YRD Stock Analysis

YRD -  USA Stock  

USD 5.50  0.44  7.41%

The latest bullish price patterns experienced by current Yirendai shareholders may raise some interest from shareholders as it is trading at a share price of 5.50 on 287,600 in trading volume. The company management teams have been very successful in rebalancing the company assets at opportune times to take advantage of market volatility in May. The stock standard deviation of daily returns for 90 days investing horizon is currently 6.04. The very high volatility is mostly attributed to the latest market swings and not very good earnings reports from some of the Yirendai partners.
Check out Your Current Watchlist.

Search Stock Analysis 

 
Refresh
The Yirendai stock analysis report makes it easy to digest most publicly released information about Yirendai and get updates on important government artifacts, including earning estimates, SEC corporate filings, and announcements. YRD stock analysis module also helps to analyze the Yirendai price relationship with some important fundamental indicators such as market cap and management efficiency.

YRD Stock Analysis Notes

The company has Price to Book (P/B) ratio of 0.12. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Yirendai recorded a loss per share of 1.19. The entity next dividend is scheduled to be issued on the 27th of April 2018. Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the Peoples Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings Limited. Yirendai operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 13728 people. For more information please call Ning Tang at 86 10 5395 3680 or visit http://www.yirendai.com.

Yirendai Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Yirendai's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Yirendai or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Yirendai has very high historical volatility over the last 90 days
The company reported the last year's revenue of 3.96 B. Reported Net Loss for the year was (692.75 M) with profit before taxes, overhead, and interest of 2.86 B.
Latest headline from www.nasdaq.com: Yirendai Q1 2021 Earnings Call Transcript - Nasdaq

YRD Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Yirendai is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Yirendai backward and forwards among themselves. Yirendai's institutional investor refers to the entity that pools money to purchase Yirendai's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Dimensional Fund Advisors LpCommon Shares883.7 K4.5 M
Renaissance Technologies LlcCommon Shares550 K2.8 M
Granite Point Capital Management LpCommon Shares161.5 K819 K
Group One Trading LpCommon Shares127.6 K647 K
Marshall Wace LlpCommon Shares84.2 K427 K
Susquehanna International Group LlpCall Options81.2 K412 K
Citadel Advisors LlcCommon Shares66 K335 K
Acadian Asset Management LlcCommon Shares63.6 K322 K
Susquehanna International Group LlpPut Options39.9 K202 K
Note, although Yirendai's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

YRD Market Capitalization

The company currently falls under 'Small-Cap' category with total capitalization of 443.44 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Yirendai's market, we take the total number of its shares issued and multiply it by Yirendai's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities.

YRD Profitablity

Yirendai's profitability indicators refer to fundamental financial ratios that showcase Yirendai's ability to generate income relative to its revenue or operating costs. If, let's say, Yirendai is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Yirendai's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Yirendai's profitability requires more research than a typical breakdown of Yirendai's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of (17.49) %, which means that it does not effectively control expenditures or properly executes on its pricing strategies. This is way below average. In the same way, it shows Net Operating Margin of (1.18) %, which entails that for every $100 of revenue, it lost -0.01.

Management Efficiency

The entity has Return on Asset of (0.36) % which means that on every $100 spent on asset, it lost $0.36. This is way below average. In the same way, it shows return on shareholders equity (ROE) of (16.76) %, meaning that it generated no profit with money invested by stockholders. Yirendai management efficiency ratios could be used to measure how well yirendai manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 19th of June, Yirendai maintains the Mean Deviation of 3.59, downside deviation of 4.53, and Market Risk Adjusted Performance of 0.4823. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Yirendai, as well as the relationship between them. Specifically, you can use this information to find out if the company will indeed mirror its model of past data patterns, or the prices will eventually revert. We were able to interpolate data for nineteen technical drivers for Yirendai, which can be compared to its rivals. Please check out Yirendai jensen alpha and downside variance to decide if Yirendai is priced fairly, providing market reflects its latest price of 5.5 per share. Given that Yirendai has jensen alpha of 0.1882, we strongly advise you to confirm Yirendai's prevalent market performance to make sure the company can sustain itself at a future point.

Yirendai Price Movement Analysis

The output start index for this execution was thirteen with a total number of output elements of fourty-eight. The Triangular Moving Average shows Yirendai double smoothed mean price over a specified number of previous prices (i.e., averaged twice). View also all equity analysis or get more info about triangular moving average overlap studies indicator.

Yirendai Predictive Daily Indicators

Yirendai intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Yirendai stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Yirendai Forecast Models

Yirendai time-series forecasting models is one of many Yirendai's stock analysis techniquest aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Yirendai's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the stock market movement and maximize returns from investment trading.

About Yirendai Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Yirendai stock is reacting to, or reflecting on a current stock market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling YRD shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas, a specific sector, or an individual stock such as Yirendai. By using and applying YRD Stock analysis, traders can create a robust methodology for identifying YRD entry and exit points for their positions.
Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the Peoples Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings Limited. Yirendai operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 13728 people.

Current YRD Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. YRD analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. YRD analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
34.0Hold2Odds
Yirendai current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most YRD analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand YRD stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Yirendai, talking to its executives and customers, or listening to YRD conference calls.
YRD Analyst Advice Details

YRD Stock Analysis Indicators

Yirendai stock analysis indicators help investors evaluate how Yirendai stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Yirendai shares will generate the highest return on investment. By understating and applying Yirendai stock analysis, traders can identify Yirendai position entry and exit signals to maximize returns.
Quick Ratio2.59
Trailing Annual Dividend Rate0.29
Fifty Two Week Low2.70
Revenue Growth-50.90%
Shares Short Prior Month428.18k
Average Daily Volume Last 10 Day2.03M
Average Daily Volume In Three Month249.2k
Shares Percent Shares Out0.29%
Gross Margins72.12%
Forward Price Earnings4.59
Float Shares2.56M
Fifty Two Week High6.80
Enterprise Value To Ebitda-27.93
Fifty Day Average3.90
Two Hundred Day Average4.07
Enterprise Value To Revenue-0.32
Trailing Annual Dividend Yield5.66%
Check out Your Current Watchlist. Note that the Yirendai information on this page should be used as a complementary analysis to other Yirendai's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try ETF Directory module to find actively-traded Exchange Traded Funds (ETF) from around the world.

Complementary Tools for Yirendai Stock analysis

When running Yirendai price analysis, check to measure Yirendai's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Yirendai is operating at the current time. Most of Yirendai's value examination focuses on studying past and present price action to predict the probability of Yirendai's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Yirendai's price. Additionally, you may evaluate how the addition of Yirendai to your portfolios can decrease your overall portfolio volatility.
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Go
Bollinger Bands
Use Bollinger Bands indicator to analyze target price for a given investing horizon
Go
Fund Screener
Find activelly-traded funds from around the world traded on over 30 global exchanges
Go
Piotroski F Score
Get Piotroski F Score based on binary analysis strategy of nine different fundamentals
Go
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Go
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Go
Portfolio Manager
State of the art Portfolio Manager to monitor and improve performance of your invested capital
Go
Analyst Recommendations
Analyst recommendations and target price estimates broken down by several categories
Go
Portfolio Center
All portfolio management and optimization tools to improve performance of your portfolios
Go
My Watchlist Analysis
Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
Go
The market value of Yirendai is measured differently than its book value, which is the value of YRD that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine Yirendai value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.