Upstart Stock Today

UPST -  USA Stock  

USD 176.16  4.57  2.66%

Market Performance
0 of 100
Odds Of Distress
Less than 16
Upstart Holdings is selling for under 176.16 as of the 7th of December 2021; that is 2.66 percent increase since the beginning of the trading day. The stock's last reported lowest price was 157.26. Upstart Holdings has less than a 16 % chance of experiencing some financial distress in the next two years of operation, but has generated negative returns over the last 90 days. Equity ratings for Upstart Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 7th of November 2021 and ending today, the 7th of December 2021. Click here to learn more.
Upstart Holdings, Inc. operates a cloud- based artificial intelligence lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. The company has 76.9 M outstanding shares of which 3.35 M shares are at this time shorted by private and institutional investors with about 0.68 trading days to cover. More on Upstart Holdings
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Upstart Holdings Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. If you consider yourself one of those investors, make sure you clearly understand your entering position. Upstart Holdings' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Upstart Holdings or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Upstart Holdings generated a negative expected return over the last 90 days
Upstart Holdings has high historical volatility and very poor performance
About 15.0% of the company outstanding shares are owned by insiders
Latest headline from MacroaxisInsider: Sale by Mirgorodskaya Natalia of 259 shares of Upstart Holdings
Legal NameUpstart Holdings
Macroaxis Advice
Unlike general analyst consensus, Macroaxis buy hold or sell recommendation is provided in the context of your current investment horizon and risk tolerance. The advice algorithm takes into account all of Upstart Holdings' available fundamental, technical, and predictive indicators. Your current horizon is 90 days - details
Strong SellOvervalued
Upstart Holdings (UPST) is traded on NASDAQ Exchange in USA and employs 554 people. The company currently falls under 'Large-Cap' category with current market capitalization of 13.2 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Upstart Holdings's market, we take the total number of its shares issued and multiply it by Upstart Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and these looking for more risk prefer small-cap and mid-cap equities. Upstart Holdings conducts business under Financial Services sector and is part of Credit Services industry. The entity has 76.9 M outstanding shares of which 3.35 M shares are at this time shorted by private and institutional investors with about 0.68 trading days to cover. Upstart Holdings currently holds about 1.04 B in cash with 248.01 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 12.71.
Check Upstart Holdings Probability Of Bankruptcy
Ownership
Upstart Holdings shows a total of seventy-six million nine hundred thousand outstanding shares. Over half of Upstart Holdings outstanding shares are owned by institutional holders. These institutional holders are typically referred to corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulation than regular investors in Upstart Holdings. Please watch out for any change in the institutional holdings of Upstart Holdings as this could mean something significant has changed or about to change at the company. Please note that no matter how much assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

Ownership Allocation (%)

Check Upstart Ownership Details

Upstart Stock Price Odds Analysis

What are Upstart Holdings' target price odds to finish over the current price? Attributed to a normal probability distribution, the odds of Upstart Holdings jumping above the current price in 90 days from now is about 98.0%. The Upstart Holdings probability density function shows the probability of Upstart Holdings stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 2.0253. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Upstart Holdings will likely underperform. Additionally, the company has a negative alpha, implying that the risk taken by holding this instrument is not justified. Upstart Holdings is significantly underperforming DOW.
 Odds Down 176.16HorizonTargetOdds Up 176.16 
1.96%90 days
 176.16 
98.03%
Based on a normal probability distribution, the odds of Upstart Holdings to move above the current price in 90 days from now is about 98.0 (This Upstart Holdings probability density function shows the probability of Upstart Stock to fall within a particular range of prices over 90 days) .

Upstart Holdings Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Upstart Holdings market risk premium is the additional return an investor will receive from holding Upstart Holdings long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in Upstart Holdings. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Although Upstart Holdings' alpha and beta are two of the key measurements used to evaluate Upstart Holdings' performance over the market, the standard measures of volatility play an important role as well.

Upstart Stock Against Markets

Picking the right benchmark for Upstart Holdings stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Upstart Holdings stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Upstart Holdings is critical whether you are bullish or bearish towards Upstart Holdings at a given time.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Upstart Holdings without increasing your portfolio risk or giving up expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate.risk-adjusted returns of your individual positions relative to your overall portfolio.

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Also, please take a look at World Market Map. Note that the Upstart Holdings information on this page should be used as a complementary analysis to other Upstart Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.

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When running Upstart Holdings price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Upstart Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart Holdings. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Upstart Holdings is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart Holdings' value that differs from its market value or its book value, called intrinsic value, which is Upstart Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart Holdings' market value can be influenced by many factors that don't directly affect Upstart Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine Upstart Holdings value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.