Cullenfrost Bankers Stock Today

CFR Stock  USD 112.57  1.25  1.12%   

Performance

4 of 100

 
Low
 
High
Insignificant

Odds Of Distress

Less than 8

 
100  
 
Zero
Low
CullenFrost Bankers is selling at 112.57 as of the 29th of March 2024; that is 1.12% increase since the beginning of the trading day. The stock's lowest day price was 110.73. CullenFrost Bankers has only a 8 % chance of going through financial distress over the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for CullenFrost Bankers are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 9th of April 2022 and ending today, the 29th of March 2024. Click here to learn more.
Business Domain
Banks
IPO Date
26th of March 1990
Category
Financial Services
Classification
Financials
CullenFrost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. CullenFrost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas. CullenFrost Bankers operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. The company has 64.22 M outstanding shares of which 1.81 M shares are currently shorted by investors with about 4.2 days to cover. More on CullenFrost Bankers

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CullenFrost Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. CullenFrost Bankers' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding CullenFrost Bankers or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, CullenFrost Bankers' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to CullenFrost Bankers' managers, analysts, and investors.
Environment Score
Governance Score
Social Score
ChairmanPhilip Green
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, Swiss Leader Price, KBW Bank, SP Midcap 400, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering CullenFrost Bankers report their recommendations after researching CullenFrost Bankers' financial statements, talking to executives and customers, or listening in on CullenFrost Bankers' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering CullenFrost Bankers. The CullenFrost consensus assessment is calculated by taking the average forecast from all of the analysts covering CullenFrost Bankers.
Financial Strength
Based on the key indicators related to CullenFrost Bankers' liquidity, profitability, solvency, and operating efficiency, CullenFrost Bankers is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April. Financial strength of CullenFrost Bankers is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00850.0118
Way Down
Slightly volatile
Asset Turnover0.05380.0391
Significantly Up
Pretty Stable
Gross Profit Margin0.681.0
Way Down
Very volatile
Total Current Liabilities31.7 B30.2 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total261.5 M222.6 M
Fairly Up
Slightly volatile
Total Assets53.4 B50.8 B
Sufficiently Up
Slightly volatile
Total Current Assets10.2 B17.2 B
Way Down
Slightly volatile
CullenFrost Bankers' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to CullenFrost Bankers' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand CullenFrost Bankers' financial leverage. It provides some insight into what part of CullenFrost Bankers' total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on CullenFrost Bankers' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how CullenFrost Bankers deploys its capital and how much of that capital is borrowed.
Liquidity
CullenFrost Bankers cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 222.62 M in debt with debt to equity (D/E) ratio of 8.88, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Debt can assist CullenFrost Bankers until it has trouble settling it off, either with new capital or with free cash flow. So, CullenFrost Bankers' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like CullenFrost Bankers sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for CullenFrost to invest in growth at high rates of return. When we think about CullenFrost Bankers' use of debt, we should always consider it together with cash and equity.

Capital Expenditures

166.56 Million
CullenFrost Bankers (CFR) is traded on New York Stock Exchange in USA. It is located in 111 West Houston Street, San Antonio, TX, United States, 78205 and employs 5,495 people. CullenFrost Bankers is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 7.15 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate CullenFrost Bankers's market, we take the total number of its shares issued and multiply it by CullenFrost Bankers's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. CullenFrost Bankers runs under Banks sector within Financials industry. The entity has 64.22 M outstanding shares of which 1.81 M shares are currently shorted by investors with about 4.2 days to cover. CullenFrost Bankers has about 13.87 B in cash with 478.85 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 215.71.
Check CullenFrost Bankers Probability Of Bankruptcy
Ownership Allocation
CullenFrost Bankers holds a total of 64.22 Million outstanding shares. The majority of CullenFrost Bankers outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in CullenFrost Bankers to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in CullenFrost Bankers. Please pay attention to any change in the institutional holdings of CullenFrost Bankers as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check CullenFrost Ownership Details

CullenFrost Stock Price Odds Analysis

In regard to a normal probability distribution, the odds of CullenFrost Bankers jumping above the current price in 90 days from now is about 1.07%. The CullenFrost Bankers probability density function shows the probability of CullenFrost Bankers stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.1704 suggesting as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, CullenFrost Bankers will likely underperform. Additionally, cullenFrost Bankers has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 112.57HorizonTargetOdds Above 112.57
98.90%90 days
 112.57 
1.07%
Based on a normal probability distribution, the odds of CullenFrost Bankers to move above the current price in 90 days from now is about 1.07 (This CullenFrost Bankers probability density function shows the probability of CullenFrost Stock to fall within a particular range of prices over 90 days) .

CullenFrost Stock Institutional Holders

Institutional Holdings refers to the ownership stake in CullenFrost Bankers that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of CullenFrost Bankers' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing CullenFrost Bankers' value.
InstituionRecorded OnShares
Jpmorgan Chase & Co2023-12-31
967.6 K
Hhg Plc2023-12-31
860 K
Principal Financial Group Inc2023-12-31
808.2 K
Dimensional Fund Advisors, Inc.2023-12-31
787.6 K
Bank Of New York Mellon Corp2023-12-31
677.2 K
Norges Bank2023-12-31
669.4 K
Montrusco Bolton Investments Inc2023-12-31
656.5 K
Northern Trust Corp2023-12-31
620.7 K
Charles Schwab Investment Management Inc2023-12-31
521.1 K
Vanguard Group Inc2023-12-31
6.4 M
Aristotle Capital Management Llc2023-12-31
6.2 M
View CullenFrost Bankers Diagnostics

CullenFrost Bankers Historical Income Statement

CullenFrost Bankers Income Statement is one of the three primary financial statements used for reporting CullenFrost's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of CullenFrost Bankers revenue and expense. CullenFrost Bankers Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, CullenFrost Bankers' Selling General Administrative is relatively stable compared to the past year. As of 03/29/2024, Total Revenue is likely to grow to about 2.3 B, though Total Operating Expenses is likely to grow to (1.4 B). View More Fundamentals

CullenFrost Stock Against Markets

Picking the right benchmark for CullenFrost Bankers stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in CullenFrost Bankers stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for CullenFrost Bankers is critical whether you are bullish or bearish towards CullenFrost Bankers at a given time. Please also check how CullenFrost Bankers' historical prices are related to one of the top price index indicators.

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Our tools can tell you how much better you can do entering a position in CullenFrost Bankers without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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CullenFrost Bankers Corporate Directors

CullenFrost Bankers corporate directors refer to members of a CullenFrost Bankers board of directors. The board of directors generally takes responsibility for the CullenFrost Bankers' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of CullenFrost Bankers' board members must vote for the resolution. The CullenFrost Bankers board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Samuel DawsonIndependent DirectorProfile
Cynthia ComparinIndependent DirectorProfile
David HaemiseggerIndependent DirectorProfile
R AlexanderIndependent DirectorProfile

How to buy CullenFrost Stock?

Before investing in CullenFrost Bankers, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in CullenFrost Bankers. To buy CullenFrost Bankers stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of CullenFrost Bankers. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase CullenFrost Bankers stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located CullenFrost Bankers stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased CullenFrost Bankers stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as CullenFrost Bankers, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy CullenFrost Stock please use our How to Invest in CullenFrost Bankers guide.

Already Invested in CullenFrost Bankers?

The danger of trading CullenFrost Bankers is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of CullenFrost Bankers is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than CullenFrost Bankers. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile CullenFrost Bankers is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether CullenFrost Bankers is a strong investment it is important to analyze CullenFrost Bankers' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CullenFrost Bankers' future performance. For an informed investment choice regarding CullenFrost Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CullenFrost Bankers. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
To learn how to invest in CullenFrost Stock, please use our How to Invest in CullenFrost Bankers guide.
Note that the CullenFrost Bankers information on this page should be used as a complementary analysis to other CullenFrost Bankers' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.

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When running CullenFrost Bankers' price analysis, check to measure CullenFrost Bankers' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CullenFrost Bankers is operating at the current time. Most of CullenFrost Bankers' value examination focuses on studying past and present price action to predict the probability of CullenFrost Bankers' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CullenFrost Bankers' price. Additionally, you may evaluate how the addition of CullenFrost Bankers to your portfolios can decrease your overall portfolio volatility.
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Is CullenFrost Bankers' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CullenFrost Bankers. If investors know CullenFrost will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CullenFrost Bankers listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.47)
Dividend Share
3.58
Earnings Share
9.09
Revenue Per Share
30.232
Quarterly Revenue Growth
(0.03)
The market value of CullenFrost Bankers is measured differently than its book value, which is the value of CullenFrost that is recorded on the company's balance sheet. Investors also form their own opinion of CullenFrost Bankers' value that differs from its market value or its book value, called intrinsic value, which is CullenFrost Bankers' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CullenFrost Bankers' market value can be influenced by many factors that don't directly affect CullenFrost Bankers' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CullenFrost Bankers' value and its price as these two are different measures arrived at by different means. Investors typically determine if CullenFrost Bankers is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CullenFrost Bankers' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.