out Peoples Bancorp NC's recent market performance to make sure the company can sustain itself at a future point.

Peoples Bancorp NC Price Movement Analysis

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The minimum time period for execution of this function requires larger time horizon. Please increase the time horizon for this function. The output start index for this execution was zero with a total number of output elements of zero. The Instantaneous Trendline is a moving-average-like indicator which is formed by removing the Dominant Cycle from Peoples Bancorp NC price series. View also all equity analysis or get more info about hilbert transform instantaneous trendline overlap studies indicator.

Peoples Bancorp NC Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Peoples Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Peoples Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Peoples Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Peoples Bancorp Technical and Predictive Indicators

Peoples Bancorp Forecast Models

Peoples Bancorp time-series forecasting models is one of many Peoples Bancorp's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Peoples Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Peoples Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Peoples Bancorp stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Peoples shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Peoples Bancorp. By using and applying Peoples Stock analysis, traders can create a robust methodology for identifying Peoples entry and exit points for their positions.
Last ReportedProjected for 2021
EBITDA Margin 0.39  0.40 
Gross Margin 0.90  0.89 
Profit Margin 16.02  14.87 
Peoples Bancorp of North Carolina, Inc. operates as a bank holding company for Peoples Bank that provides various commercial and consumer banking products and services to individuals and small to medium-sized businesses. Peoples Bancorp of North Carolina, Inc. was founded in 1912 and is headquartered in Newton, North Carolina. Peoples Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 290 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Peoples Bancorp to your portfolios without increasing risk or reducing expected return.

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Please check Your Equity Center. Note that the Peoples Bancorp NC information on this page should be used as a complementary analysis to other Peoples Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.

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When running Peoples Bancorp NC price analysis, check to measure Peoples Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peoples Bancorp is operating at the current time. Most of Peoples Bancorp's value examination focuses on studying past and present price action to predict the probability of Peoples Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Peoples Bancorp's price. Additionally, you may evaluate how the addition of Peoples Bancorp to your portfolios can decrease your overall portfolio volatility.
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The market value of Peoples Bancorp NC is measured differently than its book value, which is the value of Peoples that is recorded on the company's balance sheet. Investors also form their own opinion of Peoples Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Peoples Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peoples Bancorp's market value can be influenced by many factors that don't directly affect Peoples Bancorp NC underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peoples Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Peoples Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peoples Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.