Fair Isaac Stock Today

FICO Stock  USD 1,275  1.40  0.11%   

Performance

9 of 100

 
Low
 
High
OK

Odds Of Distress

Less than 6

 
100  
 
Zero
Low
Fair Isaac is selling at 1274.63 as of the 29th of February 2024; that is -0.11 percent decrease since the beginning of the trading day. The stock's open price was 1276.03. Fair Isaac has only a 6 % chance of going through financial distress over the next few years but had a somewhat ok performance during the last 90 days. Equity ratings for Fair Isaac are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 6th of March 2023 and ending today, the 29th of February 2024. Click here to learn more.
Business Domain
Software & Services
IPO Date
22nd of July 1987
Category
Technology
Classification
Information Technology
Fair Isaac Corporation develops analytic, software, and data management products and services that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. The company has 24.85 M outstanding shares of which 578.05 K shares are currently shorted by private and institutional investors with about 3.15 trading days to cover. More on Fair Isaac

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Fair Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Fair Isaac's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Fair Isaac or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEOWilliam Lansing
Thematic IdeaAir (View all Themes)
SEC FilingsFair Isaac Security & Exchange Commission EDGAR Reports
Business ConcentrationApplication Software, Software - Application, Information Technology, NYSE Composite, SP 500 Index, Air, Information Technology, Software, Software—Application, Technology (View all Sectors)
Average Analyst Recommendation
Analysts covering Fair Isaac report their recommendations after researching Fair Isaac's financial statements, talking to executives and customers, or listening in on Fair Isaac's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Fair Isaac. The Fair consensus assessment is calculated by taking the average forecast from all of the analysts covering Fair Isaac.
Financial Strength
Based on the measurements of operating efficiency obtained from Fair Isaac's historical financial statements, Fair Isaac may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter. Financial strength of Fair Isaac is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Weighted Shares Diluted25.1 M22.8 M
Significantly Up
Slightly volatile
Weighted Shares24.5 M22.5 M
Significantly Up
Slightly volatile
Return on Assets0.260.32
Significantly Down
Slightly volatile
Net Cash Flow from Operations449.3 M539.3 M
Significantly Down
Slightly volatile
Current Liabilities431 M422.8 M
Fairly Up
Slightly volatile
Total Liabilities2.1 B2.6 B
Significantly Down
Slightly volatile
Gross Margin0.890.91
Fairly Down
Slightly volatile
Total Debt2.3 B2.2 B
Significantly Up
Slightly volatile
Asset Turnover1.061.14
Significantly Down
Slightly volatile
Current Assets567.4 M639.9 M
Fairly Down
Slightly volatile
Total Assets1.7 B1.8 B
Sufficiently Down
Slightly volatile
Fair Isaac's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Fair Isaac's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Fair Isaac's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of Fair Isaac's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Fair Isaac's financial leverage. It provides some insight into what part of Fair Isaac's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Fair Isaac's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Fair Isaac deploys its capital and how much of that capital is borrowed.
Liquidity
Fair Isaac cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 1.89 B in liabilities with Debt to Equity (D/E) ratio of 8.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Fair Isaac has a current ratio of 1.21, suggesting that it is not liquid enough and may have problems paying out its financial obligations when due. Debt can assist Fair Isaac until it has trouble settling it off, either with new capital or with free cash flow. So, Fair Isaac's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Fair Isaac sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Fair to invest in growth at high rates of return. When we think about Fair Isaac's use of debt, we should always consider it together with cash and equity.

Operating Cash Flow

449.31 Million
Fair Isaac (FICO) is traded on New York Stock Exchange in USA. It is located in 5 West Mendenhall, Bozeman, MT, United States, 59715 and employs 3,485 people. Fair Isaac is listed under Application Software category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 32.02 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Fair Isaac's market, we take the total number of its shares issued and multiply it by Fair Isaac's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Fair Isaac conducts business under Software sector and is part of Information Technology industry. The entity has 24.85 M outstanding shares of which 578.05 K shares are currently shorted by private and institutional investors with about 3.15 trading days to cover. Fair Isaac currently holds about 155.06 M in cash with 468.92 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.14.
Check Fair Isaac Probability Of Bankruptcy
Ownership Allocation
Fair Isaac holds a total of twenty-four million eight hundred fifty-two thousand one hundred outstanding shares. The majority of Fair Isaac outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Fair Isaac to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Fair Isaac. Please pay attention to any change in the institutional holdings of Fair Isaac as this could imply that something significant has changed or about to change at the company. Please note that no matter how much assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Fair Ownership Details

Fair Stock Price Odds Analysis

Contingent on a normal probability distribution, the odds of Fair Isaac jumping above the current price in 90 days from now is about 14.71%. The Fair Isaac probability density function shows the probability of Fair Isaac stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days Fair Isaac has a beta of 0.8582. This usually indicates Fair Isaac market returns are highly reactive to returns on the market. As the market goes up or down, Fair Isaac is expected to follow. Additionally, the company has an alpha of 0.1547, implying that it can generate a 0.15 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 1274.63HorizonTargetOdds Above 1274.63
85.16%90 days
 1,275 
14.71%
Based on a normal probability distribution, the odds of Fair Isaac to move above the current price in 90 days from now is about 14.71 (This Fair Isaac probability density function shows the probability of Fair Stock to fall within a particular range of prices over 90 days) .

Fair Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Fair Isaac that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Fair Isaac's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Fair Isaac's value.
InstituionRecorded OnShares
American Century Companies Inc2023-12-31
382.1 K
Alliancebernstein L.p.2023-09-30
361.8 K
Af Advisors, Inc.2023-09-30
361.1 K
Amvescap Plc.2023-09-30
359.5 K
Franklin Resources Inc2023-12-31
283.6 K
Ako Capital Llp2023-12-31
279.5 K
Principal Financial Group Inc2023-12-31
273.9 K
Kensico Capital Management Corp2023-09-30
273.6 K
Northern Trust Corp2023-09-30
271.4 K
Vanguard Group Inc2023-09-30
2.8 M
Blackrock Inc2023-09-30
2.2 M
View Fair Isaac Diagnostics

Fair Isaac Historical Income Statement

Fair Isaac Income Statement is one of the three primary financial statements used for reporting Fair's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Fair Isaac revenue and expense. Fair Isaac Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Fair Isaac's Operating Income is very stable as compared to the past year. As of the 29th of February 2024, Weighted Average Shares is likely to grow to about 24.5 M, while Direct Expenses is likely to drop about 262.3 M. View More Fundamentals

Fair Stock Against Markets

Picking the right benchmark for Fair Isaac stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Fair Isaac stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Fair Isaac is critical whether you are bullish or bearish towards Fair Isaac at a given time. Please also check how Fair Isaac's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Fair Isaac without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Analyst Advice

Analyst recommendations and target price estimates broken down by several categories
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Fair Isaac Corporate Directors

Fair Isaac corporate directors refer to members of a Fair Isaac board of directors. The board of directors generally takes responsibility for the Fair Isaac's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Fair Isaac's board members must vote for the resolution. The Fair Isaac board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Marc McMorrisIndependent DirectorProfile
Greg GianforteIndependent DirectorProfile
James KirsnerIndependent DirectorProfile
Eva ManolisIndependent DirectorProfile

How to buy Fair Stock?

Before investing in Fair Isaac, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Fair Isaac. To buy Fair Isaac stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Fair Isaac. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Fair Isaac stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Fair Isaac stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Fair Isaac stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Fair Isaac, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Fair Stock please use our How to Invest in Fair Isaac guide.

Already Invested in Fair Isaac?

The danger of trading Fair Isaac is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Fair Isaac is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Fair Isaac. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Fair Isaac is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fair Isaac. Also, note that the market value of any Company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
Note that the Fair Isaac information on this page should be used as a complementary analysis to other Fair Isaac's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

Complementary Tools for Fair Stock analysis

When running Fair Isaac's price analysis, check to measure Fair Isaac's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fair Isaac is operating at the current time. Most of Fair Isaac's value examination focuses on studying past and present price action to predict the probability of Fair Isaac's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fair Isaac's price. Additionally, you may evaluate how the addition of Fair Isaac to your portfolios can decrease your overall portfolio volatility.
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Is Fair Isaac's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Earnings Share
17.91
Revenue Per Share
62.24
Quarterly Revenue Growth
0.108
Return On Assets
0.2678
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.