Horace Mann Stock Target Price and Analyst Consensus

HMN Stock  USD 35.99  0.02  0.06%   
The current analyst and expert consensus on Horace Mann is Hold, with 0 strong buy opinions. The current projected Horace Mann target price consensus is 42.0 with 1 analyst opinions. The most common way Horace Mann Educators analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Horace Mann executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Horace Mann. We encourage you to use your own analysis of Horace Mann Educators to validate this buy or sell advice. Horace Mann buy-or-sell recommendation module provides average expert sentiment on the projected Horace Mann Educators target price to derive its highest and lowest estimates based on its projected price volatility. Please check Macroaxis Advice on Horace Mann to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
  
As of 6th of February 2023, Gross Profit is likely to drop to about 585.5 M. In addition to that, Profit Margin is likely to drop to 9.02. Horace Mann Cash and Equivalents is very stable at the moment as compared to the past year. Horace Mann reported last year Cash and Equivalents of 120.33 Million. As of 6th of February 2023, Deferred Revenue is likely to grow to about 295.5 M, while Long Term Debt is likely to drop about 223.5 M.

Horace Mann Target Price Consensus

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Horace target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts performance other than comparing it to the past results via a very sophisticated attribution analysis. Horace target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
Number of Opinions2
Lowered Outlook0
Raized Outlook0
Hold
Most Horace analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Horace stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Horace Mann Educators, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Horace Mann Target Price Projection

Horace Mann's current and average target prices are 35.99 and 42.00, respectively. The current price of Horace Mann is the price at which Horace Mann Educators is currently trading. On the other hand, Horace Mann's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Horace Mann Market Quote on 6th of February 2023

Low Price35.89Odds
High Price36.54Odds

35.99

Target Price

Analyst Consensus On Horace Mann Target Price

Low Estimate42.0Odds
High Estimate42.0Odds
Number of AnalystsOne
Standard Deviation0.0

42.0

Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Horace Mann Educators and the information provided on this page.

Horace Mann Analyst Ratings

Horace Mann's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Horace Mann stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Horace Mann's financials, market performance, and future outlook by experienced professionals. Horace Mann's historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Horace Mann price targets

Horace Mann's stock target price is an estimate of its future price, usually made by analysts. Using Horace Mann's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Horace Mann's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Horace Mann's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Horace Mann Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Horace Mann is a key component of Horace Mann valuation and have some predictive power on the future returns of a Horace Mann.
Sophisticated investors, who have witnessed many market ups and downs, frequently view the market will even out over time. This tendency of Horace Mann's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy. Please use the tools below to analyze the current value of Horace Mann in the context of predictive analytics.
Hype
Prediction
LowEstimated ValueHigh
34.3435.9337.52
Details
Intrinsic
Valuation
LowReal ValueHigh
32.3938.9840.57
Details
Naive
Forecast
LowNext ValueHigh
35.3236.9238.51
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
34.3036.6538.99
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Horace Mann. Your research has to be compared to or analyzed against Horace Mann's peers to derive any actionable benefits. When done correctly, Horace Mann's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy towards taking a position in Horace Mann Educators.

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Please check Macroaxis Advice on Horace Mann to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon. You can also try Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.

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When running Horace Mann Educators price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
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The data published in Horace Mann's official financial statements usually reflect Horace Mann's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Horace Mann Educators. For example, before you start analyzing numbers published by Horace accountants, it's critical to develop an understanding of what Horace Mann's liquidity, profitability, and earnings quality are in the context of the Insurance space in which it operates.
Please note, the presentation of Horace Mann's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Horace Mann's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Horace Mann's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Horace Mann Educators. Please utilize our Beneish M Score to check the likelihood of Horace Mann's management to manipulate its earnings.