Synchrony Stock Today

SYF
 Stock
  

USD 29.27  0.46  1.55%   

Market Performance
0 of 100
Odds Of Distress
Less than 45
Synchrony Financial is trading at 29.27 as of the 25th of September 2022, a -1.55 percent down since the beginning of the trading day. The stock's lowest day price was 28.72. Synchrony Financial has 45 percent odds of going through some form of financial distress in the next two years and has generated negative returns to investors over the last 90 days. Equity ratings for Synchrony Financial are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 3rd of April 2021 and ending today, the 25th of September 2022. Click here to learn more.
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut. Synchrony Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. The company has 547.26 M outstanding shares of which 11.3 M shares are at this time shorted by investors with about 1.46 days to cover. More on Synchrony Financial

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Synchrony Financial Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Synchrony Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Synchrony Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
On 11th of August 2022 Synchrony Financial paid $ 0.23 per share dividend to its current shareholders
Latest headline from www.marketscreener.com: At Home and Synchrony Expand Rewards Program - Marketscreener.com
CEODavid Fasoli
Average Analyst Recommendation
Analysts covering Synchrony Financial report their recommendations after researching Synchrony Financial's financial statements, talking to executives and customers, or listening in on Synchrony Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Synchrony Financial. The Synchrony consensus assessment is calculated by taking the average forecast from all of the analysts covering Synchrony Financial.
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Synchrony Financial's available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Synchrony Financial (SYF) is traded on New York Stock Exchange in USA and employs 18,000 people. The company currently falls under 'Large-Cap' category with total capitalization of 17.9 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Synchrony Financial's market, we take the total number of its shares issued and multiply it by Synchrony Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Synchrony Financial runs under Financial Services sector within Credit Services industry. The entity has 547.26 M outstanding shares of which 11.3 M shares are at this time shorted by investors with about 1.46 days to cover. Synchrony Financial has about 10.68 B in cash with 7.03 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 22.17.
Check Synchrony Financial Probability Of Bankruptcy
Ownership
Synchrony Financial shows a total of five hundred fourty-seven million two hundred sixty thousand outstanding shares. The majority of Synchrony Financial outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Synchrony Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Synchrony Financial. Please pay attention to any change in the institutional holdings of Synchrony Financial as this could imply that something significant has changed or about to change at the company. Also note that roughly twenty-seven million three hundred sixty-three thousand invesors are currently shorting Synchrony Financial expressing very little confidence in its future performance.

Ownership Allocation (%)

Check Synchrony Ownership Details

Synchrony Stock Price Odds Analysis

What are Synchrony Financial's target price odds to finish over the current price? Based on a normal probability distribution, the odds of Synchrony Financial jumping above the current price in 90 days from now is about 90.58%. The Synchrony Financial probability density function shows the probability of Synchrony Financial stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.7183. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Synchrony Financial will likely underperform. Additionally, the company has an alpha of 0.1164, implying that it can generate a 0.12 percent excess return over DOW after adjusting for the inherited market risk (beta).
  Odds Below 29.27HorizonTargetOdds Above 29.27
9.34%90 days
 29.27 
90.58%
Based on a normal probability distribution, the odds of Synchrony Financial to move above the current price in 90 days from now is about 90.58 (This Synchrony Financial probability density function shows the probability of Synchrony Stock to fall within a particular range of prices over 90 days) .

Synchrony Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Synchrony Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Synchrony Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Synchrony Financial's value.
InstituionSecurity TypeTotal SharesValue
Vanguard Group IncCommon Shares62.8 M1.7 B
Capital World InvestorsCommon Shares48.3 M1.3 B
View Synchrony Financial Diagnostics

Synchrony Financial Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Synchrony Financial market risk premium is the additional return an investor will receive from holding Synchrony Financial long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Synchrony Financial. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Synchrony Financial's alpha and beta are two of the key measurements used to evaluate Synchrony Financial's performance over the market, the standard measures of volatility play an important role as well.

Synchrony Stock Against Markets

Picking the right benchmark for Synchrony Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Synchrony Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Synchrony Financial is critical whether you are bullish or bearish towards Synchrony Financial at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Synchrony Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Synchrony Financial Corporate Directors

Synchrony Financial corporate directors refer to members of a Synchrony Financial board of directors. The board of directors generally takes responsibility for the Synchrony Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Synchrony Financial's board members must vote for the resolution. The Synchrony Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Roy Guthrie - Independent DirectorProfile
Arthur Coviello - Independent DirectorProfile
Fernando Aguirre - Independent DirectorProfile
Ellen Zane - Independent DirectorProfile

Invested in Synchrony Financial?

The danger of trading Synchrony Financial is mainly related to its market volatility and company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Synchrony Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Synchrony Financial. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Synchrony Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additionally, take a look at World Market Map. You can also try Watchlist Optimization module to optimize watchlists to build efficient portfolio or rebalance existing positions based on mean-variance optimization algorithm.

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When running Synchrony Financial price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine Synchrony Financial value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.