Upstart Stock Analysis

UPST -  USA Stock  

USD 37.15  4.80  11.44%

The big decline in price over the last few months for Upstart Holdings created some momentum for private investors as it was traded today as low as 35.5 and as high as 40.59 per share. The company directors and management failed to add value to investors and position the company supply of money to exploit market volatility in April. However, diversifying your holdings with Upstart Holdings or similar stocks can still protect your portfolios during high-volatility market scenarios. The stock standard deviation of daily returns for 90 days investing horizon is currently 11.18. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Upstart Holdings partners.
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The Upstart Holdings stock analysis report makes it easy to digest most publicly released information about Upstart Holdings and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. Upstart Stock analysis module also helps to analyze the Upstart Holdings price relationship with some important fundamental indicators such as market cap and management efficiency.

Upstart Stock Analysis Notes

About 13.0% of the company outstanding shares are owned by insiders. The company has Price/Earnings To Growth (PEG) ratio of 0.69. Upstart Holdings had not issued any dividends in recent years. Upstart Holdings, Inc. operates a cloud- based artificial intelligence lending platform in the United States. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 1497 people. For more information please call the company at 650 204 1000 or visit https://www.upstart.com.

Upstart Holdings Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Upstart Holdings' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Upstart Holdings or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Upstart Holdings generated a negative expected return over the last 90 days
Upstart Holdings has high historical volatility and very poor performance
Upstart Holdings has high likelihood to experience some financial distress in the next 2 years
About 13.0% of the company outstanding shares are owned by insiders
Latest headline from MacroaxisInsider: Acquisition by Okelly Ciaran of 2209 shares of Upstart Holdings subject to Rule 16b-3

Upstart Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Upstart Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Upstart Holdings backward and forwards among themselves. Upstart Holdings' institutional investor refers to the entity that pools money to purchase Upstart Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Vulcan Value Partners LlcCommon Shares7.2 M789.9 M
Vanguard Group IncCommon Shares5.8 M635.1 M
Susquehanna International Group LlpPut OptionsM432.6 M
Morgan StanleyCommon Shares3.6 M394.5 M
Susquehanna International Group LlpCall Options2.8 M305.9 M
Blackrock IncCommon Shares2.4 M257 M
Fred Alger Management LlcCommon Shares1.9 M203.5 M
Bank Of America CorpCommon Shares1.2 M129.2 M
Mirae Asset Global Investments Co LtdCommon Shares1.1 M115.3 M
Note, although Upstart Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Upstart Market Capitalization

The company currently falls under 'Mid-Cap' category with current market capitalization of 3.96 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Upstart Holdings's market, we take the total number of its shares issued and multiply it by Upstart Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

Upstart Profitablity

Upstart Holdings' profitability indicators refer to fundamental financial ratios that showcase Upstart Holdings' ability to generate income relative to its revenue or operating costs. If, let's say, Upstart Holdings is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Upstart Holdings' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Upstart Holdings' profitability requires more research than a typical breakdown of Upstart Holdings' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 15.9 %, which can signify that it executes well on its competitive strategies and has good control over its expenditures. This is very large. Similarly, it shows Operating Margin (OM) of 17.07 %, which suggests for every 100 dollars of sales, it generated a net operating income of 0.17.

Management Efficiency

The entity has return on total asset (ROA) of 7.91 % which means that it generated profit of $7.91 on every $100 spent on asset. This is normal as compared to the sector avarege. Similarly, it shows return on stockholders equity (ROE) of 24.46 %, meaning that it created $24.46 on every $100 dollars invested by stockholders. Upstart Holdings management efficiency ratios could be used to measure how well upstart holdings manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 24th of May, Upstart Holdings has the coefficient of variation of (1,036), and Risk Adjusted Performance of (0.12). In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Upstart Holdings, as well as the relationship between them. In other words, you can use this information to find out if the company will indeed mirror its model of past prices and volume data, or the prices will eventually revert. We are able to interpolate and collect nineteen technical drivers for Upstart Holdings, which can be compared to its competition. Please validate Upstart Holdings jensen alpha and semi variance to decide if Upstart Holdings is priced more or less accurately, providing market reflects its prevalent price of 37.15 per share. Given that Upstart Holdings has jensen alpha of (0.73), we advise you to double-check Upstart Holdings's current market performance to make sure the company can sustain itself at a future point.

Upstart Holdings Price Movement Analysis

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Upstart Holdings Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Upstart Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Upstart Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Upstart Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Okelly Ciaran few days ago via Macroaxis 
Acquisition by Okelly Ciaran of 2209 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison few days ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison six days ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 600 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison over two weeks ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Girouard Dave over two weeks ago via Macroaxis 
Upstart Holdings exotic insider transaction detected
Girouard Dave over a month ago via Macroaxis 
Sale by Girouard Dave of 2163 shares of Upstart Holdings
Nicoll Alison over a month ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison over a month ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Girouard Dave over a month ago via Macroaxis 
Upstart Holdings exotic insider transaction detected
Nicoll Alison over a month ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison over a month ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 7500 shares of Upstart Holdings subject to Rule 16b-3
Nicoll Alison over two months ago via Macroaxis 
Exercise or conversion by Nicoll Alison of 2500 shares of Upstart Holdings subject to Rule 16b-3

Upstart Holdings Predictive Daily Indicators

Upstart Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Upstart Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Upstart Holdings Forecast Models

Upstart Holdings time-series forecasting models is one of many Upstart Holdings' stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Upstart Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Upstart Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Upstart Holdings stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Upstart shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Upstart Holdings. By using and applying Upstart Stock analysis, traders can create a robust methodology for identifying Upstart entry and exit points for their positions.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence lending platform in the United States. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 1497 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Upstart Holdings to your portfolios without increasing risk or reducing expected return.

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Also, please take a look at World Market Map. Note that the Upstart Holdings information on this page should be used as a complementary analysis to other Upstart Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

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When running Upstart Holdings price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Upstart Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart Holdings. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Upstart Holdings is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart Holdings' value that differs from its market value or its book value, called intrinsic value, which is Upstart Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart Holdings' market value can be influenced by many factors that don't directly affect Upstart Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine Upstart Holdings value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.