German American Valuation
| GABC Stock | USD 33.17 0.05 0.15% |
At this time, the firm appears to be fairly valued. German American Bancorp retains a regular Real Value of $32.4 per share. The prevalent price of the firm is $33.17. Our model calculates the value of German American Bancorp from evaluating the firm fundamentals such as Return On Asset of 0.014, return on equity of 0.14, and Current Valuation of 1.07 B as well as inspecting its technical indicators and probability of bankruptcy. In general, most investors encourage purchasing undervalued assets and exiting overvalued assets since, at some point, asset prices and their ongoing real values will come together. Key fundamental drivers impacting German American's valuation include:
Price Book 1.4332 | Enterprise Value 1.1 B | Price Sales 3.8319 | Forward PE 12.5628 | Trailing PE 11.4158 |
Fairly Valued
Today
Please note that German American's price fluctuation is very steady at this time. Calculation of the real value of German American Bancorp is based on 3 months time horizon. Increasing German American's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for German American Bancorp is useful when determining the fair value of the German stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of German American. Since German American is currently traded on the exchange, buyers and sellers on that exchange determine the market value of German Stock. However, German American's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 33.17 | Real 32.4 | Target 31.75 | Hype 33.22 | Naive 33.21 |
The real value of German Stock, also known as its intrinsic value, is the underlying worth of German American Bancorp Company, which is reflected in its stock price. It is based on German American's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of German American's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence German American's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of German American Bancorp helps investors to forecast how German stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of German American more accurately as focusing exclusively on German American's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use German American's intrinsic value based on its ongoing forecasts of German American's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against German American's closest peers. When choosing an evaluation method for German American Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
German American Investments |
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German Valuation Trend
Knowing German American's actual value is paramount for traders to make sound investment determinations. German American's real value is not only important for the investor to make better decisions but also for a more accurate overall view of German American's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both German American's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
German Market Cap
German American Bancorp is rated # 3 in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 6.35 Billion. German American retains roughly 982.8 Million in market capitalization claiming about 15% of equities under Financials industry.German American Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining German American's current stock value. Our valuation model uses many indicators to compare German American value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across German American competition to find correlations between indicators driving German American's intrinsic value. More Info.German American Bancorp is rated # 3 in price to earning category among related companies. It is rated # 2 in price to book category among related companies fabricating about 0.09 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for German American Bancorp is roughly 10.62 . The current year's Price To Book Ratio is expected to grow to 2.01. Comparative valuation analysis is a catch-all model that can be used if you cannot value German American by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for German American's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the German American's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates German American's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in German American and how it compares across the competition.
About German American Valuation
The stock valuation mechanism determines the current worth of German American Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of German American Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of German American Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing German American's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of German American's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of German American. We calculate exposure to German American's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to German American's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 297 M | 311.9 M | |
| Pretax Profit Margin | 0.33 | 0.26 | |
| Operating Profit Margin | 0.02 | 0.02 | |
| Net Profit Margin | 0.27 | 0.20 | |
| Gross Profit Margin | 0.94 | 0.74 |
German American Quarterly Retained Earnings |
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8 Steps to conduct German American's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates German American's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct German American's valuation analysis, follow these 8 steps:- Gather financial information: Obtain German American's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine German American's revenue streams: Identify German American's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research German American's industry and market trends, including the size of the market, growth rate, and competition.
- Establish German American's growth potential: Evaluate German American's management, business model, and growth potential.
- Determine German American's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate German American's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of German American represents a small ownership stake in the entity. As a stockholder of German, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
German American Dividends Analysis For Valuation
Please note that German American has scaled down on payment of dividends at this time. At present, German American's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 19.07, whereas Earning Assets are forecasted to decline to about 879.1 M.
There are various types of dividends German American can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of German shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from German American Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When German pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of German American by the value of the dividends paid out.
German American Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as German American does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 29.6 M | |
| Quarterly Earnings Growth Y O Y | -0.122 | |
| Forward Price Earnings | 12.5628 |
German American Current Valuation Indicators
Valuation refers to the process of determining the present value of German American Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value German we look at many different elements of the entity such as German's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. German American's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final German American's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as German American, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use German American's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes German American's worth.When determining whether German American Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of German American's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of German American Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on German American Bancorp Stock: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in German American Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the German American Bancorp information on this page should be used as a complementary analysis to other German American's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Complementary Tools for German Stock analysis
When running German American's price analysis, check to measure German American's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy German American is operating at the current time. Most of German American's value examination focuses on studying past and present price action to predict the probability of German American's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move German American's price. Additionally, you may evaluate how the addition of German American to your portfolios can decrease your overall portfolio volatility.
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Is German American's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of German American. If investors know German will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about German American listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.12) | Dividend Share 1.02 | Earnings Share 2.91 | Revenue Per Share 8.395 | Quarterly Revenue Growth (0.07) |
The market value of German American Bancorp is measured differently than its book value, which is the value of German that is recorded on the company's balance sheet. Investors also form their own opinion of German American's value that differs from its market value or its book value, called intrinsic value, which is German American's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because German American's market value can be influenced by many factors that don't directly affect German American's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between German American's value and its price as these two are different measures arrived at by different means. Investors typically determine if German American is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, German American's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.