Sofi Technologies Stock Analysis
SOFI Stock | USD 7.13 0.03 0.42% |
SoFi Technologies is undervalued with Real Value of 8.82 and Target Price of 9.97. The main objective of SoFi Technologies stock analysis is to determine its intrinsic value, which is an estimate of what SoFi Technologies is worth, separate from its market price. There are two main types of SoFi Technologies' stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect SoFi Technologies' performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of SoFi Technologies' stock to identify patterns and trends that may indicate its future price movements.
The SoFi Technologies stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. SoFi Technologies is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. SoFi Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and SoFi Technologies' ongoing operational relationships across important fundamental and technical indicators.
SoFi |
SoFi Stock Analysis Notes
About 37.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. SoFi Technologies recorded a loss per share of 0.36. The entity had not issued any dividends in recent years. SoFi Technologies, Inc. provides digital financial services. The company was founded in 2011 and is headquartered in San Francisco, California. Sofi Technologies operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 2500 people. To find out more about SoFi Technologies contact Anthony Noto at 855 456 7634 or learn more at https://www.sofi.com.SoFi Technologies Quarterly Total Revenue |
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SoFi Technologies Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. SoFi Technologies' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding SoFi Technologies or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
SoFi Technologies had very high historical volatility over the last 90 days | |
SoFi Technologies has a very high chance of going through financial distress in the upcoming years | |
The company reported the previous year's revenue of 2.05 B. Net Loss for the year was (300.74 M) with profit before overhead, payroll, taxes, and interest of 1.21 B. | |
SoFi Technologies has a poor financial position based on the latest SEC disclosures | |
Latest headline from zacks.com: SoFi Technologies, Inc. Declines More Than Market Some Information for Investors |
SoFi Technologies Upcoming and Recent Events
Earnings reports are used by SoFi Technologies to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to SoFi Technologies previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
29th of January 2024 Upcoming Quarterly Report | View | |
6th of May 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
29th of January 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
SoFi Largest EPS Surprises
Earnings surprises can significantly impact SoFi Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2022-11-01 | 2022-09-30 | -0.1 | -0.09 | 0.01 | 10 | ||
2023-05-01 | 2023-03-31 | -0.07 | -0.05 | 0.02 | 28 | ||
2024-01-29 | 2023-12-31 | -0.01 | 0.02 | 0.03 | 300 |
SoFi Market Capitalization
The company currently falls under 'Mid-Cap' category with a current market capitalization of 7.61 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate SoFi Technologies's market, we take the total number of its shares issued and multiply it by SoFi Technologies's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.SoFi Profitablity
SoFi Technologies' profitability indicators refer to fundamental financial ratios that showcase SoFi Technologies' ability to generate income relative to its revenue or operating costs. If, let's say, SoFi Technologies is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, SoFi Technologies' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of SoFi Technologies' profitability requires more research than a typical breakdown of SoFi Technologies' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of (0.15) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.08 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.08. Last Reported | Projected for Next Year | ||
Return On Tangible Assets | (0.01) | (0.01) | |
Return On Capital Employed | (0.01) | (0.01) | |
Return On Assets | (0.01) | (0.01) | |
Return On Equity | (0.05) | (0.06) |
Management Efficiency
SoFi Technologies has return on total asset (ROA) of (0.0123) % which means that it has lost $0.0123 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0543) %, meaning that it created substantial loss on money invested by shareholders. SoFi Technologies' management efficiency ratios could be used to measure how well SoFi Technologies manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to -0.01. The current Return On Capital Employed is estimated to decrease to -0.01. As of now, SoFi Technologies' Non Currrent Assets Other are increasing as compared to previous years. The SoFi Technologies' current Intangibles To Total Assets is estimated to increase to 0.08, while Other Current Assets are forecasted to increase to (4 B).Last Reported | Projected for Next Year | ||
Book Value Per Share | 5.88 | 5.58 | |
Net Current Asset Value | 0.00 | 0.00 | |
Tangible Asset Value | 0.00 | 0.00 | |
Tangible Book Value Per Share | 3.83 | 3.64 | |
Enterprise Value Over EBITDA | (37.13) | (35.27) | |
Price Book Value Ratio | 1.69 | 1.78 | |
Enterprise Value Multiple | (37.13) | (35.27) | |
Price Fair Value | 1.69 | 1.78 | |
Enterprise Value | 8 B | 6.9 B |
The analysis of SoFi Technologies' management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze SoFi Technologies' future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of SoFi Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Beta 1.758 |
Technical Drivers
As of the 18th of April 2024, SoFi Technologies has the risk adjusted performance of 0.0012, and Variance of 19.68. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of SoFi Technologies, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We were able to analyze and collect data for thirteen technical drivers for SoFi Technologies, which can be compared to its competition. Please validate SoFi Technologies standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and kurtosis to decide if SoFi Technologies is priced more or less accurately, providing market reflects its prevalent price of 7.13 per share. Given that SoFi Technologies has information ratio of (0.02), we advise you to double-check SoFi Technologies's current market performance to make sure the company can sustain itself at a future point.SoFi Technologies Price Movement Analysis
The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. SoFi Technologies middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for SoFi Technologies. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
SoFi Technologies Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SoFi Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on SoFi Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases SoFi Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Stafford Webb Lauren over three months ago Sale by Stafford Webb Lauren of 135832 shares of SoFi Technologies | ||
Aaron Webster over three months ago Sale by Aaron Webster of 215299 shares of SoFi Technologies | ||
Stafford Webb Lauren over six months ago Exercise or conversion by Stafford Webb Lauren of 93271 shares of SoFi Technologies subject to Rule 16b-3 | ||
Aaron Webster over six months ago Exercise or conversion by Aaron Webster of 154147 shares of SoFi Technologies subject to Rule 16b-3 | ||
Derek White over six months ago Exercise or conversion by Derek White of 69438 shares of SoFi Technologies subject to Rule 16b-3 |
SoFi Technologies Predictive Daily Indicators
SoFi Technologies intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of SoFi Technologies stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
SoFi Technologies Corporate Filings
8th of April 2024 Other Reports | ViewVerify | |
8K | 26th of March 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 21st of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 18th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 13th of March 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 8th of March 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 6th of March 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 5th of March 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
SoFi Technologies Forecast Models
SoFi Technologies' time-series forecasting models are one of many SoFi Technologies' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary SoFi Technologies' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About SoFi Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how SoFi Technologies prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling SoFi shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as SoFi Technologies. By using and applying SoFi Stock analysis, traders can create a robust methodology for identifying SoFi entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | (0.15) | (0.15) | |
Operating Profit Margin | (0.15) | (0.15) | |
Net Loss | (0.15) | (0.15) | |
Gross Profit Margin | 0.47 | 0.30 |
Current SoFi Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. SoFi analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. SoFi analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
9.97 | Buy | 17 | Odds |
Most SoFi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand SoFi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of SoFi Technologies, talking to its executives and customers, or listening to SoFi conference calls.
SoFi Stock Analysis Indicators
SoFi Technologies stock analysis indicators help investors evaluate how SoFi Technologies stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading SoFi Technologies shares will generate the highest return on investment. By understating and applying SoFi Technologies stock analysis, traders can identify SoFi Technologies position entry and exit signals to maximize returns.
Begin Period Cash Flow | 1.8 B | |
Long Term Debt | 4.8 B | |
Common Stock Shares Outstanding | 945 M | |
Total Stockholder Equity | 5.6 B | |
Tax Provision | -416 K | |
Property Plant And Equipment Net | 306.5 M | |
Cash And Short Term Investments | 4.2 B | |
Cash | 3.6 B | |
Accounts Payable | 159.9 M | |
Net Debt | 1.7 B | |
50 Day M A | 7.7602 | |
Total Current Liabilities | 25.5 M | |
Other Operating Expenses | 1.7 B | |
Non Current Assets Total | 2.2 B | |
Forward Price Earnings | 91.7431 | |
Non Currrent Assets Other | 8.2 B | |
Stock Based Compensation | 271.2 M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.Note that the SoFi Technologies information on this page should be used as a complementary analysis to other SoFi Technologies' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Complementary Tools for SoFi Stock analysis
When running SoFi Technologies' price analysis, check to measure SoFi Technologies' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy SoFi Technologies is operating at the current time. Most of SoFi Technologies' value examination focuses on studying past and present price action to predict the probability of SoFi Technologies' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move SoFi Technologies' price. Additionally, you may evaluate how the addition of SoFi Technologies to your portfolios can decrease your overall portfolio volatility.
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Is SoFi Technologies' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.36) | Revenue Per Share 2.188 | Quarterly Revenue Growth 0.366 | Return On Assets (0.01) | Return On Equity (0.05) |
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.