Harbor Bankshares Valuation
HRBK Stock | USD 9.45 1.95 26.00% |
At this time, the firm appears to be overvalued. Harbor Bankshares retains a regular Real Value of $7.58 per share. The prevalent price of the firm is $9.45. Our model calculates the value of Harbor Bankshares from evaluating the firm fundamentals such as Return On Asset of 0.0075, current valuation of (3.25 M), and Return On Equity of 0.11 as well as inspecting its technical indicators and probability of bankruptcy. In general, most investors encourage picking up undervalued assets and discarding overvalued assets since, at some point, asset prices and their ongoing real values will come together.
Overvalued
Today
Please note that Harbor Bankshares' price fluctuation is slightly risky at this time. Calculation of the real value of Harbor Bankshares is based on 3 months time horizon. Increasing Harbor Bankshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Harbor Bankshares is useful when determining the fair value of the Harbor pink sheet, which is usually determined by what a typical buyer is willing to pay for full or partial control of Harbor Bankshares. Since Harbor Bankshares is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Harbor Pink Sheet. However, Harbor Bankshares' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. Historical | Market 9.45 | Real 7.58 | Hype 9.45 |
The real value of Harbor Pink Sheet, also known as its intrinsic value, is the underlying worth of Harbor Bankshares Company, which is reflected in its stock price. It is based on Harbor Bankshares' financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Harbor Bankshares' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Harbor Bankshares' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Harbor Bankshares helps investors to forecast how Harbor pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Harbor Bankshares more accurately as focusing exclusively on Harbor Bankshares' fundamentals will not take into account other important factors: Harbor Bankshares Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining Harbor Bankshares's current stock value. Our valuation model uses many indicators to compare Harbor Bankshares value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Harbor Bankshares competition to find correlations between indicators driving Harbor Bankshares's intrinsic value. More Info.Harbor Bankshares is one of the top stocks in price to earning category among related companies. It is one of the top stocks in price to book category among related companies fabricating about 0.01 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for Harbor Bankshares is roughly 125.24 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Harbor Bankshares by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Harbor Bankshares' Pink Sheet. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Harbor Bankshares' earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Harbor Bankshares' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Harbor Bankshares and how it compares across the competition.
About Harbor Bankshares Valuation
The pink sheet valuation mechanism determines the current worth of Harbor Bankshares on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Harbor Bankshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Harbor Bankshares based exclusively on its fundamental and basic technical indicators. By analyzing Harbor Bankshares's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Harbor Bankshares's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Harbor Bankshares. We calculate exposure to Harbor Bankshares's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Harbor Bankshares's related companies.Harbor Bankshares Corporation provides various banking services in Maryland. Harbor Bankshares Corporation was founded in 1982 and is based in Baltimore, Maryland. Harbor Bankshares operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 77 people.
8 Steps to conduct Harbor Bankshares' Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Harbor Bankshares' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Harbor Bankshares' valuation analysis, follow these 8 steps:- Gather financial information: Obtain Harbor Bankshares' financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Harbor Bankshares' revenue streams: Identify Harbor Bankshares' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Harbor Bankshares' industry and market trends, including the size of the market, growth rate, and competition.
- Establish Harbor Bankshares' growth potential: Evaluate Harbor Bankshares' management, business model, and growth potential.
- Determine Harbor Bankshares' financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Harbor Bankshares' estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Harbor Bankshares Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Harbor Bankshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Quarterly Earnings Growth Y O Y | -0.104 | |
Retained Earnings | 10.9 M |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Harbor Bankshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics. Note that the Harbor Bankshares information on this page should be used as a complementary analysis to other Harbor Bankshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Complementary Tools for Harbor Pink Sheet analysis
When running Harbor Bankshares' price analysis, check to measure Harbor Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Harbor Bankshares is operating at the current time. Most of Harbor Bankshares' value examination focuses on studying past and present price action to predict the probability of Harbor Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Harbor Bankshares' price. Additionally, you may evaluate how the addition of Harbor Bankshares to your portfolios can decrease your overall portfolio volatility.
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