Upstart Holdingsinc Stock Today
| UPST Stock | USD 23.12 0.18 0.78% |
Performance0 of 100
| Odds Of DistressOver 81
|
Upstart HoldingsInc is selling for under 23.12 as of the 25th of April 2024; that is 0.78 percent increase since the beginning of the trading day. The stock's last reported lowest price was 22.67. Upstart HoldingsInc has a very high chance of experiencing financial distress in the next few years of operation. It has also generated negative returns for investors over the last 90 days. Equity ratings for Upstart HoldingsInc are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of March 2024 and ending today, the 25th of April 2024. Click here to learn more.
Business Domain Financial Services | IPO Date 16th of December 2020 | Classification Financials |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence lending platform in the United States. The company was founded in 2012 and is headquartered in San Mateo, California. Upstart Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. The company has 87.81 M outstanding shares of which 27.34 M shares are at this time shorted by private and institutional investors with about 5.32 trading days to cover. More on Upstart HoldingsInc
Moving against Upstart Stock
| 0.75 | AXP | American Express Financial Report 19th of July 2024 | PairCorr |
| 0.74 | EVR | Evercore Partners | PairCorr |
| 0.71 | APO | Apollo Global Management Earnings Call This Week | PairCorr |
| 0.69 | CG | Carlyle Group Earnings Call This Week | PairCorr |
| 0.65 | AMG | Affiliated Managers Earnings Call This Week | PairCorr |
| 0.5 | SF | Stifel Financial Financial Report 24th of July 2024 | PairCorr |
| 0.47 | FLFV | Feutune Light Acquisition | PairCorr |
Follow Valuation Options Odds of Bankruptcy
Financial Report 14th of May 2024
Upstart Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Upstart HoldingsInc's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Upstart HoldingsInc or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Business Concentration | Consumer Finance, Financial Services, NASDAQ Composite, Nasdaq CTA Artificial, NASDAQ Financial 100, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation Analysts covering Upstart HoldingsInc report their recommendations after researching Upstart HoldingsInc's financial statements, talking to executives and customers, or listening in on Upstart HoldingsInc's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Upstart HoldingsInc. The Upstart consensus assessment is calculated by taking the average forecast from all of the analysts covering Upstart HoldingsInc. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the measurements of operating efficiency obtained from Upstart HoldingsInc's historical financial statements, Upstart HoldingsInc is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May. Financial strength of Upstart HoldingsInc is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Upstart HoldingsInc's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Upstart HoldingsInc's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Upstart HoldingsInc's financial leverage. It provides some insight into what part of Upstart HoldingsInc's total assets is financed by creditors.
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Upstart HoldingsInc (UPST) is traded on NASDAQ Exchange in USA. It is located in 2950 South Delaware Street, San Mateo, CA, United States, 94403 and employs 1,388 people. Upstart HoldingsInc is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.01 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Upstart HoldingsInc's market, we take the total number of its shares issued and multiply it by Upstart HoldingsInc's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Upstart HoldingsInc conducts business under Consumer Finance sector and is part of Financials industry. The entity has 87.81 M outstanding shares of which 27.34 M shares are at this time shorted by private and institutional investors with about 5.32 trading days to cover.
Upstart HoldingsInc currently holds about 683.97 M in cash with (160.49 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.35.
Check Upstart HoldingsInc Probability Of Bankruptcy
Ownership AllocationUpstart HoldingsInc shows a total of 87.81 Million outstanding shares. 30% of Upstart HoldingsInc outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Upstart Ownership Details
Upstart Stock Price Odds Analysis
Attributed to a normal probability distribution, the odds of Upstart HoldingsInc jumping above the current price in 90 days from now is about 85.41%. The Upstart HoldingsInc probability density function shows the probability of Upstart HoldingsInc stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 2.7705. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Upstart HoldingsInc will likely underperform. Additionally, upstart HoldingsInc has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of Upstart HoldingsInc to move above the current price in 90 days from now is about 85.41 (This Upstart HoldingsInc probability density function shows the probability of Upstart Stock to fall within a particular range of prices over 90 days) .
Upstart Stock Institutional Holders
Institutional Holdings refers to the ownership stake in Upstart HoldingsInc that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Upstart HoldingsInc's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Upstart HoldingsInc's value.| Instituion | Recorded On | Shares | |
| Voloridge Investment Management, Llc | 2023-09-30 | 1.2 M | |
| Two Sigma Investments Llc | 2023-12-31 | 1.1 M | |
| Mirae Asset Global Investments (korea) Co Ltd | 2023-12-31 | 1 M | |
| Northern Trust Corp | 2023-12-31 | 711.8 K | |
| Coatue Management Llc | 2023-12-31 | 684.8 K | |
| Citadel Advisors Llc | 2023-09-30 | 661.1 K | |
| Charles Schwab Investment Management Inc | 2023-12-31 | 573.2 K | |
| Norges Bank | 2023-12-31 | 465.4 K | |
| Barclays Plc | 2023-12-31 | 421.6 K | |
| Vanguard Group Inc | 2023-12-31 | 7 M | |
| Blackrock Inc | 2023-12-31 | 5.5 M |
Upstart HoldingsInc Historical Income Statement
Upstart HoldingsInc Income Statement is one of the three primary financial statements used for reporting Upstart's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Upstart HoldingsInc revenue and expense. Upstart HoldingsInc Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Upstart HoldingsInc's Net Interest Income is comparatively stable compared to the past year. Interest Income is likely to gain to about 164 M in 2024, whereas Selling General Administrative is likely to drop slightly above 161.4 M in 2024. View More FundamentalsUpstart Stock Against Markets
Picking the right benchmark for Upstart HoldingsInc stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Upstart HoldingsInc stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Upstart HoldingsInc is critical whether you are bullish or bearish towards Upstart HoldingsInc at a given time. Please also check how Upstart HoldingsInc's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in Upstart HoldingsInc without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
Run Volatility Analysis Now
Volatility AnalysisGet historical volatility and risk analysis based on latest market data |
| All Next | Launch Module |
Upstart HoldingsInc Corporate Management
Elected by the shareholders, the Upstart HoldingsInc's board of directors comprises two types of representatives: Upstart HoldingsInc inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Upstart. The board's role is to monitor Upstart HoldingsInc's management team and ensure that shareholders' interests are well served. Upstart HoldingsInc's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Upstart HoldingsInc's outside directors are responsible for providing unbiased perspectives on the board's policies.
| David Girouard | President, CoFounder | Profile | |
| Pavi Ramamurthy | Chief Officer | Profile | |
| Natalia Mirgorodskaya | Corporate Controller | Profile | |
| Sanjay CFA | Chief Officer | Profile | |
| Anna Counselman | CoFounder Operations | Profile | |
| Alison Nicoll | G Sec | Profile | |
| Scott Darling | Chief Sec | Profile |
How to buy Upstart Stock?
Before investing in Upstart HoldingsInc, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Upstart HoldingsInc. To buy Upstart HoldingsInc stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Upstart HoldingsInc. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Upstart HoldingsInc stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Upstart HoldingsInc stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Upstart HoldingsInc stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Upstart HoldingsInc, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.
Already Invested in Upstart HoldingsInc?
The danger of trading Upstart HoldingsInc is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Upstart HoldingsInc is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Upstart HoldingsInc. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Upstart HoldingsInc is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Upstart HoldingsInc is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Upstart Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Upstart Holdingsinc Stock. Highlighted below are key reports to facilitate an investment decision about Upstart Holdingsinc Stock: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Upstart HoldingsInc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For more information on how to buy Upstart Stock please use our How to Invest in Upstart HoldingsInc guide.You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Complementary Tools for Upstart Stock analysis
When running Upstart HoldingsInc's price analysis, check to measure Upstart HoldingsInc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart HoldingsInc is operating at the current time. Most of Upstart HoldingsInc's value examination focuses on studying past and present price action to predict the probability of Upstart HoldingsInc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart HoldingsInc's price. Additionally, you may evaluate how the addition of Upstart HoldingsInc to your portfolios can decrease your overall portfolio volatility.
| Fundamentals Comparison Compare fundamentals across multiple equities to find investing opportunities | |
| Performance Analysis Check effects of mean-variance optimization against your current asset allocation | |
| Funds Screener Find actively-traded funds from around the world traded on over 30 global exchanges | |
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Price Exposure Probability Analyze equity upside and downside potential for a given time horizon across multiple markets |
Is Upstart HoldingsInc's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Upstart HoldingsInc. If investors know Upstart will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Upstart HoldingsInc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 2.091 | Earnings Share (2.87) | Revenue Per Share 6.547 | Quarterly Revenue Growth 0.019 | Return On Assets (0.07) |
The market value of Upstart HoldingsInc is measured differently than its book value, which is the value of Upstart that is recorded on the company's balance sheet. Investors also form their own opinion of Upstart HoldingsInc's value that differs from its market value or its book value, called intrinsic value, which is Upstart HoldingsInc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Upstart HoldingsInc's market value can be influenced by many factors that don't directly affect Upstart HoldingsInc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Upstart HoldingsInc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Upstart HoldingsInc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Upstart HoldingsInc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.