Aci Worldwide Stock Today

ACIW Stock  USD 32.25  0.30  0.94%   

Performance

3 of 100

 
Weak
 
Strong
Insignificant

Odds Of Distress

Less than 1

 
High
 
Low
Very Small
ACI Worldwide is selling for under 32.25 as of the 23rd of April 2024; that is 0.94 percent increase since the beginning of the trading day. The stock's lowest day price was 31.97. ACI Worldwide has a very small chance of experiencing financial distress in the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for ACI Worldwide are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 29th of January 2023 and ending today, the 23rd of April 2024. Click here to learn more.
Business Domain
Software & Services
IPO Date
23rd of February 1995
Category
Technology
Classification
Information Technology
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company was founded in 1975 and is based in Coral Gables, Florida. The company has 106.41 M outstanding shares of which 2.34 M shares are presently shorted by private and institutional investors with about 4.59 trading days to cover. More on ACI Worldwide

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ACI Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. ACI Worldwide's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding ACI Worldwide or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ChairmanPhilip Heasley
Business ConcentrationApplication Software, Software - Infrastructure, Information Technology, SP Small-Cap 600, NASDAQ Composite, NASDAQ Composite Total, Information Technology, Software, Software—Infrastructure, Technology (View all Sectors)
Average Analyst Recommendation
Analysts covering ACI Worldwide report their recommendations after researching ACI Worldwide's financial statements, talking to executives and customers, or listening in on ACI Worldwide's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering ACI Worldwide. The ACI consensus assessment is calculated by taking the average forecast from all of the analysts covering ACI Worldwide.
Financial Strength
Based on the measurements of operating efficiency obtained from ACI Worldwide's historical financial statements, ACI Worldwide is performing exceptionally good at the present time. It has a great chance to report excellent financial results in May. Financial strength of ACI Worldwide is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.40.4217
Notably Down
Slightly volatile
Gross Profit Margin0.680.4206
Way Up
Slightly volatile
Total Current Liabilities1.1 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.1 B1.1 B
Sufficiently Up
Slightly volatile
Total Assets3.6 B3.4 B
Sufficiently Up
Slightly volatile
Total Current Assets1.5 B1.4 B
Sufficiently Up
Slightly volatile
ACI Worldwide's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to ACI Worldwide's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
ACI Worldwide's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of ACI Worldwide's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand ACI Worldwide's financial leverage. It provides some insight into what part of ACI Worldwide's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on ACI Worldwide's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how ACI Worldwide deploys its capital and how much of that capital is borrowed.
Liquidity
ACI Worldwide cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 1.09 B in liabilities with Debt to Equity (D/E) ratio of 0.96, which is about average as compared to similar companies. ACI Worldwide has a current ratio of 1.22, suggesting that it is in a questionable position to pay out its financial obligations when due. Debt can assist ACI Worldwide until it has trouble settling it off, either with new capital or with free cash flow. So, ACI Worldwide's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like ACI Worldwide sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ACI to invest in growth at high rates of return. When we think about ACI Worldwide's use of debt, we should always consider it together with cash and equity.

Total Cash From Financing Activities

(105.97 Million)
ACI Worldwide (ACIW) is traded on NASDAQ Exchange in USA. It is located in 6060 Coventry Drive, Elkhorn, NE, United States, 68022-6482 and employs 3,212 people. ACI Worldwide is listed under Application Software category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.4 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate ACI Worldwide's market, we take the total number of its shares issued and multiply it by ACI Worldwide's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. ACI Worldwide conducts business under Software sector and is part of Information Technology industry. The entity has 106.41 M outstanding shares of which 2.34 M shares are presently shorted by private and institutional investors with about 4.59 trading days to cover. ACI Worldwide currently holds about 118.95 M in cash with 168.52 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.04.
Check ACI Worldwide Probability Of Bankruptcy
Ownership Allocation
ACI Worldwide retains a total of 106.41 Million outstanding shares. The majority of ACI Worldwide outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in ACI Worldwide to benefit from reduced commissions. Therefore, institutional investors are subject to a different set of regulations than regular investors in ACI Worldwide. Please pay attention to any change in the institutional holdings of ACI Worldwide as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check ACI Ownership Details

ACI Stock Price Odds Analysis

Depending on a normal probability distribution, the odds of ACI Worldwide jumping above the current price in 90 days from now is about 20.4%. The ACI Worldwide probability density function shows the probability of ACI Worldwide stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.5895. This suggests as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, ACI Worldwide will likely underperform. Additionally, aCI Worldwide has an alpha of 0.0043, implying that it can generate a 0.004311 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 32.25HorizonTargetOdds Above 32.25
79.36%90 days
 32.25 
20.40%
Based on a normal probability distribution, the odds of ACI Worldwide to move above the current price in 90 days from now is about 20.4 (This ACI Worldwide probability density function shows the probability of ACI Stock to fall within a particular range of prices over 90 days) .

ACI Stock Institutional Holders

Institutional Holdings refers to the ownership stake in ACI Worldwide that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of ACI Worldwide's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing ACI Worldwide's value.
InstituionRecorded OnShares
Reinhart Mahoney Capital Management Inc2024-03-31
2.3 M
Global Alpha Capital Management Ltd.2023-12-31
1.9 M
Wellington Management Company Llp2023-12-31
1.8 M
Hood River Capital Management Llc2023-12-31
1.5 M
Rice Hall James & Associates, Llc2023-12-31
1.5 M
Aristotle Capital Boston, Llc2023-12-31
1.5 M
Cardinal Capital Management Llc2023-12-31
1.4 M
Northern Trust Corp2023-12-31
1.4 M
Charles Schwab Investment Management Inc2023-12-31
1.3 M
Blackrock Inc2023-12-31
18 M
Vanguard Group Inc2023-12-31
13.2 M
View ACI Worldwide Diagnostics

ACI Worldwide Historical Income Statement

ACI Worldwide Income Statement is one of the three primary financial statements used for reporting ACI's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of ACI Worldwide revenue and expense. ACI Worldwide Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, ACI Worldwide's Net Income is fairly stable compared to the past year. Net Income Applicable To Common Shares is likely to climb to about 171.7 M in 2024, whereas Gross Profit is likely to drop slightly above 397.4 M in 2024. View More Fundamentals

ACI Stock Against Markets

Picking the right benchmark for ACI Worldwide stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in ACI Worldwide stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for ACI Worldwide is critical whether you are bullish or bearish towards ACI Worldwide at a given time. Please also check how ACI Worldwide's historical prices are related to one of the top price index indicators.

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Our tools can tell you how much better you can do entering a position in ACI Worldwide without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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ACI Worldwide Corporate Directors

ACI Worldwide corporate directors refer to members of an ACI Worldwide board of directors. The board of directors generally takes responsibility for the ACI Worldwide's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of ACI Worldwide's board members must vote for the resolution. The ACI Worldwide board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
David PoeIndependent DirectorProfile
Janet EstepIndependent DirectorProfile
James HaleIndependent DirectorProfile
John ShayIndependent DirectorProfile

How to buy ACI Stock?

Before investing in ACI Worldwide, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in ACI Worldwide. To buy ACI Worldwide stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of ACI Worldwide. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase ACI Worldwide stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located ACI Worldwide stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased ACI Worldwide stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as ACI Worldwide, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy ACI Stock please use our How to Invest in ACI Worldwide guide.

Already Invested in ACI Worldwide?

The danger of trading ACI Worldwide is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of ACI Worldwide is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than ACI Worldwide. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile ACI Worldwide is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether ACI Worldwide is a strong investment it is important to analyze ACI Worldwide's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact ACI Worldwide's future performance. For an informed investment choice regarding ACI Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACI Worldwide. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product.
For more information on how to buy ACI Stock please use our How to Invest in ACI Worldwide guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.

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When running ACI Worldwide's price analysis, check to measure ACI Worldwide's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACI Worldwide is operating at the current time. Most of ACI Worldwide's value examination focuses on studying past and present price action to predict the probability of ACI Worldwide's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACI Worldwide's price. Additionally, you may evaluate how the addition of ACI Worldwide to your portfolios can decrease your overall portfolio volatility.
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Is ACI Worldwide's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ACI Worldwide. If investors know ACI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ACI Worldwide listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.397
Earnings Share
1.12
Revenue Per Share
13.388
Quarterly Revenue Growth
0.055
Return On Assets
0.0467
The market value of ACI Worldwide is measured differently than its book value, which is the value of ACI that is recorded on the company's balance sheet. Investors also form their own opinion of ACI Worldwide's value that differs from its market value or its book value, called intrinsic value, which is ACI Worldwide's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ACI Worldwide's market value can be influenced by many factors that don't directly affect ACI Worldwide's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ACI Worldwide's value and its price as these two are different measures arrived at by different means. Investors typically determine if ACI Worldwide is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ACI Worldwide's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.