Us Bancorp Stock Today

USB Stock  USD 42.47  0.39  0.93%   

Performance

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Odds Of Distress

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US Bancorp is trading at 42.47 as of the 18th of March 2024, a 0.93 percent increase since the beginning of the trading day. The stock's open price was 42.08. US Bancorp has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for US Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 25th of September 2022 and ending today, the 18th of March 2024. Click here to learn more.
Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota. The company has 1.56 B outstanding shares of which 18.61 M shares are at this time shorted by investors with about 2.09 days to cover. More on US Bancorp

Moving together with USB Stock

  0.9RF Regions Financial Fiscal Quarter End 31st of March 2024 PairCorr

Moving against USB Stock

  0.45TFC-PR Truist FinancialPairCorr

USB Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. US Bancorp's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding US Bancorp or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ChairmanGunjan Kedia
Thematic Ideas
(View all Themes)
Old NameInvesco LadderRite U.S. 0-5 Year Corporate Bond Index ETF CAD
Business ConcentrationDiversified Banks, Banks - Regional, Financial Services, NYSE Composite, SP 500 Index, SP 100 Index, SP 100, KBW Bank, NYSE US 100, Dividend Beast, FinTech, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Financial Strength
Based on the analysis of US Bancorp's profitability, liquidity, and operating efficiency, US Bancorp is doing better financially then in previous quarter. It has a moderate probability of reporting better financial numbers in April. Financial strength of US Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01520.0082
Way Up
Slightly volatile
Asset Turnover0.06040.0422
Way Up
Slightly volatile
Gross Profit Margin0.780.89
Fairly Down
Slightly volatile
Total Current Liabilities15.4 B11.5 B
Significantly Up
Pretty Stable
Non Current Liabilities Total54.1 B51.5 B
Sufficiently Up
Slightly volatile
Total Assets696.7 B663.5 B
Sufficiently Up
Slightly volatile
Total Current Assets145.9 B139 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities5.3 B8.4 B
Way Down
Pretty Stable
US Bancorp's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to US Bancorp's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
US Bancorp's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of US Bancorp's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand US Bancorp's financial leverage. It provides some insight into what part of US Bancorp's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on US Bancorp's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how US Bancorp deploys its capital and how much of that capital is borrowed.
Liquidity
US Bancorp cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 62.94 B in debt with debt to equity (D/E) ratio of 0.5, which is OK given its current industry classification. Debt can assist US Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, US Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like US Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for USB to invest in growth at high rates of return. When we think about US Bancorp's use of debt, we should always consider it together with cash and equity.

Change In Cash

8.03 Billion
US Bancorp (USB) is traded on New York Stock Exchange in USA. It is located in 800 Nicollet Mall, Minneapolis, MN, United States, 55402 and employs 75,465 people. US Bancorp is listed under Diversified Banks category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a total capitalization of 65.57 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate US Bancorp's market, we take the total number of its shares issued and multiply it by US Bancorp's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. US Bancorp runs under Banks sector within Financials industry. The entity has 1.56 B outstanding shares of which 18.61 M shares are at this time shorted by investors with about 2.09 days to cover. US Bancorp has about 44.38 B in cash with 8.45 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 29.87.
Check US Bancorp Probability Of Bankruptcy
Ownership Allocation
US Bancorp shows a total of 1.56 Billion outstanding shares. The majority of US Bancorp outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to take positions in US Bancorp to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in US Bancorp. Please pay attention to any change in the institutional holdings of US Bancorp as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check USB Ownership Details

USB Stock Price Odds Analysis

What are US Bancorp's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of US Bancorp jumping above the current price in 90 days from now is about 38.75%. The US Bancorp probability density function shows the probability of US Bancorp stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon US Bancorp has a beta of 0.0812. This usually implies as returns on the market go up, US Bancorp average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding US Bancorp will be expected to be much smaller as well. Additionally, the company has a negative alpha, implying that the risk taken by holding this instrument is not justified. US Bancorp is significantly underperforming NYSE Composite.
  Odds Below 42.47HorizonTargetOdds Above 42.47
60.87%90 days
 42.47 
38.75%
Based on a normal probability distribution, the odds of US Bancorp to move above the current price in 90 days from now is about 38.75 (This US Bancorp probability density function shows the probability of USB Stock to fall within a particular range of prices over 90 days) .

US Bancorp Historical Income Statement

US Bancorp Income Statement is one of the three primary financial statements used for reporting USB's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of US Bancorp revenue and expense. US Bancorp Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, US Bancorp's Other Operating Expenses is projected to increase significantly based on the last few years of reporting. The current year's Depreciation And Amortization is expected to grow to about 1.1 B, whereas Operating Income is forecasted to decline to about 6.4 B. View More Fundamentals

USB Stock Against Markets

Picking the right benchmark for US Bancorp stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in US Bancorp stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for US Bancorp is critical whether you are bullish or bearish towards US Bancorp at a given time. Please also check how US Bancorp's historical prices are related to one of the top price index indicators.

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Our tools can tell you how much better you can do entering a position in US Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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US Bancorp Corporate Directors

US Bancorp corporate directors refer to members of an US Bancorp board of directors. The board of directors generally takes responsibility for the US Bancorp's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of US Bancorp's board members must vote for the resolution. The US Bancorp board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Kimberly HarrisIndependent DirectorProfile
Dorothy BridgesIndependent DirectorProfile
Warner BaxterIndependent DirectorProfile
Olivia KirtleyLead Independent DirectorProfile

How to buy USB Stock?

Before investing in US Bancorp, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in US Bancorp. To buy US Bancorp stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of US Bancorp. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase US Bancorp stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located US Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased US Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as US Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy USB Stock please use our How to Invest in US Bancorp guide.

Already Invested in US Bancorp?

The danger of trading US Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of US Bancorp is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than US Bancorp. The Shape ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile US Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Bancorp. Also, note that the market value of any Company could be tightly coupled with the direction of predictive economic indicators such as signals in state.
For information on how to trade USB Stock refer to our How to Trade USB Stock guide.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.

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When running US Bancorp's price analysis, check to measure US Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Bancorp is operating at the current time. Most of US Bancorp's value examination focuses on studying past and present price action to predict the probability of US Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Bancorp's price. Additionally, you may evaluate how the addition of US Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is US Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.