First Commonwealth Financial Stock Today
| FCF Stock | USD 12.79 0.17 1.35% |
Performance0 of 100
| Odds Of DistressLess than 8
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First Commonwealth is trading at 12.79 as of the 18th of April 2024. This is a 1.35 percent up since the beginning of the trading day. The stock's lowest day price was 12.56. First Commonwealth has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. Equity ratings for First Commonwealth Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 21st of October 2023 and ending today, the 18th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 19th of January 1992 | Category Financial Services | Classification Financials |
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. The company has 102.2 M outstanding shares of which 1.16 M shares are currently shorted by investors with about 2.25 days to cover. More on First Commonwealth Financial
Moving together with First Stock
| 0.8 | AX | Axos Financial Financial Report 25th of April 2024 | PairCorr |
| 0.94 | BY | Byline Bancorp Earnings Call Next Week | PairCorr |
| 0.89 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
Moving against First Stock
| 0.59 | KB | KB Financial Group Earnings Call This Week | PairCorr |
| 0.59 | WF | Woori Financial Group Financial Report 21st of May 2024 | PairCorr |
| 0.59 | TECTP | Tectonic Financial | PairCorr |
| 0.56 | VBFC | Village Bank | PairCorr |
| 0.43 | CFG-PD | Citizens Financial | PairCorr |
First Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. First Commonwealth's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding First Commonwealth or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| CEO | Thomas Price | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Old Names | [Dominion Lending Centres Inc, FST CWTH FINL] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NYSE Composite, SP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation Analysts covering First Commonwealth report their recommendations after researching First Commonwealth's financial statements, talking to executives and customers, or listening in on First Commonwealth's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering First Commonwealth. The First consensus assessment is calculated by taking the average forecast from all of the analysts covering First Commonwealth. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the key indicators obtained from First Commonwealth's historical financial statements, First Commonwealth Financial is not in a good financial situation at this time. It has a very high probability of going through financial hardship in May. Financial strength of First Commonwealth is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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First Commonwealth's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to First Commonwealth's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Commonwealth's financial leverage. It provides some insight into what part of First Commonwealth's total assets is financed by creditors.
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First Commonwealth Financial (FCF) is traded on New York Stock Exchange in USA. It is located in 601 Philadelphia Street, Indiana, PA, United States, 15701 and employs 1,437 people. First Commonwealth is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.28 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate First Commonwealth's market, we take the total number of its shares issued and multiply it by First Commonwealth's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. First Commonwealth runs under Banks sector within Financials industry. The entity has 102.2 M outstanding shares of which 1.16 M shares are currently shorted by investors with about 2.25 days to cover.
First Commonwealth Financial has about 180.77 M in cash with 162.76 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.94.
Check First Commonwealth Probability Of Bankruptcy
Ownership AllocationFirst Commonwealth holds a total of 102.2 Million outstanding shares. The majority of First Commonwealth Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Commonwealth to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Commonwealth. Please pay attention to any change in the institutional holdings of First Commonwealth Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check First Ownership Details
First Stock Price Odds Analysis
In reference to a normal probability distribution, the odds of First Commonwealth jumping above the current price in 90 days from now is about 89.03%. The First Commonwealth Financial probability density function shows the probability of First Commonwealth stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.4232. This usually indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, First Commonwealth will likely underperform. Additionally, first Commonwealth Financial has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of First Commonwealth to move above the current price in 90 days from now is about 89.03 (This First Commonwealth Financial probability density function shows the probability of First Stock to fall within a particular range of prices over 90 days) .
First Stock Institutional Holders
Institutional Holdings refers to the ownership stake in First Commonwealth that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of First Commonwealth's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing First Commonwealth's value.| Instituion | Recorded On | Shares | |
| Northern Trust Corp | 2023-12-31 | 1.4 M | |
| Bank Of New York Mellon Corp | 2023-12-31 | 1.2 M | |
| Jpmorgan Chase & Co | 2023-12-31 | 1.2 M | |
| Waldron, Lp | 2023-12-31 | 1.2 M | |
| First Commonwealth Financial Corp | 2023-12-31 | 898.9 K | |
| American Century Companies Inc | 2023-12-31 | 887.5 K | |
| Thrivent Financial For Lutherans | 2023-12-31 | 756.8 K | |
| First Trust Advisors L.p. | 2023-12-31 | 703.6 K | |
| Norges Bank | 2023-12-31 | 699.6 K | |
| Blackrock Inc | 2023-12-31 | 14.9 M | |
| Vanguard Group Inc | 2023-12-31 | 11.7 M |
First Commonwealth Historical Income Statement
First Commonwealth Financial Income Statement is one of the three primary financial statements used for reporting First's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of First Commonwealth revenue and expense. First Commonwealth Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, First Commonwealth's Gross Profit is most likely to increase significantly in the upcoming years. The First Commonwealth's current Other Operating Expenses is estimated to increase to about 435.4 M, while Selling General Administrative is projected to decrease to roughly 90.3 M. View More FundamentalsFirst Stock Against Markets
Picking the right benchmark for First Commonwealth stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in First Commonwealth stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for First Commonwealth is critical whether you are bullish or bearish towards First Commonwealth Financial at a given time. Please also check how First Commonwealth's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in First Commonwealth without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Performance AnalysisCheck effects of mean-variance optimization against your current asset allocation |
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First Commonwealth Corporate Directors
First Commonwealth corporate directors refer to members of a First Commonwealth board of directors. The board of directors generally takes responsibility for the First Commonwealth's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of First Commonwealth's board members must vote for the resolution. The First Commonwealth board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Johnston Glass | Independent Director | Profile | |
| Ray Charley | Independent Director | Profile | |
| Julie Caponi | Independent Director | Profile | |
| Laurie Singer | Independent Director | Profile |
How to buy First Stock?
Before investing in First Commonwealth, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in First Commonwealth. To buy First Commonwealth stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of First Commonwealth. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase First Commonwealth stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located First Commonwealth Financial stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased First Commonwealth Financial stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as First Commonwealth Financial, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy First Stock please use our How to Invest in First Commonwealth guide.
Already Invested in First Commonwealth Financial?
The danger of trading First Commonwealth Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of First Commonwealth is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than First Commonwealth. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile First Commonwealth is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether First Commonwealth is a strong investment it is important to analyze First Commonwealth's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Commonwealth's future performance. For an informed investment choice regarding First Stock, refer to the following important reports: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the First Commonwealth information on this page should be used as a complementary analysis to other First Commonwealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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Is First Commonwealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Commonwealth. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Commonwealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.147 | Dividend Share 0.5 | Earnings Share 1.54 | Revenue Per Share 4.601 | Quarterly Revenue Growth 0.181 |
The market value of First Commonwealth is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Commonwealth's value that differs from its market value or its book value, called intrinsic value, which is First Commonwealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Commonwealth's market value can be influenced by many factors that don't directly affect First Commonwealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Commonwealth's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Commonwealth is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Commonwealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.